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About This Home

This 6-bedroom, 5-bathroom single family at 12465 Silver Bay Circle in Indianapolis, IN is listed for $975,000 ($185 per sqft). Built in 1996, the home offers 5,279 sqft of living space on a N/A lot.

Agent Description

A rare opportunity on Geist Reservoir with one of the most sought-after features in the area, a deeded boat dock. This 6 bedroom, 5 full bathroom home offers 5,279 square feet designed to fully capture the lake lifestyle. Direct water access allows for effortless boating, entertaining, and everyday enjoyment on Geist, setting this property apart from anything else on the market.

Inside, the main level features an open-concept layout anchored by an updated kitchen with stainless steel appliances, extensive cabinetry, a large center island, and walk-in pantry. A double-sided fireplace connects the kitchen and great room, while soaring ceilings and expansive windows bring in natural light and highlight the views.

The layout offers flexibility with a main-level bedroom and full bath, ideal for guests or multigenerational living, along with a private office with French doors and a formal dining room with butler's pantry. Dual staircases add both convenience and architectural appeal.

Upstairs, the primary suite is expansive with tray ceilings, a large en-suite bath featuring a jacuzzi tub and dual-head shower, and a walk-in closet with additional space for storage or expansion. Additional bedrooms include both en-suite and Jack-and-Jill configurations, plus a conveniently located laundry room.

The walk-out lower level is built for entertaining, complete with a full wet bar, multiple living areas, built-in speakers, and direct access to the patio. A sixth bedroom and full bath provide excellent space for guests or extended stays. With a large deck, quality finishes throughout, and a layout designed for both everyday living and entertaining, this home delivers.

The deeded dock on Geist Reservoir is the centerpiece, ideally positioned in one of the most desirable coves just off the main body. Centrally located on the reservoir, it offers quick access to the Marina, Wolfies Grill, and the full lake, delivering a lifestyle that few properties can match.

Key Features

  • Built in 1996
  • 2 stories

Property Details

2 stories
5 full
1996

Amenities

Hardwood

Monthly Cost Estimate

$5,215/mo

20% down · 6.5% · 30 years

Principal$705
Interest$4,225
Insurance$284

Estimates only. Actual payments may vary.

Location

12465 Silver Bay Circle

Indianapolis, IN 46236

Admirals Bay

Features & Amenities

Interior Features

Vaulted Ceiling(s)Breakfast BarHigh CeilingsTray Ceiling(s)Kitchen IslandEntrance FoyerEat-in KitchenPantryWalk-In Closet(s)Wet Bar

Property Details

Flooring

Hardwood

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

CooktopCooktop - ElectricDishwasherDryerGarbage DisposerMicrowaveOven - ConvectionOven - DoubleRefrigeratorWasherWater - Softener

Questions & Answers

This 6-bedroom, 5-bathroom single family at 12465 Silver Bay Circle is listed at $975,000 ($185/sqft). The estimated monthly payment is $4,225 based on 20% down at 6.5% interest.

Key features include: Built in 1996, 2 stories. Interior Features: Vaulted Ceiling(s), Breakfast Bar, High Ceilings.

This property is listed by Matthew Steed and can be reached at 3175853575 or matt.steed@evrealestate.com.

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MS

Matthew Steed

Agent at Engel & Völkers Indianapolis

(317) 585-3575

Listed by Engel & Völkers Indianapolis · View on Broker Site

MLS# 22093814· Source: listhub· Updated today

Copyright © 2026 Engel & Völkers. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12465 Silver Bay Circle, Indianapolis, IN 46236

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