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About This Home

This 4-bedroom, 2-bathroom single family at 125 Garfield Street in San Francisco, CA is listed for $998,000 ($819 per sqft). Built in 1957, the home offers 1,218 sqft of living space on a 0.05 acres lot.

Agent Description

This property in San Francisco's Merced Heights neighborhood presents a rare opportunity for homeowners seeking the perfect blend of personal comfort and investment potential, featuring a versatile layout with downstairs two ensuite units that offer separate entrance accessible after the main entry and another from the garage acess, which is ideal for generating supplemental rental income.

The home has been meticulously updated with brand partial new kitchen appliances, recently updated kitchen and bathrooms, newly installed recessed lighting in the living room, recently refinished hardwood floors throughout, and some newly replaced dual-pane windows for enhanced comfort and efficiency .

Additional improvements include a new drain in the backyard, fresh paint on the backyard and stairs, exterior touch-ups, a low-maintenance backyard, and a 1-car garage, all in pristine move-in condition . Located just minutes from San Francisco State University and City College, the property taps into the strong rental market, with nearby roommate-

seekers actively searching for rooms, while also offering proximity to shopping at Stonestown Galleriaanchored by Target, Whole Foods, and Trader Joe'sand the charming boutiques and dining of West Portal Village. Families will appreciate the proximity to Ortega (Jose) Elementary School, which serves the neighborhood with strong academic ratings, an

d the Merced Heights area offers an urban-suburban feel with parks, community gardens, easy access to public transportation, and quick freeway access via I-280 and Highway 1, making this a smart investment in a gentrifying neighborhood where many homes feature in-law units specifically designed to tap into the rental pool .

Key Features

  • Built in 1957
  • 0.05 acre lot
  • 1 parking spaces

Property Details

2 full
1 space
1957

Monthly Cost Estimate

$5,338/mo

20% down · 6.5% · 30 years

Principal$722
Interest$4,325
Insurance$291

Estimates only. Actual payments may vary.

Location

125 Garfield Street

San Francisco, CA 94132

Property Details

Flooring

Laminate

Parking

Open

Heating

Central

Appliances

DishwasherFree-Standing Gas RangeFree-Standing RefrigeratorGas CooktopGas Water Heater

Questions & Answers

This 4-bedroom, 2-bathroom single family at 125 Garfield Street is listed at $998,000 ($819/sqft). The estimated monthly payment is $4,325 based on 20% down at 6.5% interest.

Key features include: Built in 1957, 0.05 acre lot, 1 parking spaces.

This property is listed by Gavin Chak and can be reached at 4157166938 or goodrealtor716@gmail.com.

GC

Gavin Chak

Agent at eXp Realty of California, Inc

(415) 716-6938

Listed by eXp Realty of California, Inc · View on Broker Site

MLS# 426136090· Source: listhub· Updated 13 days ago

Copyright © 2026 San Francisco Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

125 Garfield Street, San Francisco, CA 94132

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