# 125 Howard Avenue, Mount Sterling, KY 40353 > **TL;DR:** 5bd/5ba multi-family, $329,000 ($87/sqft), 3,792 sqft. > A/C. Est. $1,760/mo. Listed 136 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $329,000 | | Price/sqft | $87 | | Bedrooms | 5 | | Bathrooms | 4 full, 1 half | | Square Feet | 3,792 | | Lot Size | 11,238 sqft (0.26 acres) | | Stories | 2 | | Property Type | Multi-Family (Quadruplex) | | Status | Active | | Days on Market | 136 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,664 | | Estimated Insurance | $96 | | **Total** | **$1,760** | ## Nearby Schools - **Elementary:** Mt Sterling - **Middle:** McNabb - **High:** Montgomery Co ## Key Amenities - A/C ## Property Highlights - 0.26 acre lot - 2 stories ## Description ### Agent Description Great investment opportunity with this well-maintained quadplex at 125 Howard Avenue! Many of the major updates have already been completed, making this an excellent addition to your investment portfolio. The roof is approximately 3.5-4 years old, while the HVAC system and two water heaters are estimated to be 5-6 years old. The sewer and water lines were replaced about 2 years ago with PVC sewer lines and mostly copper water lines, along with some PEX. Nearly all of the windows have been replaced with vinyl windows, with only two original single-pane picture windows remaining in Unit 4. The property was also updated throughout with new flooring and fresh paint completed approximately 2 years ago. Three of the four units feature updated kitchen cabinets and countertops, and all units have newer vanities and toilets installed around the same time. The exterior steps and deck were also replaced approximately 2 years ago. Whether you're looking to expand your rental portfolio or purchase your first multi-family investment, this updated quadplex offers the opportunity to own an income-producing property with many of the big-ticket improvements already handled. **Professional photos coming soon** ## Location - **Address:** 125 Howard Avenue, Mount Sterling, KY 40353 - **County:** Montgomery - **Neighborhood:** Downtown - **Coordinates:** 38.058552, -83.943825 - **Google Maps:** https://www.google.com/maps?q=38.058552,-83.943825 ## Listing Agent - **Name:** Joshua A Davis - **Brokerage:** The Agency INC - **Broker Phone:** (859) 285-0614 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/125-Howard-Ave_Mount-Sterling_KY_40353_M96319-51125?f=listhub&s=LBARKY&m=26015327&c=propsimple) ## Photos ![125 Howard Avenue - Photo 1](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f3581994917r.jpg) ![125 Howard Avenue - Photo 2](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f2177888199r.jpg) ![125 Howard Avenue - Photo 3](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f1519729874r.jpg) ![125 Howard Avenue - Photo 4](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f1116686763r.jpg) ![125 Howard Avenue - Photo 5](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f2699505594r.jpg) ![125 Howard Avenue - Photo 6](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f3866406492r.jpg) ![125 Howard Avenue - Photo 7](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f2345613367r.jpg) ![125 Howard Avenue - Photo 8](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f1254072226r.jpg) ![125 Howard Avenue - Photo 9](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f2297649363r.jpg) ![125 Howard Avenue - Photo 10](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f3342996604r.jpg) ![125 Howard Avenue - Photo 11](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f1290328159r.jpg) ![125 Howard Avenue - Photo 12](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f609640652r.jpg) ![125 Howard Avenue - Photo 13](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f3653505824r.jpg) ![125 Howard Avenue - Photo 14](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f47278158r.jpg) ![125 Howard Avenue - Photo 15](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f3779735217r.jpg) ![125 Howard Avenue - Photo 16](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f287905346r.jpg) ![125 Howard Avenue - Photo 17](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f343586258r.jpg) ![125 Howard Avenue - Photo 18](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f717876098r.jpg) ![125 Howard Avenue - Photo 19](http://lh.rdcpix.com/a481bf1342be68d2fada4b791ffc935el-f210320035r.jpg) --- **MLS#:** 26015327 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/125-howard-avenue-mount-sterling-ky-40353-7ae6080f311a44578dfc877e4232eea5) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/125-howard-avenue-mount-sterling-ky-40353-7ae6080f311a44578dfc877e4232eea5#listing", "url": "https://staging.propertysimple.ai/listing/125-howard-avenue-mount-sterling-ky-40353-7ae6080f311a44578dfc877e4232eea5", "name": "125 Howard Avenue, Mount Sterling, KY 40353", "description": "Great investment opportunity with this well-maintained quadplex at 125 Howard Avenue! Many of the major updates have already been completed, making this an excellent addition to your investment portfolio. 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