# 12608 N 1225 W, Monticello, IN 47960

> **TL;DR:** 3bd/2ba single family, $409,900 ($158/sqft), built 1920, 2,592 sqft.
> Fireplace, Waterfront, Basement. Est. $1,776/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $409,900 |
| Price/sqft | $158 |
| Bedrooms | 3 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 2,592 |
| Year Built | 1920 |
| Lot Size | 37,462 sqft (0.86 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 2 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,776 |
| **Total** | **$1,776** |

## Nearby Schools

- **Elementary:** Meadowlawn
- **Middle:** Roosevelt
- **High:** Twin Lakes

## Key Amenities

- Fireplace
- Waterfront
- Basement

## Property Highlights

- Built in 1920
- 0.86 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Just bring your suitcase! This turnkey Lake Freeman getaway already has the boat waiting! Well-maintained 3-bedroom, 1.5-bath lakehome offers 60 feet of waterfront and 2,592 sq ft of living space, including a finished attic set up as a bedroom and a walkout basement with an apartment-style setup—perfect for guests or extended stays. The waterfront features a covered boat lift, jet ski lift and boathouse. Both the garage & shed are wired with electric. Being sold turnkey, including appliances, furnishings AND a 2007 Premier pontoon, so you can start enjoying lake days right away. A move-in-ready retreat ready for its next chapter on the water!

## Location

- **Address:** 12608 N 1225 W, Monticello, IN 47960
- **County:** Carroll County
- **Neighborhood:** Tioga Park
- **Coordinates:** 40.732353, -86.752237
- **Google Maps:** https://www.google.com/maps?q=40.732353,-86.752237

## Listing Agent

- **Name:** Jill Coble
- **Brokerage:** REAL ESTATE NETWORK L.L.C
- **Phone:** 5742977977
- **Email:** jill@homes-by-network.com

## Primary Photo

![12608 N 1225 W - Primary Photo](http://lh.rdcpix.com/ce0d3098bbe81dbcf16ce8baa6f910a4l-f80434646r.jpg)

*35 total photos available on [listing page](https://www.propertysimple.com/listing/12608-n-1225-w-monticello-in-47960-02613448)*

---

**MLS#:** 202613448 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/12608-n-1225-w-monticello-in-47960-02613448)

---

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