About This Home

This 4-bedroom, 3-bathroom single family at 1261 LAKE SUMMERSET Road in Lake Summerset, IL is listed for $374,000 ($115 per sqft). Built in 2005, the home offers 3,256 sqft of living space on a 0.34 acres lot.

Key Features

  • Built in 2005
  • 0.34 acre lot
  • Fireplace

Property Details

3 full
2-car garage
2005

Amenities

FireplaceA/C
Listing Description

This 4-bedroom walkout ranch in the Durand School District features one of Lake Summerset's most popular floor plans, offering an open layout with excellent natural lighting and spacious rooms throughout. The home is in exceptional condition and includes a large family room with ample storage.

The lower-level walkout provides two additional bedrooms, a full bath, and an under-deck patio. Ideally located near the front gate, beach, lodge, and marina, the property has a brand new roof.The sale price includes the adjacent lot if desired but is not required, which adds $1,175 to the annual dues. Many furnishings can be included, golf cart, and lawn tractor are available for negotiation. 2nd fridge in basement stays

Monthly Cost Estimate

$3,175/mo

20% down · 6.5% · 30 years

Principal$270
Interest$1,621
Insurance$109
HOA$1,175

Estimates only. Actual payments may vary.

Location

1261 LAKE SUMMERSET Road

Lake Summerset, IL 61019

Features & Amenities

Interior Features

Ceiling Fan(s)Ceiling-Vaults/CathedralCountertop-Solid SurfaceRadon Mitigation ActiveWalk-In ClosetWindow TreatmentsCeiling Fan Remote(s)

Property Details

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

DisposalDishwasherDryerMicrowaveRefrigeratorStove/CooktopWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1261 LAKE SUMMERSET Road is listed at $374,000 ($115/sqft). The estimated monthly payment is $3,175 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1175/month.

Key features include: Built in 2005, 0.34 acre lot, Fireplace. Interior Features: Ceiling Fan(s), Ceiling-Vaults/Cathedral, Countertop-Solid Surface.

This property is listed by Don Morgan.

DM

Don Morgan

Agent at Morgan Realty Inc.

Listed by Morgan Realty Inc. · Broker phone: (815) 656-4162 · View on Broker Site · Broker website

MLS# 202602401· Source: NorthWest Illinois Alliance of REALTORS· 183 days on PropertySimple

Copyright © 2026 NorthWest Illinois Alliance of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1261 LAKE SUMMERSET Road, Lake Summerset, IL 61019

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