About This Home

This 2-bedroom, 2-bathroom single family at 127 E ARIEL Road in Oak Hill, FL is listed for $499,000 ($277 per sqft). Built in 1998, the home offers 1,800 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 1998
  • 0.21 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full
1998

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Virtually Staged. or Virtual Enhancments to one or more photos***LOWER YOUR MONTHLY PAYMENT!***Seller is offering up to $10,000 toward a buyer's interest rate buydown and/or allowable closing costs with an acceptable offer.*** Waterfront living is not just a view at 127 E Ariel Road, it is a lifestyle that begins right outside your back door.

Tucked along a wide, deep canal in Oak Hill's Indian Harbor Estates, this extensively updated 2-bedroom, 2-bath waterfront home offers approximately 1,800 square feet of living space per seller, a flexible two-level layout, and direct access toward Mosquito Lagoon and the Intracoastal Waterway.

Upstairs, rich real-wood flooring, recessed lighting, ceiling fans and an electric fireplace create a warm, inviting main living area. The remodeled kitchen opens to the living and dining spaces with granite countertops, stainless steel appliances, glass-front cabinetry and convenient pull-out storage.

The primary suite offers a private retreat with French-door details and an updated bath featuring granite countertops, built-in storage, tile accents and a glass-enclosed shower. Nearly 600 square feet of upper-level outdoor space may become your favorite part of the home, combining a large screened waterfront deck with an adjoining open deck overlooking the canal.

It is an ideal setting for dining, entertaining, relaxing and enjoying the Florida waterfront lifestyle. Downstairs adds tremendous versatility with a spacious studio-style living and flex area featuring exposed tongue-and-groove wood ceilings, recessed lighting, ceiling fans, modern high-efficiency air conditioning, a full bath, laundry, workshop and storage space.

Plumbing is already in place for the potential addition of a full kitchen or kitchenette, and the layout offers the possibility of creating a third bedroom, subject to applicable approvals. This space could work beautifully for guests, multigenerational living, recreation, a home office or other flexible uses.

Outside, a newer concrete driveway leads to a substantial covered 2-car carport, while concrete-block lower construction, Hardie board siding upstairs, newer vinyl windows and a metal roof add to the home's appeal. BRING THE BOAT! The waterfront setting is what truly separates this property from the rest.

The home sits along one of the area's deepest and most desirable canals, near a point where the canal opens into an exceptionally wide section of water that provides excellent maneuvering room. That extra width and depth can be especially appealing for owners of larger boats, including center consoles.

A permitted private dock puts your boat just steps from the house, with room to explore a future dock configuration tailored to your needs, subject to permitting and applicable regulations. Spend your mornings fishing, your afternoons boating, enjoy the area's legendary shrimping, or simply relax on the screened deck and watch the water.

New Smyrna Beach, Ponce Inlet, Mosquito Lagoon, the Intracoastal Waterway and the Cape Canaveral area are all within easy reach by boat or car. If you have been searching for a property where boating is part of everyday life, this one deserves to be seen. Updated interiors, expansive outdoor living, flexible guest space, workshop and storage areas, a private dock and an outstanding wide-water canal location come together to create a unique Florida lifestyle property.

Monthly Cost Estimate

$2,669/mo

20% down · 6.5% · 30 years

Principal$361
Interest$2,162
Insurance$146

Estimates only. Actual payments may vary.

Location

127 E ARIEL Road

Oak Hill, FL 32759

INDIAN HARBOR ESTATES UN 03

Features & Amenities

Interior Features

Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorPrimaryBedroom UpstairsSolid Surface CountersSplit BedroomWalk-In Closet(s)Window Treatments

Exterior Features

BalconyLightingPrivate Mailbox

Property Details

Flooring

VinylWoodTile

Construction

Block Cement Siding Stucco

Views

Water

Outdoor Features

PatioPorch

Parking

GuestOn StreetGarageOff StreetCoveredDriveway

Heating

Zoned

Cooling

Zoned

Appliances

Convection OvenDishwasherDisposalElectric Water HeaterMicrowaveRangeRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom single family at 127 E ARIEL Road is listed at $499,000 ($277/sqft). The estimated monthly payment is $2,669 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1998, 0.21 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor. Exterior Features: Balcony, Lighting, Private Mailbox.

This property is listed by Dennis Shepherd.

DS

Dennis Shepherd

Agent at Home & Family Real Estate & Property Management LLC

Listed by Home & Family Real Estate & Property Management LLC · Broker phone: (386) 690-6546 · View on Broker Site · Broker website

MLS# NS1089570· Source: Stellar MLS· 3 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

127 E ARIEL Road, Oak Hill, FL 32759

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