# 127 S Boca Bay Lane #A, Surf City, NC 28445

> **TL;DR:** 4bd/3ba townhouse, $799,900 ($363/sqft), built 2021, 2,204 sqft.
> Waterfront, View, A/C. Est. $5,430/mo. Listed 353 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $799,900 |
| Price/sqft | $363 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,204 |
| Year Built | 2021 |
| Lot Size | 13,068 sqft (0.30 acres) |
| Stories | 3 |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 353 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water, Ocean

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,045 |
| Estimated Insurance | $233 |
| HOA | $1,152 |
| **Total** | **$5,430** |

## Nearby Schools

- **Elementary:** Surf City
- **Middle:** Surf City
- **High:** Topsail

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 2021
- 0.30 acre lot
- 3 stories
- Waterfront

## Description

### Agent Description
Where coastal beauty and everyday living come together, this exceptional waterfront home offers panoramic Intracoastal Waterway, marsh, sound, and partial ocean views from four expansive decks designed to capture the best of life on Topsail Island. Enjoy watching boats travel the Intracoastal Waterway while taking in coastal breezes, the distant sound of the surf, and the ever-changing colors of the coastal sky--all from the comfort of home. Just moments from the beach on a quiet, non-through street, this is a place where every day feels like a getaway. Located within a community intentionally reserved for homeowners and second-home residents, rentals of less than six months are not permitted, creating a quieter neighborhood where lasting friendships replace weekly turnover. Launch your kayak or paddleboard from the neighborhood to explore the scenic marsh and sound, with the Intracoastal Waterway just beyond. Enjoy a day at the beach before returning home to relax by the community pool and clubhouse. Thoughtfully designed for comfortable coastal living, the home features an elevator, outdoor shower, and ample storage throughout, including generous closets, attic storage, and two exterior storage rooms. While designated as a townhouse, the thoughtful design offers the privacy, layout, and feel of a detached coastal home, with the neighboring residence connected only by the exterior storage roof--no shared living walls--providing both privacy and the convenience of low-maintenance living.

## Location

- **Address:** 127 S Boca Bay Lane #A, Surf City, NC 28445
- **County:** Pender
- **Neighborhood:** Boca Bay
- **Coordinates:** 34.440604, -77.525362
- **Google Maps:** https://www.google.com/maps?q=34.440604,-77.525362

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=kt2iwtcwH9k&mls=1

## Listing Agent

- **Name:** Leigh Sunshine · **License:** 327651
- **Brokerage:** Wicker Properties of the Carolinas Inc.
- **Broker Phone:** (910) 686-5588
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-S-Boca-Bay-Ln-B_Surf-City_NC_28445_M92578-84336?f=listhub&s=HIVEMLSNC&m=100540688&c=propsimple)

## Photos

![127 S Boca Bay Lane #A - Photo 1](http://lh.rdcpix.com/18d48f24b0524b25df7fbe341023517al-f4215009271r.jpg)

![127 S Boca Bay Lane #A - Photo 2](http://lh.rdcpix.com/18d48f24b0524b25df7fbe341023517al-f3377451074r.jpg)

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![127 S Boca Bay Lane #A - Photo 38](http://lh.rdcpix.com/18d48f24b0524b25df7fbe341023517al-f1321284715r.jpg)

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---

**MLS#:** 100540688 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/127-s-boca-bay-lane-surf-city-nc-28445-70405fbc312842caa69e6fc6a58ee21b)

---

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