# 127 Sand Oak Boulevard, Panama City Beach, FL 32413 > **TL;DR:** 3bd/3ba townhouse, $315,000 ($202/sqft), built 2009, 1,560 sqft. > A/C. Est. $2,515/mo. Listed 67 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $315,000 | | Price/sqft | $202 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,560 | | Year Built | 2009 | | Lot Size | 3,049 sqft (0.07 acres) | | Stories | 2 | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 67 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,593 | | Estimated Insurance | $92 | | HOA | $830 | | **Total** | **$2,515** | ## Nearby Schools - **Elementary:** West Bay - **Middle:** Surfside - **High:** Arnold ## Key Amenities - A/C ## Property Highlights - Built in 2009 - 0.07 acre lot - 2 stories ## Description ### Agent Description Here is your opportunity in the sought after west end community of Whisper Dunes! This well maintained one owner home that has never been rented is waiting for your personal touches as a primary residence or second home in a community that does not allow short term rentals. Outstanding location close to the beach, and 5 miles to Pier Park to the east, and 5 miles to 30A to the west. The community has a beautiful pool in the back of the community that backs up to conservation land. This Beazer home has quality construction with concrete block on the first floor and hardie siding on the second floor. Exterior was painted in 2025. New roof in 2023. A/C unit was replaced in 2022. Open floor plan with tile flooring on the main level with the kitchen, living and dining area. Kitchen has stainless appliances and solid surface counters. There is a powder bath off the living area. An open patio off the living area offers private outdoor space and extends your living and entertaining space. ## Location - **Address:** 127 Sand Oak Boulevard, Panama City Beach, FL 32413 - **County:** Bay - **Neighborhood:** Whisper Dunes - **Coordinates:** 30.253534, -85.936842 - **Google Maps:** https://www.google.com/maps?q=30.253534,-85.936842 ## Listing Agent - **Name:** Jo Ellen M Grau · **License:** 3275423 - **Brokerage:** The Premier Property Group, LLC - **Broker Phone:** (850) 213-5000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/127-Sand-Oak-Blvd_Panama-City-Beach_FL_32413_M53969-46919?f=listhub&s=ECARMLSFL&m=1011346&c=propsimple) ## Photos ![127 Sand Oak Boulevard - Photo 1](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f1245224684r.jpg) ![127 Sand Oak Boulevard - Photo 2](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f2628474697r.jpg) ![127 Sand Oak Boulevard - Photo 3](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f1252248146r.jpg) ![127 Sand Oak Boulevard - Photo 4](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f4030031448r.jpg) ![127 Sand Oak Boulevard - Photo 5](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f1001235358r.jpg) ![127 Sand Oak Boulevard - Photo 6](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f2214073645r.jpg) ![127 Sand Oak Boulevard - Photo 7](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f327451349r.jpg) ![127 Sand Oak Boulevard - Photo 8](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f3401319915r.jpg) ![127 Sand Oak Boulevard - Photo 9](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f2807576816r.jpg) ![127 Sand Oak Boulevard - Photo 10](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f4114022345r.jpg) ![127 Sand Oak Boulevard - Photo 11](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f1584631431r.jpg) ![127 Sand Oak Boulevard - Photo 12](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f3635149931r.jpg) ![127 Sand Oak Boulevard - Photo 13](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f3916416647r.jpg) ![127 Sand Oak Boulevard - Photo 14](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f3953609108r.jpg) ![127 Sand Oak Boulevard - Photo 15](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f802894191r.jpg) ![127 Sand Oak Boulevard - Photo 16](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f4120604916r.jpg) ![127 Sand Oak Boulevard - Photo 17](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f951975893r.jpg) ![127 Sand Oak Boulevard - Photo 18](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f2661157116r.jpg) ![127 Sand Oak Boulevard - Photo 19](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f1919274872r.jpg) ![127 Sand Oak Boulevard - Photo 20](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f3052971441r.jpg) ![127 Sand Oak Boulevard - Photo 21](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f54093448r.jpg) ![127 Sand Oak Boulevard - Photo 22](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f1691463238r.jpg) ![127 Sand Oak Boulevard - Photo 23](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f184846269r.jpg) ![127 Sand Oak Boulevard - Photo 24](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f4089481620r.jpg) ![127 Sand Oak Boulevard - Photo 25](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f371247332r.jpg) ![127 Sand Oak Boulevard - Photo 26](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f1153936904r.jpg) ![127 Sand Oak Boulevard - Photo 27](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f4255745892r.jpg) ![127 Sand Oak Boulevard - Photo 28](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f484982877r.jpg) ![127 Sand Oak Boulevard - Photo 29](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f1493096967r.jpg) ![127 Sand Oak Boulevard - Photo 30](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f4107647624r.jpg) ![127 Sand Oak Boulevard - Photo 31](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f2924329146r.jpg) ![127 Sand Oak Boulevard - Photo 32](http://lh.rdcpix.com/b33a247da42ee5f57119e1f9b66bcde8l-f2434359484r.jpg) --- **MLS#:** 1011346 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/127-sand-oak-boulevard-panama-city-beach-fl-32413-4d4fd466820f4c69a2c69c9f42532f2e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/127-sand-oak-boulevard-panama-city-beach-fl-32413-4d4fd466820f4c69a2c69c9f42532f2e#listing", "url": "https://staging.propertysimple.ai/listing/127-sand-oak-boulevard-panama-city-beach-fl-32413-4d4fd466820f4c69a2c69c9f42532f2e", "name": "127 Sand Oak Boulevard, Panama City Beach, FL 32413", "description": "Here is your opportunity in the sought after west end community of Whisper Dunes! 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