# 127 Terrapin Close, Panama City Beach, FL 32413

> **TL;DR:** 5bd/3ba single family, $715,000 ($293/sqft), built 2015, 2,439 sqft.
> A/C, 2-car garage. Est. $4,642/mo. Listed 118 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $715,000 |
| Price/sqft | $293 |
| Bedrooms | 5 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,439 |
| Year Built | 2015 |
| Lot Size | 3,920 sqft (0.09 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 118 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,615 |
| Estimated Insurance | $209 |
| HOA | $818 |
| **Total** | **$4,642** |

## Nearby Schools

- **Elementary:** Hutchinson Beach
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 2015
- 0.09 acre lot
- 2 stories
- 6 parking spaces

## Description

### Agent Description
Where coastal charm meets everyday luxury, welcome to 127 Terrapin Close. Nestled in one of Panama City Beach's most desirable residential communities, this beautifully maintained 5-bedroom, 2.5-bath home offers over 2,400 square feet of thoughtfully designed living space just minutes from the area's sugar-white beaches, Pier Park, Frank Brown Park, and Northwest Florida Beaches International Airport. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating an inviting space for entertaining and everyday living. The updated kitchen features granite countertops and custom cabinetry, while the first-floor primary suite offers privacy and convenience. Upstairs, four additional bedrooms and a versatile loft provide flexibility for family, guests, a home office, or playroom. Enjoy your morning coffee on the screened porch or unwind on the balcony after a day at the beach. Oversized closets, a spacious two-car garage, and recent HVAC updates add comfort and peace of mind. Unlike many Panama City Beach communities, short-term rentals are prohibited, preserving the neighborhood's peaceful residential atmosphere. Residents also enjoy resort-style amenities including a community pool, clubhouse, pickleball and tennis courts, an amphitheater, and beautifully maintained common areas. This home offers the perfect blend of coastal living, modern comfort, and an exceptional location.

## Location

- **Address:** 127 Terrapin Close, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** TURTLE COVE AT LAKE POWELL
- **Coordinates:** 30.263555, -85.957212
- **Google Maps:** https://www.google.com/maps?q=30.263555,-85.957212

## Listing Agent

- **Name:** Ryan C Jones · **License:** 3611798
- **Brokerage:** Compass Florida, LLC
- **Broker Phone:** (305) 851-2820
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/127-Terrapin-Close_Panama-City-Beach_FL_32413_M68479-65543?f=listhub&s=ECARMLSFL&m=1006788&c=propsimple)

## Photos

![127 Terrapin Close - Photo 1](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f2573665117r.jpg)

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![127 Terrapin Close - Photo 33](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f2294069499r.jpg)

![127 Terrapin Close - Photo 34](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f1434368757r.jpg)

![127 Terrapin Close - Photo 35](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f1732669042r.jpg)

![127 Terrapin Close - Photo 36](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f3633865396r.jpg)

![127 Terrapin Close - Photo 37](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f3689926712r.jpg)

![127 Terrapin Close - Photo 38](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f1438755425r.jpg)

![127 Terrapin Close - Photo 39](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f3756341720r.jpg)

![127 Terrapin Close - Photo 40](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f4167016264r.jpg)

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![127 Terrapin Close - Photo 43](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f211665472r.jpg)

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![127 Terrapin Close - Photo 46](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f346341124r.jpg)

![127 Terrapin Close - Photo 47](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f2713481043r.jpg)

![127 Terrapin Close - Photo 48](http://lh.rdcpix.com/05f29e2b0537821c03b7a8faf51492f8l-f2808519984r.jpg)

---

**MLS#:** 1006788 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/127-terrapin-close-panama-city-beach-fl-32413-1c7bad082666477eb5b5727b2d0883bd)

---

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