# 12702 N 1225 West Crossroads, Monticello, IN 47960

> **TL;DR:** 4bd/3ba single family, $695,000 ($331/sqft), built 1948, 2,098 sqft.
> Fireplace, Waterfront. Est. $3,012/mo. Listed 35 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $695,000 |
| Price/sqft | $331 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,098 |
| Year Built | 1948 |
| Lot Size | 13,068 sqft (0.30 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 35 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,012 |
| **Total** | **$3,012** |

## Nearby Schools

- **Elementary:** Meadowlawn
- **Middle:** Roosevelt
- **High:** Twin Lakes

## Key Amenities

- Fireplace
- Waterfront

## Property Highlights

- Built in 1948
- 0.30 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Lake Freeman Lake Level Remodeled Ranch Style House with attached guest quarters/apartment for additional income. Nice Wide Lot with No stairs to 112' of Main Lake Frontage. Main House has 3 bedroom/2 full baths, open Kitchen/Dining/Living Area with Brick Fireplace, Lake Views from Living areas. 20x10 3 seasons room off living area also has Lake Views. Main home has interior and exterior updates including; Anderson Windows, updated stainless appliances, Oak Raised Panel Cabinetry with Serving Island, updated bathrooms, 6 panel interior doors, stained trim.  Attached  Apartment has a newer Kitchen with Quartz Counter Tops soft close drawers,  tiled bathroom, recessed lighting, Knotty Pine/Ship Lap Vaulted Ceilings, finished loft for additional storage, 21x19 brick paver patio. Attached garage has heat source.  c, workshop space and vehicle storage space. Concrete driveway and sidewalks, nice lakeside yard.  Waterfront Improvements include;  26x44 Boathouse with (3) total lifts, steel seawall. This is a rare opportunity to purchase a Lake Level/Main Freeman House with possible multiple income streams with a remodeled Guest Quarters/Apartment. Seller has a vacant lot adjacent that can also be purchased for additional parking or new Improvements.

## Location

- **Address:** 12702 N 1225 West Crossroads, Monticello, IN 47960
- **County:** Carroll County
- **Neighborhood:** Tioga Park
- **Coordinates:** 40.733618, -86.75095
- **Google Maps:** https://www.google.com/maps?q=40.733618,-86.75095

## Listing Agent

- **Name:** Gregory Vogel II, Gri
- **Brokerage:** VOGEL REAL ESTATE
- **Phone:** 5748080335
- **Email:** gvogeljr@vogel-real-estate.com

## Primary Photo

![12702 N 1225 West Crossroads - Primary Photo](http://lh.rdcpix.com/2ac51b329c232f554578e7fb7eae0519l-f1755156212r.jpg)

*36 total photos available on [listing page](https://www.propertysimple.com/listing/12702-n-1225-west-crossroads-monticello-in-47960-02607260)*

---

**MLS#:** 202607260 | **Updated:** 2026-04-26
**Source:** listhub

*Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/12702-n-1225-west-crossroads-monticello-in-47960-02607260)

---

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  "name": "12702 N 1225 West Crossroads, Monticello, IN 47960",
  "description": "Lake Freeman Lake Level Remodeled Ranch Style House with attached guest quarters/apartment for additional income. Nice Wide Lot with No stairs to 112' of Main Lake Frontage. Main House has 3 bedroom/2 full baths, open Kitchen/Dining/Living Area with Brick Fireplace, Lake Views from Living areas. 20x10 3 seasons room off living area also has Lake Views. Main home has interior and exterior updates including; Anderson Windows, updated stainless appliances, Oak Raised Panel Cabinetry with Serving Is",
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