# 12771 SE 92ND Terrace, Summerfield, FL 34491 > **TL;DR:** 2bd/2ba single family, $284,900 ($218/sqft), built 2000, 1,307 sqft. > A/C, 2-car garage. Est. $1,524/mo. Listed 120 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $284,900 | | Price/sqft | $218 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,307 | | Year Built | 2000 | | Lot Size | 9,148 sqft (0.21 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 120 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,441 | | Estimated Insurance | $83 | | **Total** | **$1,524** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2000 - 0.21 acre lot ## Description ### Agent Description Move-In Ready and Absolutely Stunning - With Utilities Under $100 Per Month! This beautifully updated 2-bedroom, 2-bath home with a spacious Florida room under heat and air has been meticulously maintained and is truly a showcase of pride of ownership. Exceptionally cared for, this home offers an easy transition to your Florida lifestyle, with the added benefit of utilities costing under $100 per month! The bright, open floor plan features a light-filled front kitchen, a spacious living room, and a cozy Florida room with two sets of sliding glass doors featuring enclosed blinds. From the moment you arrive, you'll appreciate the inviting front porch and the professionally painted, flaked, and sealed driveway and sidewalk, which have been regularly maintained. A Hide-A-Screen front door allows you to enjoy Florida's beautiful breezes. The interior, including the garage, was professionally painted in decorator colors. Luxury vinyl plank flooring was installed throughout the home, with three extra cartons included for future use if needed. The beautifully updated kitchen features granite countertops, stainless steel appliances, recessed LED lighting with dimmers, and convenient roll-out cabinet drawers. Both bathrooms have been thoughtfully updated with new faucets, shower heads, and comfort-height toilets. The low-maintenance exterior is beautifully landscaped with decorative curbing and stone accents. Additional improvements include updated underground wiring, socket, and sensor for the lamp post. Major Updates Include: New HVAC system (May 2025) New roof (April 2021) Stainless steel kitchen appliances (2024) Granite countertops (2020) Water heater (2016) The immaculate garage is finished with drywall, a professionally painted, flaked, and sealed floor, updated screens and kickplates, a new garage door opener (December 2024), and bright LED lighting. Additional improvements include newer smoke detectors, LED kitchen lighting, updated light switches throughout most of the home, and an LED front porch light with timer. This exceptional home is truly move-in ready, offering quality upgrades, modern finishes, and meticulous maintenance throughout. Located in the award-winning, gated Del Webb Spruce Creek Golf & Country Club, this premier 55+ community of approximately 3,250 homes offers an unmatched active lifestyle with more than 70 clubs and activities, three pools, three spas, a clubhouse, fitness center, four 9-hole golf courses, 12 LIGHTED PICKLE BALL COURTS, seven LIGHTED TENNIS COURTS, bocce, shuffleboard, sand and water volleyball, scenic walking paths, Lake Vista Gazebo, pavilions, and the popular on-site Liberty Grille restaurant. The community's signature tree-lined boulevard creates a beautiful setting you'll enjoy every day. FURNITURE PACKAGE AVAILABLE! Make your move to Florida effortless! A thoughtfully furnished home can be yours with an attractive furniture package available for purchase separately with only a few select items excluded. Just bring your suitcase and start enjoying your Florida lifestyle!. Schedule your private showing today and start living your best life! ## Location - **Address:** 12771 SE 92ND Terrace, Summerfield, FL 34491 - **County:** Marion - **Neighborhood:** SPRUCE CREEK GC - **Coordinates:** 29.036906, -81.996054 - **Google Maps:** https://www.google.com/maps?q=29.036906,-81.996054 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/OM727635 ## Listing Agent - **Name:** Virgil Kapp - **Brokerage:** Sellstate Next Generation Realty - **Broker Phone:** (352) 454-5912 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12771-SE-92nd-Ter_Summerfield_FL_34491_M62985-77201?f=listhub&s=MFRMLSFL&m=OM727635&c=propsimple) ## Photos ![12771 SE 92ND Terrace - Photo 1](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2632894487r.jpg) ![12771 SE 92ND Terrace - Photo 2](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1500265140r.jpg) ![12771 SE 92ND Terrace - Photo 3](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2578469155r.jpg) ![12771 SE 92ND Terrace - Photo 4](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f3606982811r.jpg) ![12771 SE 92ND Terrace - Photo 5](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1824490435r.jpg) ![12771 SE 92ND Terrace - Photo 6](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1356788492r.jpg) ![12771 SE 92ND Terrace - Photo 7](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f508262537r.jpg) ![12771 SE 92ND Terrace - Photo 8](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f4152262874r.jpg) ![12771 SE 92ND Terrace - Photo 9](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f912800166r.jpg) ![12771 SE 92ND Terrace - Photo 10](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f375089952r.jpg) ![12771 SE 92ND Terrace - Photo 11](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f661769185r.jpg) ![12771 SE 92ND Terrace - Photo 12](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f562581785r.jpg) ![12771 SE 92ND Terrace - Photo 13](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2134505196r.jpg) ![12771 SE 92ND Terrace - Photo 14](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f171467375r.jpg) ![12771 SE 92ND Terrace - Photo 15](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f999875990r.jpg) ![12771 SE 92ND Terrace - Photo 16](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f4142666140r.jpg) ![12771 SE 92ND Terrace - Photo 17](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f292427473r.jpg) ![12771 SE 92ND Terrace - Photo 18](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f237376092r.jpg) ![12771 SE 92ND Terrace - Photo 19](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f3806379394r.jpg) ![12771 SE 92ND Terrace - Photo 20](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2935764143r.jpg) ![12771 SE 92ND Terrace - Photo 21](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f3156205109r.jpg) ![12771 SE 92ND Terrace - Photo 22](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1010343421r.jpg) ![12771 SE 92ND Terrace - Photo 23](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1932582641r.jpg) ![12771 SE 92ND Terrace - Photo 24](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f572515823r.jpg) ![12771 SE 92ND Terrace - Photo 25](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f801562848r.jpg) ![12771 SE 92ND Terrace - Photo 26](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2186916693r.jpg) ![12771 SE 92ND Terrace - Photo 27](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1805417185r.jpg) ![12771 SE 92ND Terrace - Photo 28](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f635852065r.jpg) ![12771 SE 92ND Terrace - Photo 29](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2910429022r.jpg) ![12771 SE 92ND Terrace - Photo 30](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f4062144444r.jpg) ![12771 SE 92ND Terrace - Photo 31](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f3737160274r.jpg) ![12771 SE 92ND Terrace - Photo 32](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f3341394192r.jpg) ![12771 SE 92ND Terrace - Photo 33](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1991363085r.jpg) ![12771 SE 92ND Terrace - Photo 34](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f179970691r.jpg) ![12771 SE 92ND Terrace - Photo 35](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2673817592r.jpg) ![12771 SE 92ND Terrace - Photo 36](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1616278109r.jpg) ![12771 SE 92ND Terrace - Photo 37](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f787405108r.jpg) ![12771 SE 92ND Terrace - Photo 38](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f3492387903r.jpg) ![12771 SE 92ND Terrace - Photo 39](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f602047812r.jpg) ![12771 SE 92ND Terrace - Photo 40](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2048462739r.jpg) ![12771 SE 92ND Terrace - Photo 41](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2447760658r.jpg) ![12771 SE 92ND Terrace - Photo 42](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f674669229r.jpg) ![12771 SE 92ND Terrace - Photo 43](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f242605974r.jpg) ![12771 SE 92ND Terrace - Photo 44](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f293587426r.jpg) ![12771 SE 92ND Terrace - Photo 45](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1014655750r.jpg) ![12771 SE 92ND Terrace - Photo 46](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2777128629r.jpg) ![12771 SE 92ND Terrace - Photo 47](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f3392471906r.jpg) ![12771 SE 92ND Terrace - Photo 48](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f3692224320r.jpg) ![12771 SE 92ND Terrace - Photo 49](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f656279923r.jpg) ![12771 SE 92ND Terrace - Photo 50](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f146875619r.jpg) ![12771 SE 92ND Terrace - Photo 51](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f862031255r.jpg) ![12771 SE 92ND Terrace - Photo 52](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1718276192r.jpg) ![12771 SE 92ND Terrace - Photo 53](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f797148796r.jpg) ![12771 SE 92ND Terrace - Photo 54](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2382467906r.jpg) ![12771 SE 92ND Terrace - Photo 55](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1723738127r.jpg) ![12771 SE 92ND Terrace - Photo 56](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f938604510r.jpg) ![12771 SE 92ND Terrace - Photo 57](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f2239961441r.jpg) ![12771 SE 92ND Terrace - Photo 58](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1620322970r.jpg) ![12771 SE 92ND Terrace - Photo 59](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f3245563196r.jpg) ![12771 SE 92ND Terrace - Photo 60](http://lh.rdcpix.com/70af5441b9aa07345811a295d76c04e6l-f1431614196r.jpg) --- **MLS#:** OM727635 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/12771-se-92nd-terrace-summerfield-fl-34491-4684fb3ab1f04e4b9613b8bd9d225291) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/12771-se-92nd-terrace-summerfield-fl-34491-4684fb3ab1f04e4b9613b8bd9d225291#listing", "url": "https://staging.propertysimple.ai/listing/12771-se-92nd-terrace-summerfield-fl-34491-4684fb3ab1f04e4b9613b8bd9d225291", "name": "12771 SE 92ND Terrace, Summerfield, FL 34491", "description": "Move-In Ready and Absolutely Stunning - With Utilities Under $100 Per Month! This beautifully updated 2-bedroom, 2-bath home with a spacious Florida room under heat and air has been meticulously maintained and is truly a showcase of pride of ownership. Exceptionally cared for, this home offers an easy transition to your Florida lifestyle, with the added benefit of utilities costing under $100 per month! The bright, open floor plan features a light-filled front kitchen, a spacious living room, and a cozy Florida room with two sets of sliding glass doors featuring enclosed blinds. From the moment you arrive, you'll appreciate the inviting front porch and the professionally painted, flaked, and sealed driveway and sidewalk, which have been regularly maintained. A Hide-A-Screen front door allows you to enjoy Florida's beautiful breezes. The interior, including the garage, was professionally painted in decorator colors. Luxury vinyl plank flooring was installed throughout the home, with three extra cartons included for future use if needed. The beautifully updated kitchen features granite countertops, stainless steel appliances, recessed LED lighting with dimmers, and convenient roll-out cabinet drawers. Both bathrooms have been thoughtfully updated with new faucets, shower heads, and comfort-height toilets. The low-maintenance exterior is beautifully landscaped with decorative curbing and stone accents. Additional improvements include updated underground wiring, socket, and sensor for the lamp post. Major Updates Include: New HVAC system (May 2025) New roof (April 2021) Stainless steel kitchen appliances (2024) Granite countertops (2020) Water heater (2016) The immaculate garage is finished with drywall, a professionally painted, flaked, and sealed floor, updated screens and kickplates, a new garage door opener (December 2024), and bright LED lighting. Additional improvements include newer smoke detectors, LED kitchen lighting, updated light switches throughout most of the home, and an LED front porch light with timer. This exceptional home is truly move-in ready, offering quality upgrades, modern finishes, and meticulous maintenance throughout. Located in the award-winning, gated Del Webb Spruce Creek Golf & Country Club, this premier 55+ community of approximately 3,250 homes offers an unmatched active lifestyle with more than 70 clubs and activities, three pools, three spas, a clubhouse, fitness center, four 9-hole golf courses, 12 LIGHTED PICKLE BALL COURTS, seven LIGHTED TENNIS COURTS, bocce, shuffleboard, sand and water volleyball, scenic walking paths, Lake Vista Gazebo, pavilions, and the popular on-site Liberty Grille restaurant. The community's signature tree-lined boulevard creates a beautiful setting you'll enjoy every day. FURNITURE PACKAGE AVAILABLE! Make your move to Florida effortless! A thoughtfully furnished home can be yours with an attractive furniture package available for purchase separately with only a few select items excluded. Just bring your suitcase and start enjoying your Florida lifestyle!. 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