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About This Home

This 6-bedroom, 4-bathroom single family at 128 Charlotte Street in Holden Beach, NC is listed for $739,000 ($347 per sqft). Built in 1969, the home offers 2,128 sqft of living space on a 0.12 acres lot.

Agent Description

Rare opportunity to own a fully furnished 6-bedroom, 4-bathroom canal-front home on one of the most desirable streets in Holden Beach, offered at $739,000. Located on Charlotte Street, this property features an extra-wide canal with a deep-water access, an exceptional setting for boating and coastal living, with the public boat launch conveniently located at the Holden Beach Bridge just minutes away.

Known as Changes in Latitude, the home offers a versatile and thoughtfully designed layout. A unique spiral staircase leads to the first floor, which includes three bedrooms, two bathrooms, a kitchenette, and a separate living area, allowing the home to comfortably accommodate two families or multi-generational living ideal for personal enjoyment or vacation rental use.

Recent updates include a roof, updated circuit breaker panel, washer, dryer, dishwasher, oven, and Trex decking on the dock. Additional features include a shared walkway to the dock, a screened porch overlooking the canal, spacious front deck, outdoor shower, fenced yard, tall ceilings, and original wood ceilings in the upper-level bedrooms and bathrooms that enhance the home's classic coastal character.

Ideally located just steps from beach access, the general store, and close to local shops and restaurants with quick access to the Holden Beach Bridge & public boat launch. This property is currently on a rental program but has been primarily enjoyed by the owners for extended family use.

A rare combination of space, location, and charm, this canal-front home delivers exceptional value and lifestyle appeal. An engineering report addressing roof displacement is available in the documents. The property is offered AS IS, WHERE IS, and buyers are encouraged to conduct any inspections they deem necessary.

Key Features

  • Built in 1969
  • 0.12 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
4 full
1969

Amenities

WaterfrontViewA/C

Monthly Cost Estimate

$3,952/mo

20% down · 6.5% · 30 years

Principal$534
Interest$3,202
Insurance$216

Estimates only. Actual payments may vary.

Location

128 Charlotte Street

Holden Beach, NC 28462

Features & Amenities

Interior Features

Vaulted Ceiling(s)High CeilingsCeiling Fan(s)FurnishedWalk-in ShowerBlinds/Shades

Exterior Features

Outdoor Shower

Property Details

Flooring

Other34Wood

Views

Water

Pool Features

PorchPatioDeck

Parking

Off Street

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central AirHeat Pump

Appliances

Electric OvenElectric CooktopBuilt-In MicrowaveWasherRefrigeratorDishwasher

Questions & Answers

This 6-bedroom, 4-bathroom single family at 128 Charlotte Street is listed at $739,000 ($347/sqft). The estimated monthly payment is $3,202 based on 20% down at 6.5% interest.

Key features include: Built in 1969, 0.12 acre lot, 2 stories, Waterfront. Interior Features: Vaulted Ceiling(s), High Ceilings, Ceiling Fan(s). Exterior Features: Outdoor Shower.

This property is listed by Michele Klock and can be reached at 9104439713 or michelemklock@gmail.com.

MK

Michele Klock

Agent at PROACTIVE Real Estate

(910) 443-9713

Listed by PROACTIVE Real Estate · View on Broker Site

MLS# 100549664· Source: listhub· Updated 84 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

128 Charlotte Street, Holden Beach, NC 28462

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