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About This Home

This 3-bedroom, 3-bathroom other at 12822 96th Street NE in Otsego, MN is listed for $850,000 ($257 per sqft). Built in 2016, the home offers 3,307 sqft of living space on a 1.02 acres lot.

Agent Description

Set on a peaceful acre in Otsego’s Mississippi Cove community, this custom-built rambler offers a refined blend of craftsmanship, generous space, and a setting that feels quietly removed while remaining close to major highways and everyday conveniences.

Meticulously maintained, the home presents a bright and welcoming atmosphere from the moment you arrive. Inside, soaring vaulted ceilings and expansive picture windows draw the eye through the living room to views of the surrounding acreage, anchored by a gas fireplace.

A quiet front dining room provides an inviting setting for gatherings and flows seamlessly into the kitchen. Designed for both culinary creativity and entertaining, the kitchen features rich alder cabinetry, abundant counter space, high-end appliances, a walk-in pantry, and a dedicated buffet with wine fridge overlooking the living area.

Nearby, the mudroom offers built-in lockers, additional storage, and convenient main-level laundry. The private primary suite includes coved ceilings, a walk-out balcony overlooking the yard, and an ensuite bath with dual-head walk-in shower and jetted soaking tub.

The walkout lower level expands the living space with a family room featuring a second fireplace and custom built-ins, along with two bedrooms, a full bath, office, and new kitchenette—ideal for entertaining or multigenerational living. A heated four-car garage and separate 30×40 heated outbuilding provide exceptional space for hobbies, storage, or workshop use.

Key Features

  • Built in 2016
  • 1.02 acre lot
  • Fireplace

Property Details

1 story
2 full
2016

Amenities

FireplaceHardwoodRV Parking

Monthly Cost Estimate

$4,546/mo

20% down · 6.5% · 30 years

Principal$615
Interest$3,683
Insurance$248

Estimates only. Actual payments may vary.

Location

12822 96th Street NE

Otsego, MN 55330

Davis Mississippi Cove 2nd Add

Features & Amenities

Interior Features

Breakfast BarKitchen IslandVaulted Ceiling(s)Walk-In Closet(s)Wet Bar

Exterior Features

Balcony

Property Details

Flooring

Hardwood

Parking

GarageHeatedRV

Heating

Fireplace(s)Forced AirNatural GasZoned (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

CooktopDishwasherDryerMicrowaveOven - DoubleRefrigeratorWasherWater - PurifierWater - Softener

Questions & Answers

This 3-bedroom, 3-bathroom other at 12822 96th Street NE is listed at $850,000 ($257/sqft). The estimated monthly payment is $3,683 based on 20% down at 6.5% interest.

Key features include: Built in 2016, 1.02 acre lot, Fireplace. Interior Features: Breakfast Bar, Kitchen Island, Vaulted Ceiling(s). Exterior Features: Balcony.

This property is listed by Lindsay Bacigalupo or MinneapolisDowntown@engelvoelkers.com.

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LB

Lindsay Bacigalupo

Agent at Engel & Völkers Minneapolis Downtown

Listed by Engel & Völkers Minneapolis Downtown · View on Broker Site

MLS# 7021068· Source: listhub· Updated today

Copyright © 2026 Engel & Völkers. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12822 96th Street NE, Otsego, MN 55330

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