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About This Home

This 0-bedroom, 3-bathroom commercial at 130 S Main Street in Elkhart, IN is listed for $425,000. Built in 1890, on a 0.05 acres lot.

Agent Description

Back on the market at no fault of the seller. A second opportunity to own the well-known Waterworks Building in downtown Elkhart. This beautifully renovated mixed-use property sits on a high-visibility corner lot in the heart of downtown, offering an ideal opportunity for investors or owner-occupants.

The main level features a bright, open layout formerly used as a yoga studio, complete with wood floors, large windows, and flexible space suitable for retail, office, studio, or professional use. A full basement adds valuable storage or potential for future expansion.

Upstairs, the second floor offers a well-appointed 3-bedroom apartment with updated finishes and large windows overlooking the city, perfect for rental income or a live/work setup. The building is currently available providing immediate occupancy and full flexibility for an owner or new tenants.

With its prominent location, modern renovations, and mixed-use zoning, this property presents a strong investment opportunity in a growing downtown market. Deeded parking area at the rear of the building for up to 9 vehicles, ideal for owner use or added income potential.

Key Features

  • Built in 1890
  • 0.05 acre lot
  • 2 stories
  • 9 parking spaces

Property Details

2 stories
3 full
9 spaces
1890

Monthly Cost Estimate

$2,273/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124

Estimates only. Actual payments may vary.

Location

130 S Main Street

Elkhart, IN 46516

None

Features & Amenities

Interior Features

BlockDrywallLiving SpaceBasementOffice SpaceReception Area

Exterior Features

Living SpaceBasementOffice SpaceReception Area

Property Details

Flooring

Wood

Construction

Brick

Parking

Off Street

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 0-bedroom, 3-bathroom commercial at 130 S Main Street is listed at $425,000. The estimated monthly payment is $1,842 based on 20% down at 6.5% interest.

Key features include: Built in 1890, 0.05 acre lot, 2 stories, 9 parking spaces. Interior Features: Block, Drywall, Living Space. Exterior Features: Living Space, Basement, Office Space.

This property is listed by Glenda Laughlin and can be reached at 5743124801 or gl@brightstarres.com.

GL

Glenda Laughlin

Agent at Bright Star Real Estate Services LLC

(574) 312-4801

Listed by Bright Star Real Estate Services LLC · View on Broker Site

MLS# 202603766· Source: listhub· Updated 66 days ago

Copyright © 2026 Elkhart County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

130 S Main Street, Elkhart, IN 46516

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