# 13208 BAY, Charlevoix, MI 49720

> **TL;DR:** 3bd/2ba single family, $700,000 ($583/sqft), built 1995, 1,200 sqft. Est. $3,744/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $700,000 |
| Price/sqft | $583 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,200 |
| Year Built | 1995 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,540 |
| Estimated Insurance | $204 |
| **Total** | **$3,744** |

## Property Highlights

- Built in 1995

## Description

### Agent Description
LOCATION, LOCATION, LOCATION, the quiet secluded Bay street, has 6 Lake Michigan waterfront homes and 6 more on the Mt Mc Sauba non-waterfront side of the street. This home is on the non-lake front side, on a rare double lot of approximately .4 acres. Plenty of room for outside living, privacy and all the activities of Northern Michigan. The home is close to the recreation centers of Charlevoix. Less than 500 ft to both Lake Michigan and the Pine Point nature preserve, and just a little further to enjoy all the activities of Mt. Mc Sauba; including skiing, sledding, skating, sand dunes and miles of Lake Michigan beach, as well as a summer childrens day camp. The home Is a cozy 3-bedroom 2 bath ranch with many recent updates, including new furnace, tankless water heater, new roof, added insulation, Anderson windows and garbage disposal. The large back deck off the kitchen is an excellent place to enjoy outdoor dining and living. The large privet backyard includes the requisite fire pit, with plenty of shade from the numerous mature cedar trees. There is ample storage with an attached 2-car garage and two additional storage sheds for all your toys. The seller built this home in 1995 and has lived here since then. Prior to this home, they lived in an original log cabin next door. They could not give up the sunsets! Bring your glass of wine.

## Location

- **Address:** 13208 BAY, Charlevoix, MI 49720
- **County:** Charlevoix County
- **Coordinates:** 45.3180632, -85.2584004
- **Google Maps:** https://www.google.com/maps?q=45.3180632,-85.2584004

## Listing Agent

- **Name:** Keith Mahoney
- **Brokerage:** Coldwell Banker Schmidt Family Of Companies
- **Broker Phone:** 2315474444

## Photos

![13208 BAY - Photo 1](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f2777692498r.jpg)

![13208 BAY - Photo 2](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f995266018r.jpg)

![13208 BAY - Photo 3](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f3604288857r.jpg)

![13208 BAY - Photo 4](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f118974135r.jpg)

![13208 BAY - Photo 5](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f188032247r.jpg)

![13208 BAY - Photo 6](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f1936903778r.jpg)

![13208 BAY - Photo 7](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f620499877r.jpg)

![13208 BAY - Photo 8](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f1249460828r.jpg)

![13208 BAY - Photo 9](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f583502072r.jpg)

![13208 BAY - Photo 10](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f4177507285r.jpg)

![13208 BAY - Photo 11](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f2568608062r.jpg)

![13208 BAY - Photo 12](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f1202031063r.jpg)

![13208 BAY - Photo 13](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f3164175494r.jpg)

![13208 BAY - Photo 14](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f3257364394r.jpg)

![13208 BAY - Photo 15](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f316723658r.jpg)

![13208 BAY - Photo 16](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f2875870607r.jpg)

![13208 BAY - Photo 17](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f1580971568r.jpg)

![13208 BAY - Photo 18](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f4071887093r.jpg)

![13208 BAY - Photo 19](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f206405271r.jpg)

![13208 BAY - Photo 20](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f394156604r.jpg)

![13208 BAY - Photo 21](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f1116561238r.jpg)

![13208 BAY - Photo 22](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f1545110588r.jpg)

![13208 BAY - Photo 23](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f416703661r.jpg)

![13208 BAY - Photo 24](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f2701759556r.jpg)

![13208 BAY - Photo 25](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f1680416427r.jpg)

![13208 BAY - Photo 26](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f63962863r.jpg)

![13208 BAY - Photo 27](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f2583337201r.jpg)

![13208 BAY - Photo 28](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f2084106354r.jpg)

![13208 BAY - Photo 29](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f579811624r.jpg)

![13208 BAY - Photo 30](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f3817846850r.jpg)

![13208 BAY - Photo 31](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f2639493170r.jpg)

![13208 BAY - Photo 32](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f2891735516r.jpg)

![13208 BAY - Photo 33](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f426388650r.jpg)

![13208 BAY - Photo 34](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f2080096492r.jpg)

![13208 BAY - Photo 35](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f2258339468r.jpg)

![13208 BAY - Photo 36](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f961644788r.jpg)

![13208 BAY - Photo 37](http://lh.rdcpix.com/d8694e9e085c8060e94e8e9c43ccaa4cl-f1485162541r.jpg)

---

**MLS#:** 481049 | **Updated:** 2026-10-24
**Source:** listhub

*Copyright © 2026 Coldwell Banker Schmidt REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/13208-bay-charlevoix-mi-49720-c4a75a7b7d8f49359eff1718146dca97)

---

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