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About This Home

This 2-bedroom, 1-bathroom condo at 133 Polar Bear Circle unit: 21 in Lake Ozark, MO is listed for $157,000 ($201 per sqft). the home offers 781 sqft of living space on a N/A lot.

Agent Description

Affordable lakefront living at the 2 MM! This 2 bedroom, 1 bathroom Big Bear Condominium offers 781 sq ft in a protected cove location and sits just steps from the water. The one-level, lower-level unit provides easy access from parking and includes a 12x30 boat slip.

Enjoy lake views from the deck while being only minutes from the Bagnell Dam Strip and Neon Taco. Complex amenities include pool, swim dock, and boat ramp. Nightly rentals are allowed making this an excellent option for full-time living, weekend use, or investment opportunity. Turn-key opportunity in a prime Lake location!

Key Features

  • Private pool
  • Waterfront

Property Details

1 story
1 full

Amenities

PoolWaterfrontA/C

AI Property Insights

Extracted from listing description

Income Potential

Nightly rentals are allowed making this an excellent option for full-time living, weekend use, or investment opportunity

Outdoor Amenities

BoatRamp, Deck

Location Features

protected cove location, waterfront

Views

lake views from the deck

Monthly Cost Estimate

$2,635/mo

20% down · 6.5% · 30 years

Principal$114
Interest$680
Insurance$46
HOA$1,795

Estimates only. Actual payments may vary.

Location

133 Polar Bear Circle unit: 21

Lake Ozark, MO 65049

Koala Bear Condominium

Features & Amenities

Interior Features

CeilingFansFurnishedJettedTubCableTv

Exterior Features

BoatRampConcreteDrivewayDeckPlaygroundPool

Property Details

Flooring

Laminate

Pool Features

Deck

Parking

GarageOpen

Heating

Electric (Heating)Forced Air

Cooling

Central Air

Appliances

RangeRefrigeratorStove

Questions & Answers

This 2-bedroom, 1-bathroom condo at 133 Polar Bear Circle unit: 21 is listed at $157,000 ($201/sqft). The estimated monthly payment is $2,475 based on 20% down at 6.5% interest.

HOA fees are $1795/month.

Key features include: Private pool, Waterfront. Interior Features: CeilingFans, Furnished, JettedTub. Exterior Features: BoatRamp, ConcreteDriveway, Deck.

This property is listed by Lori Pryor and can be reached at 3146088419 or LPryorJRE@outlook.com.

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LP

Lori Pryor

Agent at Johanning Real Estate, LLC

(314) 608-8419

Listed by Johanning Real Estate, LLC

MLS# 3582548· Source: listhub· Updated 55 days ago

Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

133 Polar Bear Circle unit: 21, Lake Ozark, MO 65049

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