# 133 Polar Bear Circle unit: 21, Lake Ozark, MO 65049

> **TL;DR:** 2bd/1ba condo, $157,000 ($201/sqft), 781 sqft.
> Pool, Waterfront, A/C. Est. $2,475/mo. Listed 55 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $157,000 |
| Price/sqft | $201 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 781 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 55 |

## Why This Home Stands Out

- **Pool** - Deck
- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $680 |
| HOA | $1,795 |
| **Total** | **$2,475** |

## Key Amenities

- Pool
- Waterfront
- A/C

## Property Highlights

- Private pool
- Waterfront

## Description

### Agent Description
Affordable lakefront living at the 2 MM! This 2 bedroom, 1 bathroom Big Bear Condominium offers 781 sq ft in a protected cove location and sits just steps from the water. The one-level, lower-level unit provides easy access from parking and includes a 12x30 boat slip. Enjoy lake views from the deck while being only minutes from the Bagnell Dam Strip and Neon Taco. Complex amenities include pool, swim dock, and boat ramp. Nightly rentals are allowed making this an excellent option for full-time living, weekend use, or investment opportunity. Turn-key opportunity in a prime Lake location!

## Location

- **Address:** 133 Polar Bear Circle unit: 21, Lake Ozark, MO 65049
- **County:** Camden
- **Neighborhood:** Koala Bear Condominium
- **Coordinates:** 38.204431, -92.652743
- **Google Maps:** https://www.google.com/maps?q=38.204431,-92.652743

## Listing Agent

- **Name:** Lori Pryor
- **Brokerage:** Johanning Real Estate, LLC
- **Phone:** 3146088419
- **Email:** LPryorJRE@outlook.com

## Primary Photo

![133 Polar Bear Circle unit: 21 - Primary Photo](http://lh.rdcpix.com/1539f95b8920a830a28034730e68b208l-f572048779r.jpg)

*47 total photos available on [listing page](https://www.propertysimple.com/listing/133-polar-bear-circle-unit-21-lake-ozark-mo-65049-3582548)*

---

**MLS#:** 3582548 | **Updated:** 2026-04-25
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/133-polar-bear-circle-unit-21-lake-ozark-mo-65049-3582548)

---

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