About This Home

This 3-bedroom, 3-bathroom commercial at 13545 COUNTY ROAD 13 N in Saint Augustine, FL is listed for $685,000 ($438 per sqft). Built in 1942, the home offers 1,564 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 1942
  • 0.24 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 1 half
1942

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Come home to peaceful mornings on the St. Johns River and sunsets best enjoyed from your own porch. Nestled along a private cove in the historic Tocoi area, this beautifully maintained 3-bedroom, 2.5-bath home offers approximately 120 feet of direct river frontage in a setting framed by live oaks & Spanish moss.

Spend your days exploring the river with 2 boat slips, one equipped with a lift, & convenient access to a shared boat ramp. Back at home, unwind on the screened porch or gather on the wraparound porch as the evening light stretches across the water. All 3 bedrooms enjoy river views, & the first-floor primary suite provides a comfortable retreat.

Thoughtful improvements include a bathroom remodel & select kitchen appliances in 2024; a boat dock roof replacement, updated lighting, and new porch screens in 2023; HVAC and deck railings in 2020; re-plumbing in 2018; and hand-painted Spanish tile & hand-carved mantle for fireplace 2026.

Additional features include a metal roof, commercial-grade septic system, transferable termite bond, and space to accommodate your boat. A survey and elevation certificate are available. The home sits on a three-foot raised slab, with no flooding reported in the previous listing.

Currently used as a residence, the property is zoned CHT commercial. Shared easements apply to water, septic, the boat ramp, and docks; inquire for details and supporting documents. Whether you're heading out on the water or enjoying a quiet evening at home, this riverfront setting offers room to slow down and savor where you live.

Monthly Cost Estimate

$3,664/mo

20% down · 6.5% · 30 years

Principal$495
Interest$2,968
Insurance$200

Estimates only. Actual payments may vary.

Location

13545 COUNTY ROAD 13 N

Saint Augustine, FL 32092

Metes & Bounds

Features & Amenities

Interior Features

Breakfast BarCeiling Fan(s)Eat-in KitchenPantryPrimary Bathroom - Shower No TubPrimary DownstairsSplit BedroomsVaulted Ceiling(s)

Exterior Features

Boat LiftBoat Ramp - PrivateBoat SlipDock

Property Details

Flooring

CarpetWoodTile

Construction

Wood Siding

Views

River

Outdoor Features

PorchDeck

Parking

Off Street

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

DishwasherElectric CooktopMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 3-bathroom commercial at 13545 COUNTY ROAD 13 N is listed at $685,000 ($438/sqft). The estimated monthly payment is $3,664 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1942, 0.24 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen. Exterior Features: Boat Lift, Boat Ramp - Private, Boat Slip.

This property is listed by BROOKE HEWITT.

BH

BROOKE HEWITT

Agent at EAB RE Investments

Listed by EAB RE Investments · Broker phone: (904) 903-1558 · Broker website

MLS# 2170963· Source: realMLS· 1 day on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

13545 COUNTY ROAD 13 N, Saint Augustine, FL 32092

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