# 138 Saint Charles Street, Bay Saint Louis, MS 39520

> **TL;DR:** 3bd/3ba single family, $920,000 ($394/sqft), built 2013, 2,336 sqft.
> Pool, Fireplace, Waterfront, A/C. Est. $3,987/mo. Listed 76 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $920,000 |
| Price/sqft | $394 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,336 |
| Year Built | 2013 |
| Lot Size | 27,007 sqft (0.62 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 76 |

## Why This Home Stands Out

- **Pool** - Porch
- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,987 |
| **Total** | **$3,987** |

## Nearby Schools

- **Elementary:** North Bay
- **Middle:** Bay Jh
- **High:** Bay St Louis

## Key Amenities

- Pool
- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 2013
- 0.62 acre lot
- 2 stories
- Private pool
- Fireplace
- Waterfront

## Description

### Agent Description
WELCOME to your private sanctuary just one block from the white sandy beaches of the Bay of St Louis. Thoughtfully set back 200 feet from the entrance on over half an acre including two lots, this exceptional home offers rare privacy on one of Bay St. Louis's most established and charming streets. Surrounded by wooded areas on three sides, the park-like setting features a registered Live Oak, a shady saltwater pool, and an outdoor shower. Gardens boast a variety of native plants including mature camelias and azaleas in pinks, whites, and purple and abundant jasmine ideal for that Southern fragrance. Raised 10 feet, the house has wrap-around porches on three sides-one of which is screened. With generous windows throughout and a naturally secluded setting, you can enjoy beautiful, tree-filled views with the utmost privacy. The entrance, through double-walnut doors, leads into a large foyer opening to an airy living room with a fireplace. Off of the formal living area is a tv room which can serve multiple purposes. The kitchen, with a Verona range, quartz countertops and beautiful cabinetry, is designed to be highly functional, efficient and sure to please any cook. There is also an outdoor deck adjacent to the kitchen for grilling. The main floor is completed with 2 generously sized bedrooms, one full bath and a full-size laundry room. Sliding doors from each bedroom open to 8' deep decks overlooking the pool. The light filled En-Suite on the 2nd floor, complete with a custom closet, is a true retreat in the sky with bright windows overlooking the trees making it a nature lover's delight. Views to the north, south and west are enhanced by the surrounding live oak trees and beautiful grounds. The ground level beneath the home provides covered parking for two vehicles, has a large storage room/shop, and plenty of room for entertaining, pets, kids and room for your golfcart, This is a rare opportunity to own a unique blend of seclusion and coastal charm in a prime location. Schedule your private showing today!

## Location

- **Address:** 138 Saint Charles Street, Bay Saint Louis, MS 39520
- **County:** Hancock
- **Neighborhood:** Fourth Ward
- **Coordinates:** 30.301497, -89.338484
- **Google Maps:** https://www.google.com/maps?q=30.301497,-89.338484

## Listing Agent

- **Name:** Lynn A Barnett
- **Brokerage:** Berkshire Hathaway Home Servs., Panoramic Properties
- **Phone:** 2282248362
- **Email:** lynnbarnett.home@gmail.com

## Primary Photo

![138 Saint Charles Street - Primary Photo](http://lh.rdcpix.com/da295936a263a243411163ba7466bb5bl-f2045571241r.jpg)

*52 total photos available on [listing page](https://www.propertysimple.com/listing/138-saint-charles-street-bay-saint-louis-ms-39520-4137252)*

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**MLS#:** 4137252 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 MLS United. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/138-saint-charles-street-bay-saint-louis-ms-39520-4137252)

---

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