# 138 Tim Stephens Road, Stearns, KY 42647 > **TL;DR:** 3bd/2ba single family, $115,000 ($60/sqft), built 1920, 1,904 sqft. > Hardwood, A/C, 2-car garage. Est. $616/mo. Listed 398 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $115,000 | | Price/sqft | $60 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,904 | | Year Built | 1920 | | Lot Size | 41,382 sqft (0.95 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 398 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $582 | | Estimated Insurance | $34 | | **Total** | **$616** | ## Nearby Schools - **Elementary:** Pine Knot - **Middle:** McCreary County - **High:** McCreary County ## Key Amenities - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 1920 - 0.95 acre lot - 2 stories ## Description ### Agent Description Two story home in Stearns Ky. Colonial style home with upper level that has kitchenette area, two bedrooms and bathroom and separate entrance. Perfect for rental income. Main level has living room, dining room, kitchen, bedroom, bathroom and laundry room. Unfinished basement. Detached two bay garage with basement area under garage and attic storage. Spacious yard with approx 1 acre. ## Location - **Address:** 138 Tim Stephens Road, Stearns, KY 42647 - **County:** McCreary - **Neighborhood:** Rural - **Coordinates:** 36.683368, -84.474269 - **Google Maps:** https://www.google.com/maps?q=36.683368,-84.474269 ## Listing Agent - **Name:** Rita Wright - **Brokerage:** Wright Realty - **Broker Phone:** (606) 376-3000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/138-Tim-Stephens-Rd_Stearns_KY_42647_M94999-84950?f=listhub&s=LBARKY&m=25502431&c=propsimple) ## Photos ![138 Tim Stephens Road - Photo 1](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f3803235617r.jpg) ![138 Tim Stephens Road - Photo 2](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f3365877493r.jpg) ![138 Tim Stephens Road - Photo 3](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f1259131643r.jpg) ![138 Tim Stephens Road - Photo 4](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f1743258144r.jpg) ![138 Tim Stephens Road - Photo 5](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f1457839781r.jpg) ![138 Tim Stephens Road - Photo 6](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f3270353692r.jpg) ![138 Tim Stephens Road - Photo 7](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f134171126r.jpg) ![138 Tim Stephens Road - Photo 8](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f4112166694r.jpg) ![138 Tim Stephens Road - Photo 9](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f1565270450r.jpg) ![138 Tim Stephens Road - Photo 10](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f139614861r.jpg) ![138 Tim Stephens Road - Photo 11](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f1053125154r.jpg) ![138 Tim Stephens Road - Photo 12](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f2786129109r.jpg) ![138 Tim Stephens Road - Photo 13](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f4250260026r.jpg) ![138 Tim Stephens Road - Photo 14](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f3154200918r.jpg) ![138 Tim Stephens Road - Photo 15](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f165388450r.jpg) ![138 Tim Stephens Road - Photo 16](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f2496561933r.jpg) ![138 Tim Stephens Road - Photo 17](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f3959586921r.jpg) ![138 Tim Stephens Road - Photo 18](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f570631046r.jpg) ![138 Tim Stephens Road - Photo 19](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f2137404685r.jpg) ![138 Tim Stephens Road - Photo 20](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f2183619162r.jpg) ![138 Tim Stephens Road - Photo 21](http://lh.rdcpix.com/964ca08f7d7d40a0b9811a998a09c809l-f1253669414r.jpg) --- **MLS#:** 25502431 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/138-tim-stephens-road-stearns-ky-42647-da8a2af67eb14493b776b49126bc3fe0) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/138-tim-stephens-road-stearns-ky-42647-da8a2af67eb14493b776b49126bc3fe0#listing", "url": "https://staging.propertysimple.ai/listing/138-tim-stephens-road-stearns-ky-42647-da8a2af67eb14493b776b49126bc3fe0", "name": "138 Tim Stephens Road, Stearns, KY 42647", "description": "Two story home in Stearns Ky. Colonial style home with upper level that has kitchenette area, two bedrooms and bathroom and separate entrance. Perfect for rental income. Main level has living room, dining room, kitchen, bedroom, bathroom and laundry room. Unfinished basement. 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