About This Home

This 3-bedroom, 2-bathroom single family at 138 White Cap Way in Panama City Beach, FL is listed for $334,900 ($257 per sqft). Built in 2006, the home offers 1,305 sqft of living space on a 0.11 acres lot.

Key Features

  • Built in 2006
  • 0.11 acre lot

Property Details

1 story
2 full
1-car garage
2006

Amenities

A/C
Listing Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Turnkey and fully updated, this three-bedroom, two-bathroom home in the gated Palm Cove community offers the ideal setup for a full-time residence or an immediate rental property. This house is being sold mostly furnished with all-new furniture.

Recent interior updates include new flooring, fresh paint throughout, new light fixtures and more. The newly installed vinyl plank flooring and furniture offer both modern appeal and the durability needed for the beach lifestyle. The attached one-car garage provides dedicated parking and storage.

Outside, a new raised concrete patio overlooks a large wooded area that only a handful of homes in the community back up to. Residents of the Palm Cove subdivision enjoy access to a community pool and playground. This home is situated in the heart of Panama City Beach, just over a mile from one of the main public beach areas and near local restaurants like Saltwater Grill, Bella Roma Tuscan Grill, and Firefly. This home offers a great opportunity to join the beachy Florida lifestyle without breaking the bank!

Monthly Cost Estimate

$2,288/mo

20% down · 6.5% · 30 years

Principal$242
Interest$1,451
Insurance$98
HOA$497

Estimates only. Actual payments may vary.

Location

138 White Cap Way

Panama City Beach, FL 32407

Palm Cove Phase III

Features & Amenities

Interior Features

DoubleVanityMainLevelPrimaryTubShowerWalkInClosets

Exterior Features

DeckPatio

Property Details

Flooring

PlankVinyl

Construction

VinylSiding

Outdoor Features

DeckPatio

Heating

Electric (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricOvenElectricRangeElectricWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 138 White Cap Way is listed at $334,900 ($257/sqft). The estimated monthly payment is $2,288 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $497/month.

Key features include: Built in 2006, 0.11 acre lot. Interior Features: DoubleVanity, MainLevelPrimary, TubShower. Exterior Features: Deck, Patio.

This property is listed by The Beninateam.

TB

The Beninateam

Agent at Beachy Beach Real Estate

Listed by Beachy Beach Real Estate · Broker phone: (850) 527-5651 · View on Broker Site · Broker website

MLS# 792988· Source: Central Panhandle Association of REALTORS· 97 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

138 White Cap Way, Panama City Beach, FL 32407

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