About This Home

This 3-bedroom, 2-bathroom single family at 1389 HARRISON POINT Trail in Fernandina Beach, FL is listed for $729,000 ($390 per sqft). Built in 1994, the home offers 1,870 sqft of living space on a 0.25 acres lot.

Key Features

  • Built in 1994
  • 0.25 acre lot
  • Fireplace

Property Details

1 story
2 full
2-car garage
1994

Amenities

FireplaceA/C
Listing Description

Enjoy island living. This beautifully located home is in desirable Plantation Point on the south end of Amelia Island. Just minutes from beaches, shopping, dining, and the historic charm of Fernandina Beach, this property offers both convenience and coastal appeal.

The spacious layout includes a formal dining room, an eat in kitchen, and comfortable living areas designed for everyday living and entertainment. The split 3 bedroom, 2 bath floor plan provides generous room sizes with flexibility for guests, family, or a home office.

A standout feature is the large, enclosed sunroom, offering valuable additional living space not included in the heated/cooled square footage--ideal for relaxing, hosting, or enjoying views of the private backyard retreat. This property has lush landscaping creating a peaceful oasis perfect for morning coffee or evening unwinding. Additional features include a generator and water softener. Major systems are up to date: Roof 2019, HVAC 2022, Water Heater 2025.

Monthly Cost Estimate

$4,899/mo

20% down · 6.5% · 30 years

Principal$527
Interest$3,159
Insurance$213
HOA$1,000

Estimates only. Actual payments may vary.

Location

1389 HARRISON POINT Trail

Fernandina Beach, FL 32034

Plantation Point

Features & Amenities

Interior Features

Breakfast BarBreakfast NookCeiling Fan(s)Entrance FoyerPrimary Bathroom -Tub with Separate ShowerSplit Bedrooms

Property Details

Flooring

CarpetTile

Construction

Frame

Outdoor Features

Porch

Heating

CentralHeat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherDryerElectric CooktopElectric Water HeaterWasherWater Softener Owned

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1389 HARRISON POINT Trail is listed at $729,000 ($390/sqft). The estimated monthly payment is $4,899 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1000/month.

Key features include: Built in 1994, 0.25 acre lot, Fireplace. Interior Features: Breakfast Bar, Breakfast Nook, Ceiling Fan(s).

This property is listed by SUSAN MCEWEN.

SM

SUSAN MCEWEN

Agent at Watson Realty Corporation

Listed by Watson Realty Corporation · Broker phone: (904) 596-5931 · View on Broker Site · Broker website

MLS# 2143170· Source: realMLS· 190 days on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1389 HARRISON POINT Trail, Fernandina Beach, FL 32034

Open this listing in: