# 14 Columbia Street, Oneonta, NY 13820

> **TL;DR:** 4bd/2ba residential multi family, $185,000 ($107/sqft), built 1900, 1,736 sqft.
> Hardwood. Est. $989/mo. Listed 85 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $185,000 |
| Price/sqft | $107 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,736 |
| Year Built | 1900 |
| Lot Size | 4,792 sqft (0.11 acres) |
| Stories | 2 |
| Property Type | Residential Multi Family (Other) |
| Status | Active |
| Days on Market | 85 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $935 |
| Estimated Insurance | $54 |
| **Total** | **$989** |

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1900
- 0.11 acre lot
- 2 stories

## Description

### Agent Description
Shake your money maker. This 2-unit is fully rented with paying tenants, has a current COC and has endless opportunity for the full gamut for rentals. Both apartments boast porches for summer living. Easy commute to downtown and the colleges. Newer Roof (replaced in 2022). Tenants pay electric and heat. Sit back and collect the money.

## Location

- **Address:** 14 Columbia Street, Oneonta, NY 13820
- **County:** Otsego
- **Coordinates:** 42.458232, -75.066534
- **Google Maps:** https://www.google.com/maps?q=42.458232,-75.066534

## Listing Agent

- **Name:** Michele L. Frazier · **License:** 10401272246
- **Brokerage:** Benson Agency Real Estate LLC
- **Broker Phone:** (607) 432-4391
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/14-Columbia-St_Oneonta_NY_13820_M32048-49975?f=listhub&s=BNARNY&m=R1705203&c=propsimple)

## Photos

![14 Columbia Street - Photo 1](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f3060807509r.jpg)

![14 Columbia Street - Photo 2](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f1378953933r.jpg)

![14 Columbia Street - Photo 3](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f2188856054r.jpg)

![14 Columbia Street - Photo 4](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f924311328r.jpg)

![14 Columbia Street - Photo 5](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f42052706r.jpg)

![14 Columbia Street - Photo 6](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f2770026968r.jpg)

![14 Columbia Street - Photo 7](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f627771569r.jpg)

![14 Columbia Street - Photo 8](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f3624182022r.jpg)

![14 Columbia Street - Photo 9](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f4165949251r.jpg)

![14 Columbia Street - Photo 10](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f1926724585r.jpg)

![14 Columbia Street - Photo 11](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f2591245301r.jpg)

![14 Columbia Street - Photo 12](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f286053687r.jpg)

![14 Columbia Street - Photo 13](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f1607035527r.jpg)

![14 Columbia Street - Photo 14](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f221422490r.jpg)

![14 Columbia Street - Photo 15](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f1979795514r.jpg)

![14 Columbia Street - Photo 16](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f3175139411r.jpg)

![14 Columbia Street - Photo 17](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f3211947723r.jpg)

![14 Columbia Street - Photo 18](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f1564370037r.jpg)

![14 Columbia Street - Photo 19](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f3814539798r.jpg)

![14 Columbia Street - Photo 20](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f2867896381r.jpg)

![14 Columbia Street - Photo 21](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f2299414903r.jpg)

![14 Columbia Street - Photo 22](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f3329776358r.jpg)

![14 Columbia Street - Photo 23](http://lh.rdcpix.com/708c4bc20dd46077677affcddf8c2981l-f830703018r.jpg)

---

**MLS#:** R1705203 | **Updated:** 2026-10-30
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/14-columbia-street-oneonta-ny-13820-ffb4b670494f4fcd83f54533d45c56ea)

---

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