# 140 PIONEER Trail, Palatka, FL 32043 > **TL;DR:** 3bd/2ba single family, $1,299,000 ($558/sqft), built 2024, 2,328 sqft. > Fireplace, Waterfront, View, A/C. Est. $6,947/mo. Listed 145 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,299,000 | | Price/sqft | $558 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,328 | | Year Built | 2024 | | Lot Size | 270,072 sqft (6.20 acres) | | Stories | 1 | | Garage | 4-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 145 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - River, Water - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,568 | | Estimated Insurance | $379 | | **Total** | **$6,947** | ## Nearby Schools - **Elementary:** James A. Long - **High:** Palatka ## Key Amenities - Fireplace - Waterfront - View - A/C - RV Parking - 4-car garage ## Property Highlights - Built in 2024 - 6.20 acre lot - Fireplace - Waterfront ## Description ### Agent Description PRICE ENHANCEMENT! St. Johns Riverfront sanctuary is a self-contained compound, where exceptional craftsmanship, modern luxury, and the timeless beauty of Old Florida come together in one extraordinary waterfront retreat. Completely rebuilt, remodeled and expanded in 2024, this 3 bedroom/study/2 full bath stunning property offers nearly 300 feet of river frontage, creating an unparalleled setting for those seeking privacy, nature, and an authentic Florida lifestyle. Encompassing 6.2 acres and nestled among majestic trees in a peaceful, unspoiled natural setting, this rare sanctuary is brimming with wildlife, where deer, wild turkeys, and native birds are frequent visitors. It is a place where life slows down, offering the serenity and beauty of Florida as it used to be--a disappearing landscape that is becoming increasingly difficult to find. From the moment you arrive, you'll appreciate the custom circular driveway, screened-in front porch, a nd fully fenced side and rear yards with a remote-controlled electric gate leading to an additional parking area, including RV parking space and a newly built, climate-controlled 460 square foot storage building. Complete with heating, air conditioning, and a 10-foot ceiling the structure offers endless possibilities for hobbies, storage, a workshop, barn or recreational space. Inside the home, soaring 8-10 foot ceilings, vaulted ceilings, elegant crown molding, upgraded 6-inch baseboards, plantation shutters, and custom cedar-lined closet systems create a refined yet welcoming atmosphere. The chef's kitchen is a masterpiece featuring custom soft-close cabinetry with pull-out cookware drawers, organizer inserts, pull-out trash storage, granite countertops, custom granite backsplash, under-cabinet lighting, a deep stainless sink with workstation, Samsung counter-depth refrigerator, Asko low-decibel dishwasher, built-in microwave drawer, and an impressive Fulgar Italian 36-inch electric oven with six-burner gas cooktop and griddle, all complemented by a Falmec low-decibel vent hood. The thoughtfully designed laundry room includes custom cabinetry, butcher block counter top, under-cabinet lighting, a farmhouse sink, and a full-size stacked washer and dryer, blending style with everyday functionality. The oversized great room is an entertainers dream and the dining room includes an heirloom Swarovski crystal chandelier. Step outside to the expansive screened rear porch featuring a custom tongue-and-groove ceiling, 4-foot wide entry door, pet door and high-end outdoor ceiling fans, where you can relax and enjoy the peaceful sounds of nature. The fenced garden area provides the perfect space to cultivate flowers, herbs, or fresh vegetables while embracing the property's natural beauty. For waterfront enthusiasts, the newly built covered dock with seating and a jet ski lift offers direct access to the St. Johns river for boating, fishing, kayaking, or simply enjoying spectacular sunrises over the water. An outdoor shower completes the ultimate Florida lifestyle. No detail has been overlooked in the home's extensive upgrades and infrastructure improvements, including hurricane-rated energy-efficient windows and sliding glass doors, all-new electrical wiring and plumbing, a deep water well with dual pumps, water treatment and water softener systems, a Rinnai tankless water heater, a 500-gallon propane tank, a whole-house Generac generator, and a new roof for years of worry-free ownership. Security and convenience are equally impressive with a 12-camera exterior CCTV system, professionally monitored security system, exterior motion lighting, and an oversized two-car garage complete with a stainless French-door refrigerator. Located just minutes from the new First Coast Expressway, the property is positioned to benefit from future direct access to St. Johns County and I-95, making commuting to Jacksonville, historic St. Augustine, and Northeast Florida's premier destinations more convenient than ev ## Location - **Address:** 140 PIONEER Trail, Palatka, FL 32043 - **County:** Putnam - **Neighborhood:** Cedar Creek Estates - **Coordinates:** 29.809899, -81.590681 - **Google Maps:** https://www.google.com/maps?q=29.809899,-81.590681 ## Listing Agent - **Name:** PATRICIA HARTMAN - **Brokerage:** Watson Realty Corporation - **Broker Phone:** (904) 596-5931 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/140-Pioneer-Trl_Green-Cove-Springs_FL_32043_M93717-50269?f=listhub&s=NEFMLS&m=2149684&c=propsimple) ## Photos ![140 PIONEER Trail - Photo 1](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f1644062846r.jpg) ![140 PIONEER Trail - Photo 2](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f3336079639r.jpg) ![140 PIONEER Trail - Photo 3](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f2467635787r.jpg) ![140 PIONEER Trail - Photo 4](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f3795268046r.jpg) ![140 PIONEER Trail - Photo 5](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f1666023371r.jpg) ![140 PIONEER Trail - Photo 6](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f1186188791r.jpg) ![140 PIONEER Trail - Photo 7](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f1555934803r.jpg) ![140 PIONEER Trail - Photo 8](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f109504721r.jpg) ![140 PIONEER Trail - Photo 9](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f34406350r.jpg) ![140 PIONEER Trail - Photo 10](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f2922284485r.jpg) ![140 PIONEER Trail - Photo 11](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f2638217939r.jpg) ![140 PIONEER Trail - Photo 12](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f619606581r.jpg) ![140 PIONEER Trail - 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Photo 83](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f1822785672r.jpg) ![140 PIONEER Trail - Photo 84](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f4066519512r.jpg) ![140 PIONEER Trail - Photo 85](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f825059533r.jpg) ![140 PIONEER Trail - Photo 86](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f3240656383r.jpg) ![140 PIONEER Trail - Photo 87](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f1790727962r.jpg) ![140 PIONEER Trail - Photo 88](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f3384702885r.jpg) ![140 PIONEER Trail - Photo 89](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f1959855076r.jpg) ![140 PIONEER Trail - Photo 90](http://lh.rdcpix.com/0bbeff7af5fc0c035a6d2587cecdd6a6l-f3425028675r.jpg) --- **MLS#:** 2149684 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/140-pioneer-trail-palatka-fl-32043-8bbc38e4a990484fb4b3ebdd9c4f4365) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/140-pioneer-trail-palatka-fl-32043-8bbc38e4a990484fb4b3ebdd9c4f4365#listing", "url": "https://staging.propertysimple.ai/listing/140-pioneer-trail-palatka-fl-32043-8bbc38e4a990484fb4b3ebdd9c4f4365", "name": "140 PIONEER Trail, Palatka, FL 32043", "description": "PRICE ENHANCEMENT! St. Johns Riverfront sanctuary is a self-contained compound, where exceptional craftsmanship, modern luxury, and the timeless beauty of Old Florida come together in one extraordinary waterfront retreat. Completely rebuilt, remodeled and expanded in 2024, this 3 bedroom/study/2 full bath stunning property offers nearly 300 feet of river frontage, creating an unparalleled setting for those seeking privacy, nature, and an authentic Florida lifestyle. Encompassing 6.2 acres and nestled among majestic trees in a peaceful, unspoiled natural setting, this rare sanctuary is brimming with wildlife, where deer, wild turkeys, and native birds are frequent visitors. It is a place where life slows down, offering the serenity and beauty of Florida as it used to be--a disappearing landscape that is becoming increasingly difficult to find. From the moment you arrive, you'll appreciate the custom circular driveway, screened-in front porch, a nd fully fenced side and rear yards with a remote-controlled electric gate leading to an additional parking area, including RV parking space and a newly built, climate-controlled 460 square foot storage building. Complete with heating, air conditioning, and a 10-foot ceiling the structure offers endless possibilities for hobbies, storage, a workshop, barn or recreational space. Inside the home, soaring 8-10 foot ceilings, vaulted ceilings, elegant crown molding, upgraded 6-inch baseboards, plantation shutters, and custom cedar-lined closet systems create a refined yet welcoming atmosphere. The chef's kitchen is a masterpiece featuring custom soft-close cabinetry with pull-out cookware drawers, organizer inserts, pull-out trash storage, granite countertops, custom granite backsplash, under-cabinet lighting, a deep stainless sink with workstation, Samsung counter-depth refrigerator, Asko low-decibel dishwasher, built-in microwave drawer, and an impressive Fulgar Italian 36-inch electric oven with six-burner gas cooktop and griddle, all complemented by a Falmec low-decibel vent hood. The thoughtfully designed laundry room includes custom cabinetry, butcher block counter top, under-cabinet lighting, a farmhouse sink, and a full-size stacked washer and dryer, blending style with everyday functionality. The oversized great room is an entertainers dream and the dining room includes an heirloom Swarovski crystal chandelier. Step outside to the expansive screened rear porch featuring a custom tongue-and-groove ceiling, 4-foot wide entry door, pet door and high-end outdoor ceiling fans, where you can relax and enjoy the peaceful sounds of nature. The fenced garden area provides the perfect space to cultivate flowers, herbs, or fresh vegetables while embracing the property's natural beauty. For waterfront enthusiasts, the newly built covered dock with seating and a jet ski lift offers direct access to the St. Johns river for boating, fishing, kayaking, or simply enjoying spectacular sunrises over the water. An outdoor shower completes the ultimate Florida lifestyle. 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