# 1405 State Street, Schenectady, NY 12304

> **TL;DR:** 6bd/4ba residential multi family, $350,000 ($112/sqft), built 1984, 3,136 sqft.
> Hardwood, Basement. Est. $1,517/mo. Listed 50 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $350,000 |
| Price/sqft | $112 |
| Bedrooms | 6 |
| Bathrooms | 4 full |
| Square Feet | 3,136 |
| Year Built | 1984 |
| Lot Size | 3,485 sqft (0.08 acres) |
| Property Type | Residential Multi Family (Other) |
| Status | For Sale |
| Days on Market | 50 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,517 |
| **Total** | **$1,517** |

## Key Amenities

- Hardwood
- Basement

## Property Highlights

- Built in 1984
- 0.08 acre lot

## Description

### Agent Description
Fantastic investment opportunity! Investor owned for 20 years and now it is someone else's turn! This well-maintained 4-unit building offers strong positive cash flow in a prime location on the bus line. The property consists of two 1-bedroom apartments and two 2-bedroom apartments, with room to grow to market rents and increase your return. Each spacious unit features large rooms, eat-in kitchens, beautiful woodwork with classic columns and built-ins, hardwood floors, bay windows, and ceramic tile finishes. Tenants pay their own hot water and electric, while the owner provides heat, currently on a NIMO budget plan of just $298/month, keeping expenses predictable and manageable. Gas hot water radiators provide efficient heating. Additional highlights include a roof that is only 3 years old, vinyl siding, and separate utilities. Conveniently located near shopping, dining, and major routes, this property offers both solid income and long-term upside. A turnkey addition to any investor's portfolio with built-in value-add potential!

## Location

- **Address:** 1405 State Street, Schenectady, NY 12304
- **County:** Schenectady
- **Coordinates:** 42.79557, -73.92064
- **Google Maps:** https://www.google.com/maps?q=42.79557,-73.92064

## Listing Agent

- **Name:** Christine Serafini
- **Brokerage:** Miranda Real Estate Group Inc
- **Phone:** 5185148830
- **Email:** SerafiniSellsHomes@gmail.com

## Primary Photo

![1405 State Street - Primary Photo](http://lh.rdcpix.com/6e427758364c8d35509572873046076bl-f2304299874r.jpg)

*27 total photos available on [listing page](https://www.propertysimple.com/listing/1405-state-street-schenectady-ny-12304-11659718)*

---

**MLS#:** 11659718 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1405-state-street-schenectady-ny-12304-11659718)

---

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