About This Home

This 3-bedroom, 2-bathroom single family at 14123 Torch River Road in Rapid City, MI is listed for $1,049,000 ($610 per sqft). Built in 1949, the home offers 1,720 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 1949
  • 0.21 acre lot
  • Waterfront

Property Details

1 story
2 full
2-car garage
1949

Amenities

Waterfront
Listing Description

Experience the best of Northern Michigan waterfront living on beautiful Torch River, with easy boating access to world-famous Torch Lake and the entire Chain of Lakes. This beautifully maintained 3-bedroom, 2-bath home offers an open-concept floor plan with a spacious kitchen featuring stainless steel appliances-perfect for entertaining family and friends.

Large windows fill the home with natural light while showcasing peaceful river views. Step outside to expansive decking designed for relaxing or hosting gatherings, along with a charming screened gazebo complete with electricity for enjoying summer evenings bug-free.

Boaters will appreciate two private docks, one equipped with electricity, making waterfront living even more convenient. The property also includes an attached 2-car garage and three storage sheds, one of which is heated-ideal for a workshop, hobbies, or additional storage.

Full house General generator. The crawl space has been professionally sealed, adding to the home's overall care and maintenance. Whether you're looking for a year-round residence or the perfect up-north getaway, this exceptional Torch River property offers the ideal combination of comfort, recreation, and access to Michigan's spectacular Chain of Lakes.

Thoughtfully priced to reflect todays market, this property represents exceptional value and is ready for its next owner to enjoy everything the Torch River and Chain of Lakes lifestyle has to offer.

Monthly Cost Estimate

$5,610/mo

20% down · 6.5% · 30 years

Principal$759
Interest$4,546
Insurance$306

Estimates only. Actual payments may vary.

Location

14123 Torch River Road

Rapid City, MI 49676

Features & Amenities

Interior Features

Foyer EntrancePantryGranite Kitchen TopsFormal Dining RoomWorkshop

Exterior Features

DeckPatio

Property Details

Construction

Timber Frame

Outdoor Features

PatioDeck

Appliances

RefrigeratorOven/RangeDishwasherMicrowaveWasherDryer

Questions & Answers

This 3-bedroom, 2-bathroom single family at 14123 Torch River Road is listed at $1,049,000 ($610/sqft). The estimated monthly payment is $5,610 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1949, 0.21 acre lot, Waterfront. Interior Features: Foyer Entrance, Pantry, Granite Kitchen Tops. Exterior Features: Deck, Patio.

This property is listed by Cathleen Burry-Mahaffey.

CB

Cathleen Burry-Mahaffey

Agent at Real Estate One

Listed by Real Estate One · Broker phone: (248) 304-6700 · View on Broker Site · Broker website

MLS# 1947774· Source: Northern Great Lakes Realtors MLS· 110 days on PropertySimple

Copyright © 2026 Northern Great Lakes Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

14123 Torch River Road, Rapid City, MI 49676

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