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About This Home

This 3-bedroom, 2-bathroom single family at 1434 SE 20th Street in Cape Coral, FL is listed for $599,900 ($374 per sqft). Built in 1989, the home offers 1,602 sqft of living space on a 0.27 acres lot.

Agent Description

Welcome to your slice of waterfront paradise! Situated on a rare oversized deep lot overlooking an extra-wide canal, this Gulf access home is located in Flood Zone X, meaning flood insurance is not required, offering both peace of mind and exceptional value.

With desirable rear southern exposure, you'll enjoy sun-drenched days by the pool and beautiful natural light throughout the home. Boaters will fall in love with the impressive wrap-around dock (2023), complete with a canopy (2024) and a 13,000 lb boat lift (2023) delivering easy Gulf access right from your backyard.

Truly a boater's paradise! This well-designed 3-bedroom, 2-bath residence features a split floor plan, providing privacy between the primary suite and guest bedrooms, ideal for family and visitors alike. Each bedroom includes a walk-in closet, offering ample storage and convenience.

The home is designed for seamless indoor-outdoor living with three pocket sliders, including one in the primary bedroom and a pass-through pocket window from the kitchen to the lanai, making entertaining effortless. Step outside to your private oasis featuring an extended lanai with new pavers and a newer screen enclosure (2022), perfect for entertaining or relaxing poolside year-round.

The lanai is also equipped with electric Storm Smart shutters (2022) for added protection and peace of mind. Enjoy your heated pool with a newer pool heater, making it comfortable in every season. The home has been updated with a newer roof (2022) and a brand-new AC system (2025), ensuring efficiency and reliability for years to come. Conveniently located near shopping, restaurants, and entertainment, this home also offers the rare benefit of being within walking distance to the grocery store and local dining options.

Key Features

  • Built in 1989
  • 0.27 acre lot
  • Private pool
  • Waterfront

Property Details

1 story
2 full
1989

Amenities

PoolWaterfrontViewA/C

Monthly Cost Estimate

$3,208/mo

20% down · 6.5% · 30 years

Principal$434
Interest$2,600
Insurance$175

Estimates only. Actual payments may vary.

Location

1434 SE 20th Street

Cape Coral, FL 33990

CAPE CORAL

Features & Amenities

Interior Features

BedroomOnMainLevelSeparateFormalDiningRoomEntranceFoyerMainLevelPrimaryShowerOnlySeparateShowerCableTvWalkInClosetsWindowTreatmentsSplitBedrooms

Exterior Features

SprinklerIrrigationPatio

Property Details

Flooring

TileLaminateCarpet

Construction

Block Concrete Stucco

Views

Water

Pool Features

PatioPorch

Parking

GarageCovered

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

DryerDishwasherMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1434 SE 20th Street is listed at $599,900 ($374/sqft). The estimated monthly payment is $2,600 based on 20% down at 6.5% interest.

Key features include: Built in 1989, 0.27 acre lot, Private pool, Waterfront. Interior Features: BedroomOnMainLevel, SeparateFormalDiningRoom, EntranceFoyer. Exterior Features: SprinklerIrrigation, Patio.

This property is listed by Stephanie Doran and can be reached at 5133653621 or srdoran19@gmail.com.

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SD

Stephanie Doran

Agent at EXIT Gulf Coast Realty

(513) 365-3621

Listed by EXIT Gulf Coast Realty

MLS# 2026013970· Source: listhub· Updated 17 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1434 SE 20th Street, Cape Coral, FL 33990

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