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About This Home

This 4-bedroom, 3-bathroom single family at 144 SW 38th Terrace in Cape Coral, FL is listed for $714,900 ($290 per sqft). Built in 1989, the home offers 2,468 sqft of living space on a 0.23 acres lot.

Agent Description

Step inside this impressive 4-bedroom, 3-bath home and discover a spacious open layout designed for everyday living and entertaining. At the heart of the residence, the chef-inspired kitchen boasts granite countertops, a large island, and stainless finishes, seamlessly flowing into the family room for a warm, inviting atmosphere.

Tile flooring throughout and beautifully updated bathrooms add to the home's refined comfort. Outdoors, the screened pool and lanai create a private retreat perfect for relaxation or hosting friends. For boating enthusiasts, the property offers unmatched Gulf access with two Weardeck docks and dual 10,000-lb lifts (installed in 2021), making days on the water effortless.

Upgrades elevate this home far beyond the ordinary. A 2020 upper-level addition provides a fourth bedroom with its own private screened balcony-ideal for guests or a personal getaway. Energy efficiency shines with a fully paid whole-house solar system and backup batteries, keeping monthly electric costs around $25.

A standing seam metal roof (2020) adds longevity and curb appeal, while impact windows and doors enhance security. A sophisticated smart-home system manages cameras, lighting, and even the boat lifts, and the garage features a sleek epoxy floor for a polished finish.

Situated in a desirable SW Cape Coral location near top dining, shopping, schools, and entertainment, this home offers the perfect blend of lifestyle, waterfront access, and modern upgrades-an exceptional opportunity for those seeking the best of coastal living.

Key Features

  • Built in 1989
  • 0.23 acre lot
  • 2 stories
  • Private pool
  • Waterfront

Property Details

2 stories
3 full
1989

Amenities

PoolSolarWaterfrontA/C

Monthly Cost Estimate

$3,823/mo

20% down · 6.5% · 30 years

Principal$517
Interest$3,098
Insurance$209

Estimates only. Actual payments may vary.

Location

144 SW 38th Terrace

Cape Coral, FL 33914

CAPE CORAL

Features & Amenities

Interior Features

BedroomOnMainLevelEatInKitchenKitchenIslandLivingDiningRoomMainLevelPrimaryShowerOnlySeparateShowerBarWalkInClosetsWindowTreatmentsSplitBedrooms

Exterior Features

SecurityHighImpactDoorsSprinklerIrrigation

Property Details

Flooring

Tile

Construction

Block Concrete Stucco

Pool Features

Porch

Parking

GarageOpenDriveway

Heating

CentralElectric (Heating)

Cooling

Central AirZonedCeiling Fan(s)Electric

Appliances

DryerDishwasherFreezerDisposalMicrowaveRangeRefrigeratorSelfCleaningOvenWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 144 SW 38th Terrace is listed at $714,900 ($290/sqft). The estimated monthly payment is $3,098 based on 20% down at 6.5% interest.

Key features include: Built in 1989, 0.23 acre lot, 2 stories, Private pool, Waterfront. Interior Features: BedroomOnMainLevel, EatInKitchen, KitchenIsland. Exterior Features: SecurityHighImpactDoors, SprinklerIrrigation.

This property is listed by Susan Smith and can be reached at 2399800561 or susan.caperealty@gmail.com.

SS

Susan Smith

Agent at ERA Cape Realty

(239) 980-0561

Listed by ERA Cape Realty

MLS# 2025020646· Source: listhub· Updated 146 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

144 SW 38th Terrace, Cape Coral, FL 33914

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