# 144 SW 38th Terrace, Cape Coral, FL 33914

> **TL;DR:** 4bd/3ba single family, $714,900 ($290/sqft), built 1989, 2,468 sqft.
> Pool, Solar, Waterfront, A/C. Est. $3,098/mo. Listed 146 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $714,900 |
| Price/sqft | $290 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,468 |
| Year Built | 1989 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 146 |

## Why This Home Stands Out

- **Solar Panels** - Reduced energy costs
- **Pool** - Porch
- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,098 |
| **Total** | **$3,098** |

## Nearby Schools

- **Elementary:** CHOICE
- **Middle:** CHOICE
- **High:** CHOICE

## Key Amenities

- Pool
- Solar
- Waterfront
- A/C

## Property Highlights

- Built in 1989
- 0.23 acre lot
- 2 stories
- Private pool
- Waterfront

## Description

### Agent Description
Step inside this impressive 4-bedroom, 3-bath home and discover a spacious open layout designed for everyday living and entertaining. At the heart of the residence, the chef-inspired kitchen boasts granite countertops, a large island, and stainless finishes, seamlessly flowing into the family room for a warm, inviting atmosphere. Tile flooring throughout and beautifully updated bathrooms add to the home's refined comfort. Outdoors, the screened pool and lanai create a private retreat perfect for relaxation or hosting friends. For boating enthusiasts, the property offers unmatched Gulf access with two Weardeck docks and dual 10,000-lb lifts (installed in 2021), making days on the water effortless. Upgrades elevate this home far beyond the ordinary. A 2020 upper-level addition provides a fourth bedroom with its own private screened balcony-ideal for guests or a personal getaway. Energy efficiency shines with a fully paid whole-house solar system and backup batteries, keeping monthly electric costs around $25. A standing seam metal roof (2020) adds longevity and curb appeal, while impact windows and doors enhance security. A sophisticated smart-home system manages cameras, lighting, and even the boat lifts, and the garage features a sleek epoxy floor for a polished finish. Situated in a desirable SW Cape Coral location near top dining, shopping, schools, and entertainment, this home offers the perfect blend of lifestyle, waterfront access, and modern upgrades-an exceptional opportunity for those seeking the best of coastal living.

## Location

- **Address:** 144 SW 38th Terrace, Cape Coral, FL 33914
- **County:** Lee
- **Neighborhood:** CAPE CORAL
- **Coordinates:** 26.580419, -81.977091
- **Google Maps:** https://www.google.com/maps?q=26.580419,-81.977091

## Listing Agent

- **Name:** Susan Smith
- **Brokerage:** ERA Cape Realty
- **Phone:** 2399800561
- **Email:** susan.caperealty@gmail.com

## Primary Photo

![144 SW 38th Terrace - Primary Photo](http://lh.rdcpix.com/1afb90d09755905c8aec5de01c91d95dl-f2285981627r.jpg)

*49 total photos available on [listing page](https://www.propertysimple.com/listing/144-sw-38th-terrace-cape-coral-fl-33914-25020646)*

---

**MLS#:** 2025020646 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/144-sw-38th-terrace-cape-coral-fl-33914-25020646)

---

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