# 14401 Front Beach Road #305, Panama City Beach, FL 32413 > **TL;DR:** 0bd/1ba condo, $170,000 ($515/sqft), built 1965, 330 sqft. > Waterfront, A/C. Est. $1,805/mo. Listed 106 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $170,000 | | Price/sqft | $515 | | Bathrooms | 1 full | | Square Feet | 330 | | Year Built | 1965 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 106 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $860 | | Estimated Insurance | $50 | | HOA | $895 | | **Total** | **$1,805** | ## Nearby Schools - **Elementary:** Hutchison Beach - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1965 - Waterfront ## Description ### Agent Description OWNER FINANCING!!! ASSESSMENT FREE!!! BRAND NEW HVAC!!! AMAZING UPDATES!!! UNBELIEVABLE SUNSET VIEWS!!! This beautifully decorated unit in one of the most iconic buildings on the beach has been newly remodeled and is waiting to make someone an incredibly happy investor! Although the current owner has only briefly rented the unit, similar ones in the building pull in an incredibly strong rental income nearing $30k annually. That's right... You can get the same income from this gem vs condos that cost $200k more. Generate a 4% plus annual return on investment - and nearly 8% ROI when you add in appreciation!!! All the big ticket items have been recently updated - ensuring worry free ownership and maximum profit for years to come! Unlike ANY other building on the beach, the $895 monthly HOA dues cover EVERY single utility expense - even the electricity!!! Take 2 seconds to break that down ($150 elec, $80 water, $50 trash, $120 cable/internet, $300 exterior insurance, $30 sewer, $100 exterior maint/grounds, $30 gym = $860 TOTAL), and you will quickly see that you are only paying $35 a month for a pool, the biggest and best beach viewing deck in town, and the closest condos to the sand that PCB has to offer. You will NOT find a better deal anywhere in town! 3rd floor, right on the sand, and perfectly located on the HIGHLY DESIRED west side of the building which guarantees the best sunsets in town. If you are looking for a beautiful rental unit in the most established building in PCB, or an incredibly relaxing place to call home, this is hands down the best investment on the entire beach!!! ## Location - **Address:** 14401 Front Beach Road #305, Panama City Beach, FL 32413 - **County:** Bay - **Neighborhood:** Fontainebleau Terrace - **Coordinates:** 30.203485, -85.854814 - **Google Maps:** https://www.google.com/maps?q=30.203485,-85.854814 ## Listing Agent - **Name:** Garrett S Aune · **License:** SL352911 - **Brokerage:** Beachy Beach Real Estate - **Broker Phone:** (850) 527-5651 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/14401-Front-Beach-Rd-Unit-305_Panama-City-Beach_FL_32413_M50641-34173?f=listhub&s=BCARFL&m=792961&c=propsimple) ## Photos ![14401 Front Beach Road #305 - Photo 1](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f1021892891r.jpg) ![14401 Front Beach Road #305 - Photo 2](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f4035187732r.jpg) ![14401 Front Beach Road #305 - Photo 3](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f4185757669r.jpg) ![14401 Front Beach Road #305 - Photo 4](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f3732259075r.jpg) ![14401 Front Beach Road #305 - Photo 5](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f503318362r.jpg) ![14401 Front Beach Road #305 - Photo 6](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f3937073961r.jpg) ![14401 Front Beach Road #305 - Photo 7](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f1533321246r.jpg) ![14401 Front Beach Road #305 - Photo 8](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f929547849r.jpg) ![14401 Front Beach Road #305 - Photo 9](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f1642424855r.jpg) ![14401 Front Beach Road #305 - Photo 10](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f1221638194r.jpg) ![14401 Front Beach Road #305 - Photo 11](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f1614152834r.jpg) ![14401 Front Beach Road #305 - Photo 12](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f3433981220r.jpg) ![14401 Front Beach Road #305 - Photo 13](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f2780598862r.jpg) ![14401 Front Beach Road #305 - Photo 14](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f2953456890r.jpg) ![14401 Front Beach Road #305 - Photo 15](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f3300269427r.jpg) ![14401 Front Beach Road #305 - Photo 16](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f4000418086r.jpg) ![14401 Front Beach Road #305 - Photo 17](http://lh.rdcpix.com/2e43385454fa91284dde4f5005660b8al-f1774271554r.jpg) --- **MLS#:** 792961 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/14401-front-beach-road-panama-city-beach-fl-32413-6069652d816c49f5868b5cbf253f4745) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/14401-front-beach-road-panama-city-beach-fl-32413-6069652d816c49f5868b5cbf253f4745#listing", "url": "https://staging.propertysimple.ai/listing/14401-front-beach-road-panama-city-beach-fl-32413-6069652d816c49f5868b5cbf253f4745", "name": "14401 Front Beach Road #305, Panama City Beach, FL 32413", "description": "OWNER FINANCING!!! ASSESSMENT FREE!!! BRAND NEW HVAC!!! AMAZING UPDATES!!! UNBELIEVABLE SUNSET VIEWS!!! 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Take 2 seconds to break that down ($150 elec, $80 water, $50 trash, $120 cable/internet, $300 exterior insurance, $30 sewer, $100 exterior maint/grounds, $30 gym = $860 TOTAL), and you will quickly see that you are only paying $35 a month for a pool, the biggest and best beach viewing deck in town, and the closest condos to the sand that PCB has to offer. You will NOT find a better deal anywhere in town! 3rd floor, right on the sand, and perfectly located on the HIGHLY DESIRED west side of the building which guarantees the best sunsets in town. 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