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About This Home

This 3-bedroom, 5-bathroom single family at 145 Morgan Bluff Road in Mooresville, NC is listed for $815,000 ($291 per sqft). Built in 2001, the home offers 2,798 sqft of living space on a 0.45 acres lot.

Agent Description

Main Home + Detached Guest House + Heated Pool + Lake Views + No HOA Tucked away on a quiet street just minutes from Mooresville's everyday conveniences, 145 Morgan Bluff Road offers something increasingly rare, value created not by a single feature, but by the combination of a main residence, detached guest house, heated pool, relaxing lake views, and the freedom of no HOA.

This exceptional property provides true separation and flexibility to accommodate a variety of living arrangements. Framed by mature pines with year-round lake views, the property offers nearly 2,800 total square feet between the 2,351 sq ft main home and a fully detached 447 sq ft guest residence.

This isn't simply additional space--it's true separation, independence, and flexibility. Inside the primary residence, a refreshed kitchen with quartz surfaces and induction cooking anchors light-filled living areas framed by expansive windows. The spacious main-level primary suite provides everyday convenience, while the finished basement extends

the footprint with a full bath and versatile bonus space ideal for office, fitness, media, or additional sleeping quarters. The guest house is a fully standalone structure with its own entrance, kitchen, bedroom, and full bath; well-suited for multi-generational living, private work-from-home space, long-term guests, or potential income opportunities without disrupting the main home.

Outdoors, the fenced backyard and heated inground pool create a courtyard-style setting surrounded by mature landscaping that forms a private, relaxed retreat. Lake views are best enjoyed from the covered front porch, overlooking the generous front lawn and towering Carolina pines.

Two nearby community lake access points provide convenient kayak, canoe, and paddleboard launches, with public boat access just minutes away. Dual driveways offer additional flexibility for boat or RV parking. Recent improvements include a new roof (2026), new basement and stair flooring (2026), and three heat pump condensers replaced (2021 and 2025), reinforcing long-term confidence in the home's condition.

145 Morgan Bluff presents a rare combination of flexibility, privacy, and Lake Norman living in an established setting.

Key Features

  • Built in 2001
  • 0.45 acre lot
  • 2 stories
  • Private pool
  • Fireplace

Property Details

2 stories
4 full, 1 half
2001

Amenities

PoolFireplaceViewA/C

Monthly Cost Estimate

$4,359/mo

20% down · 6.5% · 30 years

Principal$589
Interest$3,532
Insurance$238

Estimates only. Actual payments may vary.

Location

145 Morgan Bluff Road

Mooresville, NC 28117

Pirates Cove

Features & Amenities

Interior Features

Breakfast BarKitchen IslandOpen FloorplanStorage

Exterior Features

Hot Tub

Property Details

Flooring

TileCarpetWoodLaminate

Construction

Vinyl Wood

Views

Water

Pool Features

PorchPatio

Parking

GarageGarage - AttachedDrivewayUnderground/Basement

Heating

Heat Pump (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

DishwasherDisposalInduction CooktopMicrowave

Questions & Answers

This 3-bedroom, 5-bathroom single family at 145 Morgan Bluff Road is listed at $815,000 ($291/sqft). The estimated monthly payment is $3,532 based on 20% down at 6.5% interest.

Key features include: Built in 2001, 0.45 acre lot, 2 stories, Private pool, Fireplace. Interior Features: Breakfast Bar, Kitchen Island, Open Floorplan. Exterior Features: Hot Tub.

This property is listed by Dana Pape and can be reached at 7048901903 or dana@papemore.com.

DP

Dana Pape

Agent at Coldwell Banker Realty

(704) 890-1903

Listed by Coldwell Banker Realty

MLS# 4344802· Source: listhub· Updated 29 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

145 Morgan Bluff Road, Mooresville, NC 28117

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