# 146 Duck Cove Road, Belmont, NC 28012 > **TL;DR:** 2bd/1ba single family, $555,000 ($289/sqft), built 1974, 1,920 sqft. > Fireplace, Waterfront. Est. $2,968/mo. Listed 103 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $555,000 | | Price/sqft | $289 | | Bedrooms | 2 | | Bathrooms | 1 full | | Square Feet | 1,920 | | Year Built | 1974 | | Lot Size | 57,499 sqft (1.32 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 103 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,806 | | Estimated Insurance | $162 | | **Total** | **$2,968** | ## Nearby Schools - **Elementary:** New Hope - **Middle:** Cramerton - **High:** South Point (NC) ## Key Amenities - Fireplace - Waterfront ## Property Highlights - Built in 1974 - 1.32 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location -making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. Rear portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided. ## Location - **Address:** 146 Duck Cove Road, Belmont, NC 28012 - **County:** Gaston - **Neighborhood:** Lake Wylie - **Coordinates:** 35.202047, -81.06088 - **Google Maps:** https://www.google.com/maps?q=35.202047,-81.06088 ## Virtual Tour & Media - **Video Tour:** https://www.instagram.com/reel/Dbd-SmXD1UI/?igsh=MW9ldmFma3kyY2t5dA== ## Listing Agent - **Name:** Gina Collias - **Brokerage:** Lake Homes Realty - **Broker Phone:** (205) 985-2991 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/146-Duck-Cove-Rd_Belmont_NC_28012_M51819-59545?f=listhub&s=CMLSNC&m=4405510&c=propsimple) ## Photos ![146 Duck Cove Road - Photo 1](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f4293547222r.jpg) ![146 Duck Cove Road - Photo 2](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1195575752r.jpg) ![146 Duck Cove Road - Photo 3](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3279103812r.jpg) ![146 Duck Cove Road - Photo 4](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3250766605r.jpg) ![146 Duck Cove Road - Photo 5](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f134754670r.jpg) ![146 Duck Cove Road - Photo 6](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1695920495r.jpg) ![146 Duck Cove Road - Photo 7](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1853403736r.jpg) ![146 Duck Cove Road - Photo 8](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f807844778r.jpg) ![146 Duck Cove Road - Photo 9](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1923746328r.jpg) ![146 Duck Cove Road - Photo 10](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1265037611r.jpg) ![146 Duck Cove Road - Photo 11](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3442043234r.jpg) ![146 Duck Cove Road - Photo 12](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1265037611r.jpg) ![146 Duck Cove Road - Photo 13](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f27516224r.jpg) ![146 Duck Cove Road - Photo 14](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1190901953r.jpg) ![146 Duck Cove Road - Photo 15](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3647148235r.jpg) ![146 Duck Cove Road - Photo 16](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3085834236r.jpg) ![146 Duck Cove Road - Photo 17](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f300374243r.jpg) ![146 Duck Cove Road - Photo 18](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f464165552r.jpg) ![146 Duck Cove Road - Photo 19](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f2183565425r.jpg) ![146 Duck Cove Road - Photo 20](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1440240650r.jpg) ![146 Duck Cove Road - Photo 21](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f4286213242r.jpg) ![146 Duck Cove Road - Photo 22](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f2496156968r.jpg) ![146 Duck Cove Road - Photo 23](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f2496156968r.jpg) ![146 Duck Cove Road - Photo 24](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1136124013r.jpg) ![146 Duck Cove Road - Photo 25](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f2800466924r.jpg) ![146 Duck Cove Road - Photo 26](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f2713555546r.jpg) ![146 Duck Cove Road - Photo 27](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f2800466924r.jpg) ![146 Duck Cove Road - Photo 28](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f2713555546r.jpg) ![146 Duck Cove Road - Photo 29](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f2996436618r.jpg) ![146 Duck Cove Road - Photo 30](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3346941807r.jpg) ![146 Duck Cove Road - Photo 31](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f2800466924r.jpg) ![146 Duck Cove Road - Photo 32](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3754151284r.jpg) ![146 Duck Cove Road - Photo 33](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1256875534r.jpg) ![146 Duck Cove Road - Photo 34](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3754151284r.jpg) ![146 Duck Cove Road - Photo 35](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1256875534r.jpg) ![146 Duck Cove Road - Photo 36](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3754151284r.jpg) ![146 Duck Cove Road - Photo 37](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f1256875534r.jpg) ![146 Duck Cove Road - Photo 38](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f73351261r.jpg) ![146 Duck Cove Road - Photo 39](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3338620306r.jpg) ![146 Duck Cove Road - Photo 40](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f73351261r.jpg) ![146 Duck Cove Road - Photo 41](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f73351261r.jpg) ![146 Duck Cove Road - Photo 42](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3914666968r.jpg) ![146 Duck Cove Road - Photo 43](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3914666968r.jpg) ![146 Duck Cove Road - Photo 44](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f3642818409r.jpg) ![146 Duck Cove Road - Photo 45](http://lh.rdcpix.com/f06a02e864f63902062279e8f5232626l-f2251441003r.jpg) --- **MLS#:** 4405510 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/146-duck-cove-road-belmont-nc-28012-c1df909baf9a4b62ba5b5a48425e35f1) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/146-duck-cove-road-belmont-nc-28012-c1df909baf9a4b62ba5b5a48425e35f1#listing", "url": "https://staging.propertysimple.ai/listing/146-duck-cove-road-belmont-nc-28012-c1df909baf9a4b62ba5b5a48425e35f1", "name": "146 Duck Cove Road, Belmont, NC 28012", "description": "Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location -making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. Rear portions of finished basement are under 7ft in height and are therefore not included in square footage. 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