# 146 Iowa Avenue, Whitefish, MT 59937 > **TL;DR:** commercial, $1,980,000. Est. $10,590/mo. Listed 64 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,980,000 | | Lot Size | 13,504 sqft (0.31 acres) | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 64 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $10,012 | | Estimated Insurance | $578 | | **Total** | **$10,590** | ## Property Highlights - 0.31 acre lot - 4 parking spaces ## Description ### Agent Description OWNER FINANCING AVAILABLE! A rare opportunity to acquire an entire four-unit condominium building in Whitefish's established City Beach neighborhood, offered as a single transaction. Each 2-bedroom, 1-bath residence offers approximately 840 square feet of low-maintenance living space, just a short walk to downtown Whitefish and Whitefish Lake's City Beach. All four units are currently leased, generating combined gross rents of $7,450 per month (approximately $89,400 annually), with additional income from on-site coin laundry and garage rentals. Recent capital improvements include new garages built in 2022, a new roof in 2023, freshly painted exteriors in 2024, and updated interior paint throughout, making this a turnkey, income-producing asset from day one. Because each unit is individually deeded, a future owner retains the flexibility to sell the residences separately down the road, an added layer of long-term optionality beyond the rental income. The 0.3-acre lot also carries WR-4 high-density multi-family zoning with meaningful room to grow: the south side can accommodate two additional garages plus one new condo unit, and the north side has room for two garages with two condo units above, up to three more residences and four more garages achievable over time. For an investor seeking scale, in-place cash flow, and future upside in one of Montana's best mountain towns, this is the kind of opportunity that seldom reaches the open market. This is also listed in MLS as a Multi-family property MLS #30068912 ## Location - **Address:** 146 Iowa Avenue, Whitefish, MT 59937 - **County:** Flathead - **Coordinates:** 48.41656626, -114.3441155 - **Google Maps:** https://www.google.com/maps?q=48.41656626,-114.3441155 ## Listing Agent - **Name:** Angie Friedner · **License:** RRE-BRO-LIC-16431 - **Brokerage:** Glacier Sotheby's International Realty - **Broker Phone:** (406) 250-7208 ## Photos ![146 Iowa Avenue - Photo 1](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f3728686549r.jpg) ![146 Iowa Avenue - Photo 2](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f895693055r.jpg) ![146 Iowa Avenue - Photo 3](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f1224604424r.jpg) ![146 Iowa Avenue - Photo 4](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f3503979393r.jpg) ![146 Iowa Avenue - Photo 5](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f677013760r.jpg) ![146 Iowa Avenue - Photo 6](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f1683138507r.jpg) ![146 Iowa Avenue - Photo 7](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f2874153558r.jpg) ![146 Iowa Avenue - Photo 8](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f2697971885r.jpg) ![146 Iowa Avenue - Photo 9](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f2926212682r.jpg) ![146 Iowa Avenue - Photo 10](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f2449829368r.jpg) ![146 Iowa Avenue - Photo 11](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f4252467674r.jpg) ![146 Iowa Avenue - Photo 12](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f745345723r.jpg) ![146 Iowa Avenue - Photo 13](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f4281613654r.jpg) ![146 Iowa Avenue - Photo 14](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f3855193468r.jpg) ![146 Iowa Avenue - Photo 15](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f3090505348r.jpg) ![146 Iowa Avenue - Photo 16](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f4194575500r.jpg) ![146 Iowa Avenue - Photo 17](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f3411339813r.jpg) ![146 Iowa Avenue - Photo 18](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f910810441r.jpg) ![146 Iowa Avenue - Photo 19](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f2719681309r.jpg) ![146 Iowa Avenue - Photo 20](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f4136984111r.jpg) ![146 Iowa Avenue - Photo 21](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f446909142r.jpg) ![146 Iowa Avenue - Photo 22](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f2038964572r.jpg) ![146 Iowa Avenue - Photo 23](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f3627657724r.jpg) ![146 Iowa Avenue - Photo 24](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f3777038854r.jpg) ![146 Iowa Avenue - Photo 25](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f246454830r.jpg) ![146 Iowa Avenue - Photo 26](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f611531993r.jpg) ![146 Iowa Avenue - Photo 27](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f2890524760r.jpg) ![146 Iowa Avenue - Photo 28](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f3113368501r.jpg) ![146 Iowa Avenue - Photo 29](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f3509930408r.jpg) ![146 Iowa Avenue - Photo 30](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f4147652830r.jpg) ![146 Iowa Avenue - Photo 31](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f91775492r.jpg) ![146 Iowa Avenue - Photo 32](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f2293374971r.jpg) ![146 Iowa Avenue - Photo 33](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f3235452102r.jpg) ![146 Iowa Avenue - Photo 34](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f3518197877r.jpg) ![146 Iowa Avenue - Photo 35](http://lh.rdcpix.com/db90d259509d1093465284cfbd27d034l-f1224795581r.jpg) --- **MLS#:** 30077304 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Montana Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/146-iowa-avenue-whitefish-mt-59937-221ad33a0a2f4dd38f4fb403f08032f3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/146-iowa-avenue-whitefish-mt-59937-221ad33a0a2f4dd38f4fb403f08032f3#listing", "url": "https://staging.propertysimple.ai/listing/146-iowa-avenue-whitefish-mt-59937-221ad33a0a2f4dd38f4fb403f08032f3", "name": "146 Iowa Avenue, Whitefish, MT 59937", "description": "OWNER FINANCING AVAILABLE! A rare opportunity to acquire an entire four-unit condominium building in Whitefish's established City Beach neighborhood, offered as a single transaction. Each 2-bedroom, 1-bath residence offers approximately 840 square feet of low-maintenance living space, just a short walk to downtown Whitefish and Whitefish Lake's City Beach. All four units are currently leased, generating combined gross rents of $7,450 per month (approximately $89,400 annually), with additional income from on-site coin laundry and garage rentals. Recent capital improvements include new garages built in 2022, a new roof in 2023, freshly painted exteriors in 2024, and updated interior paint throughout, making this a turnkey, income-producing asset from day one. Because each unit is individually deeded, a future owner retains the flexibility to sell the residences separately down the road, an added layer of long-term optionality beyond the rental income. The 0.3-acre lot also carries WR-4 high-density multi-family zoning with meaningful room to grow: the south side can accommodate two additional garages plus one new condo unit, and the north side has room for two garages with two condo units above, up to three more residences and four more garages achievable over time. For an investor seeking scale, in-place cash flow, and future upside in one of Montana's best mountain towns, this is the kind of opportunity that seldom reaches the open market. 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