About This Home

This 5-bedroom, 5-bathroom single family at 1486 DOWNHAM MARKET in Annapolis, MD is listed for $2,999,900 ($570 per sqft). Built in 1982, the home offers 5,260 sqft of living space on a 1.86 acres lot.

Key Features

  • Built in 1982
  • 1.86 acre lot
  • 3 stories
  • 12 parking spaces
  • Fireplace
  • Waterfront

Property Details

3 stories
4 full, 1 half
2-car garage
1982

Amenities

FireplaceWaterfrontA/C
Listing Description

Seller financing available - an exceptional opportunity to own a distinguished Annapolis waterfront estate. Beautifully situated on 1.86 private acres in the prestigious Downs on the Severn, 1486 Downham Market offers a rare combination of protected deep water, gracious living and the extraordinary pleasures of life along the Severn River.

With captivating water views, an impressive private pier and more than 5,200 square feet of beautifully appointed living space, this exceptional property offers a lifestyle to be enjoyed for generations. For the discerning boating enthusiast, the waterfront is truly remarkable.

Positioned at the mouth of Clements Creek, a naturally protected harbor, the property features an impressive 180-foot private pier with three slips, 50-amp shore power, reinforced pilings ready for lifts, full riparian rights and approximately 11 feet of mean low water.

Whether enjoying an afternoon on the Chesapeake Bay, an evening cruise along the Severn or the simple pleasure of having your yacht just steps from home, this setting is nothing short of extraordinary. Inside, walls of glass frame beautiful water views and fill the residence with natural light.

Soaring ceilings, rich hardwood floors, elegant finishes and a striking two-sided stone fireplace create an atmosphere of warmth and sophistication. The beautifully appointed gourmet kitchen, featuring commercial-grade appliances, gas cooking and generous gathering spaces, is equally suited for intimate evenings and memorable celebrations.

Imagine Thanksgiving overlooking the water, Christmas beside the fireplace and summer evenings entertaining friends on the expansive decks as boats make their way home. Here, every season offers something beautiful to enjoy. The luxurious waterfront primary suite provides a peaceful sanctuary with its own sitting room, fireplace, custom walk-in closet and beautifully appointed spa bath.

Generously proportioned additional bedrooms welcome family and guests, while the finished walk-out lower level offers a recreation room, wet bar, wine storage, fitness room, fifth bedroom and full bath. A glass-enclosed sunroom overlooking the water provides another inviting place to relax and appreciate the surroundings.

Outdoor living is equally exceptional. Expansive multi-level decks invite elegant entertaining, leisurely dining and quiet mornings overlooking the harbor. Nearly two acres of beautifully landscaped grounds offer privacy and serenity within one of Annapolis' most desirable waterfront communities.

Recent improvements, including a new septic system and advanced whole-house water treatment with reverse osmosis and ultraviolet purification, provide additional comfort and peace of mind. Residents of Downs on the Severn enjoy access to two private marinas, a waterfront clubhouse, swimming pool, tennis and pickleball courts, all conveniently locat

ed near Historic Annapolis, wonderful restaurants and shopping, and major commuter routes to Baltimore and Washington, D.C. A magnificent deep-water setting, an extraordinary private pier and a beautifully appointed home designed to embrace the waterfront lifestyle. At 1486 Downham Market, the beauty of the Severn River is not simply a view. It is a way of life.

Monthly Cost Estimate

$17,444/mo

20% down · 6.5% · 30 years

Principal$2,170
Interest$13,000
Insurance$875
HOA$1,400

Estimates only. Actual payments may vary.

Location

1486 DOWNHAM MARKET

Annapolis, MD 21401

THE DOWNS

Features & Amenities

Interior Features

Additional StairwayBarBathroom - Soaking TubBathroom - Stall ShowerBathroom - Tub ShowerBathroom - Walk-In ShowerBreakfast AreaBuilt-InsCeiling Fan(s)Central VacuumDining AreaDouble/Dual StaircaseFamily Room Off KitchenFloor Plan - OpenFormal/Separate Dining RoomKitchen - CountryKitchen - Eat-InKitchen - GourmetKitchen - IslandKitchen - Table SpacePrimary Bath(s)Primary Bedroom - Bay FrontRecessed LightingSpiral StaircaseUpgraded CountertopsWalk-in Closet(s)Water Treat SystemWine StorageWood FloorsSkylight(s)

Property Details

Construction

Stick Built

Parking

Off StreetGarage - AttachedDriveway

Heating

ZonedForced Air

Cooling

ZonedCentral Air

Appliances

Central VacuumDishwasherDisposalDryerExhaust FanExtra Refrigerator/FreezerHumidifierIcemakerInstant Hot WaterMicrowaveOven - DoubleOven - Self CleaningOven/Range - GasRange HoodRefrigeratorStoveWasherWater Conditioner - OwnedWater Dispenser

Questions & Answers

This 5-bedroom, 5-bathroom single family at 1486 DOWNHAM MARKET is listed at $2,999,900 ($570/sqft). The estimated monthly payment is $17,444 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1400/month.

Key features include: Built in 1982, 1.86 acre lot, 3 stories, 12 parking spaces, Fireplace, Waterfront. Interior Features: Additional Stairway, Bar, Bathroom - Soaking Tub.

This property is listed by Wendy T Oliver.

WO

Wendy T Oliver

License 17673

Agent at Coldwell Banker Residential Brokerage

Listed by Coldwell Banker Residential Brokerage · Broker phone: (410) 224-2200 · View on Broker Site

MLS# MDAA2152082· Source: Bright MLS· 99 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1486 DOWNHAM MARKET, Annapolis, MD 21401

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