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About This Home

This 4-bedroom, 3-bathroom single family at 15945 W COTTONWOOD Street in Surprise, AZ is listed for $400,000 ($205 per sqft). Built in 1999, the home offers 1,949 sqft of living space on a 0.14 acres lot.

Agent Description

ASSUMABLE 5% FHA LOAN & OWNED SOLAR. This Home Comes With Fully Owned Solar, No Lease! Located In Mountain Vista Ranch, This Beautifully Upgraded 4 Bed, 2.5 Bath Home Features New Wood Laminate Flooring, Fresh Carpet, And Interior Paint. The Kitchen Offers Refinished Cabinetry, Updated Hardware, And A Stylish Backsplash.

Enjoy A Spacious Open-Concept Great Room And Convenient Downstairs Powder Room. Upstairs Offers Generous Bedrooms, While The Primary Suite Includes A Large Walk-In Closet, Upgraded Shower, And Private Toilet Room. The Backyard Is Designed For Relaxation With Lush Greenery, Pet-Friendly Turf, And A Side Deck For Added Outdoor Living. Great Curb Appeal In A Peaceful Setting; Come See Today!

Key Features

  • Built in 1999
  • 0.14 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
1999

Amenities

SolarA/C

Monthly Cost Estimate

$2,229/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117
HOA$90

Estimates only. Actual payments may vary.

Location

15945 W COTTONWOOD Street

Surprise, AZ 85374

MOUNTAIN VISTA RANCH PARCEL 7 AMENDED

Features & Amenities

Interior Features

High Speed InternetDouble VanityUpstairsVaulted Ceiling(s)Kitchen IslandPantryFull Bth Master BdrmLaminate Counters

Property Details

Flooring

WoodTileCarpet

Construction

Stucco Wood Frame

Pool Features

Patio

Parking

Open

Heating

Electric (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

DryerWasherRefrigeratorBuilt-in MicrowaveDishwasherDisposalElectric Oven

Questions & Answers

This 4-bedroom, 3-bathroom single family at 15945 W COTTONWOOD Street is listed at $400,000 ($205/sqft). The estimated monthly payment is $1,823 based on 20% down at 6.5% interest.

HOA fees are $90/month.

Key features include: Built in 1999, 0.14 acre lot, 2 stories. Interior Features: High Speed Internet, Double Vanity, Upstairs.

This property is listed by Scott Curtis and can be reached at 6235007236 or scottcurtisrealty@gmail.com.

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SC

Scott Curtis

Agent at Realty ONE Group

(623) 500-7236

Listed by Realty ONE Group

MLS# 7001098· Source: listhub· Updated 22 days ago

Copyright © 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

15945 W COTTONWOOD Street, Surprise, AZ 85374

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