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About This Home

This 3-bedroom, 2-bathroom single family at 160 Eagles Bluff Cir in Spencer, TN is listed for $485,000 ($177 per sqft). Built in 2008, the home offers 2,738 sqft of living space on a 0.79 acres lot.

Agent Description

Custom-built in 2008, this 3 bedroom, 2 full + 2 half bath home offers 2,738 sq ft in a private wooded setting with breathtaking bluff views overlooking Fall Creek Falls Nature Preserve. Set on approximately 0.79 acres, the property features multiple outdoor living spaces including a screened-in porch and decks designed to take in the scenery.

Inside, you'll find vaulted ceilings, a spacious primary suite, and two upstairs bedrooms, each with en suite access. The home includes a gas log fireplace in both the family room and primary bedroom, natural gas heating, and a well-equipped kitchen with gas oven, dishwasher, and refrigerator.

Additional features include a home office, sunroom with expansive windows, attached 2-car garage, fiber optic internet, public water, and septic. Convenient to Hwy 111 with access to Sparta, Cookeville, and Chattanooga, and minutes from Fall Creek Falls State Park.

Key Features

  • Built in 2008
  • 0.79 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

2 full, 2 half
2 spaces
2008

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$2,594/mo

20% down · 6.5% · 30 years

Principal$351
Interest$2,102
Insurance$141

Estimates only. Actual payments may vary.

Location

160 Eagles Bluff Cir

Spencer, TN 38585

Property Details

Flooring

HardwoodTile

Construction

Frame Wood Siding

Pool Features

Porch

Parking

Garage

Heating

CentralNatural Gas

Cooling

Central Air

Appliances

Electric Water HeaterElectric OvenDisposalRefrigeratorElectric RangeMicrowaveWasherDryer

Questions & Answers

This 3-bedroom, 2-bathroom single family at 160 Eagles Bluff Cir is listed at $485,000 ($177/sqft). The estimated monthly payment is $2,102 based on 20% down at 6.5% interest.

Key features include: Built in 2008, 0.79 acre lot, 2 parking spaces, Fireplace.

This property is listed by Chena Morris and can be reached at 9312085805 or ChenaMrealtor@gmail.com.

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CM

Chena Morris

Agent at The Real Estate Collective

(931) 208-5805

Listed by The Real Estate Collective · View on Broker Site

MLS# 243717· Source: listhub· Updated today

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

160 Eagles Bluff Cir, Spencer, TN 38585

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