About This Home

This 2-bedroom, 2-bathroom condo at 1603 Fagan Street #204 in Chattanooga, TN is listed for $319,900 ($305 per sqft). Built in 2020, the home offers 1,048 sqft of living space on a N/A lot.

Key Features

  • Built in 2020

Property Details

1 story
2 full
#204
2020

Amenities

ViewA/C
Listing Description

Rare single-level Southside flat | Short term rental certificate in place(and transferable) Investor opportunity | covered parking + 2 balconies. Enjoy your coffee while watching the sunrise over Missionary Ridge through the large sliding door providing access to one of your private balconies.

The main room features 9-foot ceilings, great natural light, kitchen, island with seating, breakfast nook, living area with pull out sofa bed and balcony. Down the hallway, you will find the primary bedroom en-suite with double vanity, large walk-in closet, and a second private balcony facing North towards Signal Mountain and Waldens Ridge.

Between the primary suite and the main living area and kitchen there is a second bedroom. The second bedroom is generously sized could accommodate a king sized bed and has great natural light. Across the hall from the second bedroom is a full bathroom with a shower tub combo.

The unit is wired for both gas and electric and includes a stainless steel appliance package featuring a range, dishwasher, refrigerator, and microwave. In-unit washer and dryer hookups add valuable convenience. (All furnishings negotiable). Unit 204 is on the second floor.

Enter the building with code on secure door on side street. There are no interior stairs inside the condo. A 16 minute walk to Niedloves Cafe and Bakery or a 9 minute drive to Tennessee Aquarium. The location, same block as OddStory Brewing Co. is ideal for walking, biking, or short drives to Chattanooga, TN finest attractions and areas.

City of Chattanooga short-term rental certificate already issued and fully transferable -- start earning Airbnb/VRBO income the day you close, or keep it as your personal in-town escape. Don't miss this opportunity to own a well-maintained property in a thriving, sought-after area, ideal for short, mid, or long term rental situation.

There is no ADU, or Additional Dwelling Unit, but there is a Transferrable Short Term Rental Certificate which is one of few units in this building set aside for this use. So this condo is a Dwelling Unit in this larger building set aside for STR.

Monthly Cost Estimate

$1,899/mo

20% down · 6.5% · 30 years

Principal$231
Interest$1,386
Insurance$93
HOA$188

Estimates only. Actual payments may vary.

Location

1603 Fagan Street #204

Chattanooga, TN 37408

Westridge Central

Features & Amenities

Interior Features

Breakfast NookCeiling Fan(s)En SuiteGranite CountersHigh CeilingsKitchen IslandOpen FloorplanPantryTub/shower ComboWalk-In Closet(s)

Exterior Features

Balcony

Property Details

Flooring

Vinyl

Construction

Brick Fiber Cement

Views

City

Parking

AssignedOff Street

Heating

Electric (Heating)CentralNatural Gas

Cooling

Central AirElectric

Appliances

RefrigeratorMicrowaveFree-Standing Electric OvenDishwasher

Questions & Answers

This 2-bedroom, 2-bathroom condo at 1603 Fagan Street is listed at $319,900 ($305/sqft). The estimated monthly payment is $1,899 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $188/month.

Key features include: Built in 2020. Interior Features: Breakfast Nook, Ceiling Fan(s), En Suite. Exterior Features: Balcony.

This property is listed by Brian Kelly.

BK

Brian Kelly

License 258290

Agent at Liberty Homes Chattanooga

Listed by Liberty Homes Chattanooga · Broker phone: (423) 665-7777 · View on Broker Site · Broker website

MLS# 1524901· Source: Greater Chattanooga Association of REALTORS· 331 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1603 Fagan Street #204, Chattanooga, TN 37408

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