1614 Molitor Avenue, Panama City, FL 32401

Charming 1944 St. Andrews cottage with fully paid-off solar panels, located just blocks from Lake Huntington with Oaks by the Bay Park and St. Andrews Bay nearby. The owned solar system offers the potential for lower monthly electricity costs without the burden of a solar loan or lease.

Affectionately known as the Lil' Cottage That Could, this 1,636 sq ft, 3-bedroom, 2-bath home blends original character with major updates. Oak hardwood floors and tongue-and-groove pine walls and ceilings flow through the main living areas, including a large great room with a gas fireplace.

The kitchen features teak butcher-block countertops, a gas range, open shelving and a breakfast bar. An enclosed front sunroom, a primary suite with walk-in closet and en-suite bath, and a separate laundry room add everyday function. Since Hurricane Michael, the roof, windows, HardiePlank siding, trim, fascia, soffit, gutters and on-demand gas water heater have been replaced.

Outside, the 0.21-acre lot offers a fully fenced backyard and mature oaks. Minutes from the restaurants, shops and marina of Historic St. Andrews and convenient to Oakland Terrace.