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About This Home

This 6-bedroom, 7-bathroom single family at 16312 Cozy Cove Road in Charlotte, NC is listed for $2,950,000 ($474 per sqft). Built in 2019, the home offers 6,218 sqft of living space on a 1.01 acres lot.

Agent Description

Tranquil Waterfront Estate with Unmatched Multigenerational Flexibility Positioned on a serene lake cove, this well-maintained 6,200-square-foot residence offers a rare combination of waterfront recreation and sophisticated, flexible living. The main level is anchored by a chef's kitchen and a dramatic two-story great room featuring a three-sided fireplace, providing a central hub for daily life.

The primary suite is conveniently located on the main floor, offering a private retreat with direct access to the home's extensive outdoor living options. Designed for those who require distinct, independent spaces, the property features two separate living quarters.

The finished walk-out basement includes a full kitchen, two bedrooms, and two bathrooms, serving as a guest wing or recreation level with easy access to the screened porch and pool. Additionally, a private upstairs apartment offers a third full kitchen, bedroom, and 1.5 baths-ideal for live-in assistance or an in-law suite.

Outside, the resort-style backyard features an inground pool and spa overlooking a private dock. Located near the Palisades but free from HOA restrictions, this home provides a quiet retreat with quick access to Charlotte's dining, medical centers, and the international airport.

Key Features

  • Built in 2019
  • 1.01 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
5 full, 2 half
2019

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$15,777/mo

20% down · 6.5% · 30 years

Principal$2,133
Interest$12,783
Insurance$860

Estimates only. Actual payments may vary.

Location

16312 Cozy Cove Road

Charlotte, NC 28278

Features & Amenities

Interior Features

Attic Walk InCable PrewireGarden TubKitchen IslandOpen FloorplanPantrySplit BedroomWalk-In Closet(s)Walk-In Pantry

Exterior Features

Fire PitDock - FloatingGas GrillIn-Ground Irrigation

Property Details

Flooring

TileWoodCarpet

Construction

Fiber Cement

Views

Water

Pool Features

PorchDeck

Parking

OpenGarage - AttachedGarage

Heating

CentralHeat Pump (Heating)Natural Gas

Cooling

Multi UnitsHeat PumpCentral Air

Appliances

DishwasherDisposalElectric OvenExhaust HoodGas CooktopRefrigeratorTankless Water HeaterWine Refrigerator

Questions & Answers

This 6-bedroom, 7-bathroom single family at 16312 Cozy Cove Road is listed at $2,950,000 ($474/sqft). The estimated monthly payment is $12,783 based on 20% down at 6.5% interest.

Key features include: Built in 2019, 1.01 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Attic Walk In, Cable Prewire, Garden Tub. Exterior Features: Fire Pit, Dock - Floating, Gas Grill.

This property is listed by Robyn Riordan and can be reached at 7049054991 or robyn@robynriordan.com.

RR

Robyn Riordan

Agent at COMPASS

(704) 905-4991

Listed by COMPASS · View on Broker Site

MLS# 4321861· Source: listhub· Updated 217 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16312 Cozy Cove Road, Charlotte, NC 28278

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