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About This Home

This 6-bedroom, 7-bathroom single family at 16312 Cozy Cove Road in Charlotte, NC is listed for $3,250,000 ($523 per sqft). Built in 2019, the home offers 6,218 sqft of living space on a 1.01 acres lot.

Agent Description

Absolutely stunning waterfront retreat on Lake Wylie! Situated on just over an acre within the desireable Palisades area with no HOA restrictions, this exceptional 6 bedroom, 5 full/2 half bath property offers unmatched freedom and luxury in one of Charlotte's most coveted locations.

A charming rocking chair front porch welcomes you into a breathtaking 2-story great room, highlighted by a dramatic three sided floor-to-ceiling stone fireplace. The open dining area flows seamlessly into the chef's kitchen, featuring an oversized island with breakfast bar, 36" gas cooktop, double wall ovens and a full size side by side refrigerator and freezer.

Just off the great room, the covered deck provides one of many inviting outdoor living spaces with tranquil lake views. The main level primary suite impresses with a spacious 17x21 bedroom overlooking the water, along with spa-inspired bath and walk-in closet.

Two additional bedrooms, a jack and jill bath, walk-in pantry and a large laundry room leading to the 3-car garage complete the main level. Upstairs, you'll find a full private apartment -- ideal for in-laws, guests, and more -- offering a beautiful kitchen, open living area with lake views, a generous bedroom, 1.5 baths, pantry and laundry.

The expansive basement adds even more versatility featuring a living room/rec room, full kitchen, 2 bedrooms and 2 full baths. Over 1,000 sf of unfinished space offers endless possibilities for storage, home gym or future expansion. A separate one-car garage with workshop is perfect for a golf cart, tools and lake toys.

Walk out from the basement to a spacious screened porch overlooking the inground pool, hot tub, grill station, built-in firepit and, of course, Lake Wylie. Follow the gentle path down to your private dock and enjoy boating, water sports, fishing or peaceful sunset views. This unique property offers true lake living with unmatched convenience. Schedule your appointment to see this incredible property today!

Key Features

  • Built in 2019
  • 1.01 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
5 full, 2 half
2019

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$17,382/mo

20% down · 6.5% · 30 years

Principal$2,350
Interest$14,083
Insurance$948

Estimates only. Actual payments may vary.

Location

16312 Cozy Cove Road

Charlotte, NC 28278

Features & Amenities

Interior Features

Attic Walk InCable PrewireGarden TubKitchen IslandOpen FloorplanPantrySplit BedroomWalk-In Closet(s)Walk-In Pantry

Exterior Features

Fire PitDock - FloatingGas GrillIn-Ground Irrigation

Property Details

Flooring

WoodCarpetTile

Construction

Fiber Cement

Views

Water

Pool Features

PorchDeck

Parking

GarageOpenGarage - Attached

Heating

CentralHeat Pump (Heating)Natural Gas

Cooling

Heat PumpCentral AirMulti Units

Appliances

DishwasherDisposalElectric OvenExhaust HoodGas CooktopRefrigeratorTankless Water HeaterWine Refrigerator

Questions & Answers

This 6-bedroom, 7-bathroom single family at 16312 Cozy Cove Road is listed at $3,250,000 ($523/sqft). The estimated monthly payment is $14,083 based on 20% down at 6.5% interest.

Key features include: Built in 2019, 1.01 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Attic Walk In, Cable Prewire, Garden Tub. Exterior Features: Fire Pit, Dock - Floating, Gas Grill.

This property is listed by Robyn Riordan and can be reached at 7049054991 or robyn@robynriordan.com.

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RR

Robyn Riordan

Agent at COMPASS

(704) 905-4991

Listed by COMPASS · View on Broker Site

MLS# 4321861· Source: listhub· Updated 147 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16312 Cozy Cove Road, Charlotte, NC 28278

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