About This Home

This 6-bedroom, 7-bathroom single family at 16312 Cozy Cove Road in Charlotte, NC is listed for $2,750,000 ($442 per sqft). Built in 2019, the home offers 6,218 sqft of living space on a 1.01 acres lot.

Key Features

  • Built in 2019
  • 1.01 acre lot
  • 2 stories
  • Private pool
  • Fireplace
  • Waterfront

Property Details

2 stories
5 full, 2 half
4-car garage
2019

Amenities

PoolFireplaceWaterfrontViewA/C
Listing Description

Imagine a home that adapts perfectly to your lifestyle, offering three entirely separate living quarters without sacrificing a drop of luxury or lakefront charm. This 6,200-square-foot residence is a masterclass in versatility, designed specifically for multi-generational living or hosting guests with total independence.

The finished walk-out lower level serves as a complete second home with its own full kitchen, two bedrooms, and two bathrooms, while a private upstairs apartment offers a third full kitchen and a dedicated bedroom suite. The lifestyle here revolves around the water.

Step outside to a resort-style backyard where an inground pool and spa overlook your private dock, tucked away on a serene lake cove. Whether you're launching a boat for a sunset cruise or enjoying a quiet morning on the screened porch, the connection to the water is seamless.

Inside, the main level acts as a sophisticated central hub. A two-story great room with a three-sided fireplace creates a dramatic focal point, flowing into a chef's kitchen designed for large-scale entertaining. The primary suite is also conveniently situated on the main floor, offering a secluded retreat with direct access to the expansive outdoor living areas.

Located near the Palisades but notably free from HOA restrictions, this property offers a rare sense of privacy and freedom. You'll enjoy the feeling of a secluded getaway while just a short drive from Charlotte's premier dining, medical centers, and the international airport. It's more than just a home; it's a flexible, waterfront sanctuary built for the way you live today. **Seller is offering a 2/1 buydown with acceptable offer** Flyer with details attached.

Monthly Cost Estimate

$14,708/mo

20% down · 6.5% · 30 years

Principal$1,989
Interest$11,917
Insurance$802

Estimates only. Actual payments may vary.

Location

16312 Cozy Cove Road

Charlotte, NC 28278

Features & Amenities

Interior Features

Attic Walk InCable PrewireGarden TubKitchen IslandOpen FloorplanPantrySplit BedroomWalk-In Closet(s)Walk-In Pantry

Exterior Features

Fire PitDock - FloatingGas GrillIn-Ground Irrigation

Property Details

Flooring

CarpetTileWood

Construction

Fiber Cement

Views

Water

Pool Features

Pool

Outdoor Features

DeckPorch

Parking

Garage - AttachedOpenGarage

Heating

Natural GasCentralHeat Pump (Heating)

Cooling

Heat PumpCentral AirMulti Units

Appliances

DishwasherDisposalElectric OvenExhaust HoodGas CooktopRefrigeratorTankless Water HeaterWine Refrigerator

Questions & Answers

This 6-bedroom, 7-bathroom single family at 16312 Cozy Cove Road is listed at $2,750,000 ($442/sqft). The estimated monthly payment is $14,707 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2019, 1.01 acre lot, 2 stories, Private pool, Fireplace, Waterfront. Interior Features: Attic Walk In, Cable Prewire, Garden Tub. Exterior Features: Fire Pit, Dock - Floating, Gas Grill.

This property is listed by Robyn Riordan.

RR

Robyn Riordan

Agent at Compass Carolinas LLC

Listed by Compass Carolinas LLC · Broker phone: (704) 234-7880 · View on Broker Site · Broker website

MLS# 4321861· Source: Canopy MLS· 345 days on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16312 Cozy Cove Road, Charlotte, NC 28278

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