# 16312 Cozy Cove Road, Charlotte, NC 28278

> **TL;DR:** 6bd/7ba single family, $2,950,000 ($474/sqft), built 2019, 6,218 sqft.
> Fireplace, Waterfront, View, A/C. Est. $12,783/mo. Listed 217 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,950,000 |
| Price/sqft | $474 |
| Bedrooms | 6 |
| Bathrooms | 5 full, 2 half |
| Square Feet | 6,218 |
| Year Built | 2019 |
| Lot Size | 43,996 sqft (1.01 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 217 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $12,783 |
| **Total** | **$12,783** |

## Nearby Schools

- **Elementary:** Unspecified
- **Middle:** Unspecified
- **High:** Unspecified

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 2019
- 1.01 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Tranquil Waterfront Estate with Unmatched Multigenerational Flexibility Positioned on a serene lake cove, this well-maintained 6,200-square-foot residence offers a rare combination of waterfront recreation and sophisticated, flexible living. The main level is anchored by a chef's kitchen and a dramatic two-story great room featuring a three-sided fireplace, providing a central hub for daily life. The primary suite is conveniently located on the main floor, offering a private retreat with direct access to the home's extensive outdoor living options. Designed for those who require distinct, independent spaces, the property features two separate living quarters. The finished walk-out basement includes a full kitchen, two bedrooms, and two bathrooms, serving as a guest wing or recreation level with easy access to the screened porch and pool. Additionally, a private upstairs apartment offers a third full kitchen, bedroom, and 1.5 baths-ideal for live-in assistance or an in-law suite. Outside, the resort-style backyard features an inground pool and spa overlooking a private dock. Located near the Palisades but free from HOA restrictions, this home provides a quiet retreat with quick access to Charlotte's dining, medical centers, and the international airport.

## Location

- **Address:** 16312 Cozy Cove Road, Charlotte, NC 28278
- **County:** Mecklenburg
- **Coordinates:** 35.065934, -81.054036
- **Google Maps:** https://www.google.com/maps?q=35.065934,-81.054036

## Virtual Tour & Media

- **Video Tour:** https://listings.skycampictures.com/16213-Cozy-Cove-Rd-Charlotte-NC-28278-USA

## Listing Agent

- **Name:** Robyn Riordan
- **Brokerage:** COMPASS
- **Phone:** 7049054991
- **Email:** robyn@robynriordan.com

## Primary Photo

![16312 Cozy Cove Road - Primary Photo](http://lh.rdcpix.com/a5e5c3a195832eb21905b19266d5699el-f3539898736r.jpg)

*48 total photos available on [listing page](https://www.propertysimple.com/listing/16312-cozy-cove-road-charlotte-nc-28278-4321861)*

---

**MLS#:** 4321861 | **Updated:** 2026-06-25
**Source:** listhub

*Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/16312-cozy-cove-road-charlotte-nc-28278-4321861)

---

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