About This Home

This 3-bedroom, 2-bathroom single family at 16349 Andrews Cir in Cedar Key, FL is listed for $495,000 ($242 per sqft). Built in 1965, the home offers 2,049 sqft of living space on a 0.26 acres lot.

Key Features

  • Built in 1965
  • 0.26 acre lot
  • Waterfront

Property Details

2 full
1965

Amenities

WaterfrontRV Parking
Listing Description

Charming Waterfront Retreat in the Heart of Cedar Key...Welcome to your slice of Old Florida paradise! Nestled in a quiet, peaceful neighborhood in the heart of Cedar Key, this 3-bedroom, 2-bathroom waterfront home offers the perfect blend of coastal living and small-town charm.

Step outside and you're greeted by stunning open water views, with your very own private pier and boathouse-ideal for fishing, kayaking, or docking your boat for those spontaneous Gulf adventures. The property is being sold fully furnished and also includes full RV hookups, making it perfect for hosting guests or accommodating your travel rig.

A majestic oak tree anchors the yard, complete with a nostalgic swing that invites you to slow down and take in the breeze. Whether you're watching the sunset over the water or enjoying a quiet morning coffee, this outdoor space is pure serenity. Inside, the home offers a cozy coastal feel with three comfortable bedrooms and two full bathrooms, perfect for families or those looking for a peaceful retreat with room to host.

Located just minutes from local shops, restaurants, and the laid-back lifestyle Cedar Key is known for, yet tucked away in a serene setting that feels like your own private getaway. Don't miss this rare opportunity to own a true waterfront gem with character, convenience, and endless potential.

Monthly Cost Estimate

$2,647/mo

20% down · 6.5% · 30 years

Principal$358
Interest$2,145
Insurance$144

Estimates only. Actual payments may vary.

Location

16349 Andrews Cir

Cedar Key, FL 32625

Cedar Key Shores

Features & Amenities

Interior Features

Ceiling FansGreat RoomLaminate CounterLaundry/Utility RoomSeparate Dining RoomW/D Hookups

Exterior Features

Covered PatioScreened Porch

Property Details

Flooring

VinylTile

Construction

Block

Outdoor Features

PatioPorch

Parking

CarportDrivewayRV

Heating

CentralElectric (Heating)

Questions & Answers

This 3-bedroom, 2-bathroom single family at 16349 Andrews Cir is listed at $495,000 ($242/sqft). The estimated monthly payment is $2,647 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1965, 0.26 acre lot, Waterfront. Interior Features: Ceiling Fans, Great Room, Laminate Counter. Exterior Features: Covered Patio, Screened Porch.

This property is listed by Angela Beckham.

AB

Angela Beckham

Agent at Cedar Key Realty, Inc.

Listed by Cedar Key Realty, Inc. · Broker phone: (352) 543-9899 · View on Broker Site · Broker website

MLS# 794684· Source: Dixie-Gilchrist-Levy Multiple Listing Service· 564 days on PropertySimple

Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16349 Andrews Cir, Cedar Key, FL 32625

Open this listing in: