# 16358 FINNEY CREEK LN, Onancock, VA 23417 > **TL;DR:** 3bd/4ba single family, $950,000 ($257/sqft), built 2004, 3,698 sqft. > Fireplace, Waterfront, Hardwood, A/C. Est. $5,081/mo. Listed 98 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $950,000 | | Price/sqft | $257 | | Bedrooms | 3 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,698 | | Year Built | 2004 | | Lot Size | 317,988 sqft (7.30 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 98 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,804 | | Estimated Insurance | $277 | | **Total** | **$5,081** | ## Nearby Schools - **Middle:** NANDUA - **High:** NANDUA ## Key Amenities - Fireplace - Waterfront - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2004 - 7.30 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description 7.3 Private waterfront acres just five minutes from the charming harbor town of Onancock, this exceptional Cape Cod-style residence with timeless Colonial influences offers the perfect blend of elegance, comfort, and life on the water. With 3,659 square feet, the home is far more spacious than it appears, revealing thoughtfully designed interiors, generous living spaces, and beautiful water views throughout. Designed for effortless main-level living, the expansive primary suite provides a peaceful retreat overlooking the property, while the home's flowing floor plan is equally suited for everyday living and entertaining. The spacious family room opens seamlessly to the kitchen, creating the heart of the home where family and guests naturally gather. Formal and informal dining areas offer flexibility for everything from holiday celebrations to casual dinners, while a dedicated study provides the perfect home office, library, or quiet workspace. Upstairs, a large bonus room offers endless possibilities as a guest retreat, media room, hobby space, fitness area, or children's playroom. Outside, a private pier with a 7,000-pound boat lift, and kayak launch offers direct access to the creek and beyond, with approximately 2 to 2.5 feet of water at low tide, making it ideal for boating, fishing, kayaking, paddleboarding, and exploring Virginia's spectacular Eastern Shore waterways. Whether you're heading out for a day on the Chesapeake Bay or simply enjoying sunrise coffee overlooking the water, every day feels like a vacation. Additional highlights include a two-car attached garage, mature landscaping, expansive lawn with irrigation, and ample room for outdoor entertaining, gardening, or simply enjoying the peaceful surroundings. Perfect as a primary residence, waterfront retreat, or luxury second home, this rare offering combines acreage, boating access, and proximity to one of the Eastern Shore's most beloved waterfront towns. Just minutes from marinas, boutique shopping, art galleries, restaurants, the regional hospital, and the Eastern Shore Yacht & Country Club, this property offers an exceptional lifestyle where boating, nature, and small-town charm come together. ## Location - **Address:** 16358 FINNEY CREEK LN, Onancock, VA 23417 - **County:** Accomack - **Neighborhood:** ONANCOCK - **Coordinates:** 37.7120379, -75.7934579 - **Google Maps:** https://www.google.com/maps?q=37.7120379,-75.7934579 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/16358-Finney-Creek-Ln-Onancock-VA-23417/unbranded ## Listing Agent - **Name:** ANNE KYLE BUNDICK DOUGHTY - **Brokerage:** Coldwell Banker Harbour Realty - **Broker Phone:** (757) 787-1305 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/16358-Finney-Creek-Ln_Onancock_VA_23417_M59972-42097?f=listhub&s=SHARVA&m=71931&c=propsimple) ## Photos ![16358 FINNEY CREEK LN - Photo 1](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f3145556800r.jpg) ![16358 FINNEY CREEK LN - Photo 2](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f2260616802r.jpg) ![16358 FINNEY CREEK LN - Photo 3](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f2212015355r.jpg) ![16358 FINNEY CREEK LN - Photo 4](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f521407201r.jpg) ![16358 FINNEY CREEK LN - Photo 5](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f3509893719r.jpg) ![16358 FINNEY CREEK LN - Photo 6](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f695346365r.jpg) ![16358 FINNEY CREEK LN - Photo 7](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f3621811384r.jpg) ![16358 FINNEY CREEK LN - Photo 8](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f967279195r.jpg) ![16358 FINNEY CREEK LN - Photo 9](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f2587089367r.jpg) ![16358 FINNEY CREEK LN - Photo 10](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f1096737900r.jpg) ![16358 FINNEY CREEK LN - Photo 11](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f749333831r.jpg) ![16358 FINNEY CREEK LN - 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Photo 82](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f1097355866r.jpg) ![16358 FINNEY CREEK LN - Photo 83](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f1464446666r.jpg) ![16358 FINNEY CREEK LN - Photo 84](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f33660985r.jpg) ![16358 FINNEY CREEK LN - Photo 85](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f571633194r.jpg) ![16358 FINNEY CREEK LN - Photo 86](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f1121570591r.jpg) ![16358 FINNEY CREEK LN - Photo 87](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f713841851r.jpg) ![16358 FINNEY CREEK LN - Photo 88](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f926277213r.jpg) ![16358 FINNEY CREEK LN - Photo 89](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f723685614r.jpg) ![16358 FINNEY CREEK LN - Photo 90](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f1707413854r.jpg) ![16358 FINNEY CREEK LN - Photo 91](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f2930226422r.jpg) ![16358 FINNEY CREEK LN - Photo 92](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f3989901600r.jpg) ![16358 FINNEY CREEK LN - Photo 93](http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f825530252r.jpg) --- **MLS#:** 71931 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Eastern Shore Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/16358-finney-creek-ln-onancock-va-23417-924b1ee5ff6549e6a34df2772a61d548) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/16358-finney-creek-ln-onancock-va-23417-924b1ee5ff6549e6a34df2772a61d548#listing", "url": "https://staging.propertysimple.ai/listing/16358-finney-creek-ln-onancock-va-23417-924b1ee5ff6549e6a34df2772a61d548", "name": "16358 FINNEY CREEK LN, Onancock, VA 23417", "description": "7.3 Private waterfront acres just five minutes from the charming harbor town of Onancock, this exceptional Cape Cod-style residence with timeless Colonial influences offers the perfect blend of elegance, comfort, and life on the water. With 3,659 square feet, the home is far more spacious than it appears, revealing thoughtfully designed interiors, generous living spaces, and beautiful water views throughout. Designed for effortless main-level living, the expansive primary suite provides a peaceful retreat overlooking the property, while the home's flowing floor plan is equally suited for everyday living and entertaining. The spacious family room opens seamlessly to the kitchen, creating the heart of the home where family and guests naturally gather. Formal and informal dining areas offer flexibility for everything from holiday celebrations to casual dinners, while a dedicated study provides the perfect home office, library, or quiet workspace. Upstairs, a large bonus room offers endless possibilities as a guest retreat, media room, hobby space, fitness area, or children's playroom. Outside, a private pier with a 7,000-pound boat lift, and kayak launch offers direct access to the creek and beyond, with approximately 2 to 2.5 feet of water at low tide, making it ideal for boating, fishing, kayaking, paddleboarding, and exploring Virginia's spectacular Eastern Shore waterways. Whether you're heading out for a day on the Chesapeake Bay or simply enjoying sunrise coffee overlooking the water, every day feels like a vacation. Additional highlights include a two-car attached garage, mature landscaping, expansive lawn with irrigation, and ample room for outdoor entertaining, gardening, or simply enjoying the peaceful surroundings. Perfect as a primary residence, waterfront retreat, or luxury second home, this rare offering combines acreage, boating access, and proximity to one of the Eastern Shore's most beloved waterfront towns. Just minutes from marinas, boutique shopping, art galleries, restaurants, the regional hospital, and the Eastern Shore Yacht & Country Club, this property offers an exceptional lifestyle where boating, nature, and small-town charm come together.", "image": [ "http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f3145556800r.jpg", "http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f2260616802r.jpg", "http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f2212015355r.jpg", "http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f521407201r.jpg", "http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f3509893719r.jpg", "http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f695346365r.jpg", "http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f3621811384r.jpg", "http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f967279195r.jpg", "http://lh.rdcpix.com/c878cfc7103acfe3dee824bc6e263198l-f2587089367r.jpg", 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