About This Home

This 3-bedroom, 3-bathroom single family at 1646 Payne Road in Block Island, RI is listed for $2,575,000 ($878 per sqft). Built in 1996, the home offers 2,934 sqft of living space on a 0.61 acres lot.

Key Features

  • Built in 1996
  • 0.61 acre lot
  • 3 stories
  • 3 parking spaces
  • Fireplace

Property Details

3 stories
2 full, 1 half
3 spaces
1996

Amenities

FireplaceViewHardwoodA/C
Listing Description

Discover the ease of island living at 1646 Payne Road, a truly turnkey Block Island retreat offering 3 bedrooms, two and a half baths, and lovely ocean views with beautiful sunrises. Thoughtfully updated and tastefully decorated, this inviting home is ready to enjoy from day one.

Recent improvements include a new roof, expanded Trex decking and air-conditioning, creating a comfortable setting for relaxing and entertaining throughout the season. The first floor offers a sleek updated kitchen, living and dining areas, half bath, den and an office space.

Three quarter wrap around deck with new enclosed outdoor shower. The second floor is comprised of a spacious king primary bedroom with an en-suite bathroom featuring a soaking tub, tiled shower and dual vanities Two additional guest bedrooms, shared bath and laundry nook.

Step outside onto the new second floor deck to sit and relax and take in those lovely island views. Bonus finished third floor family room. Ideally located within close proximity to Old Harbor, the property offers the perfect balance of convenience and tranquillity.

Spend your days exploring Block Island's beautiful beaches, enjoying local restaurants, and browsing the island's shops, all just a short ride away. Whether you are looking for a year-round residence, a summer getaway, or a special place to gather with family and friends, don't miss this wonderful opportunity to embrace the best of Block Island living.

Monthly Cost Estimate

$13,772/mo

20% down · 6.5% · 30 years

Principal$1,862
Interest$11,158
Insurance$751

Estimates only. Actual payments may vary.

Location

1646 Payne Road

Block Island, RI 02807

Central

Features & Amenities

Interior Features

Wall (Dry Wall)StairsPlumbing (Mixed)Insulation (Floors)Insulation (Walls)

Exterior Features

DeckPorch

Property Details

Flooring

HardwoodTile - Ceramic

Construction

Dry Wall Shingles

Views

Water

Outdoor Features

DeckPorch

Parking

None

Heating

ZonedOilBaseboard

Cooling

Window Unit(s)

Appliances

DishwasherDryerExhaust FanDisposalMicrowaveOvenRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1646 Payne Road is listed at $2,575,000 ($878/sqft). The estimated monthly payment is $13,772 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1996, 0.61 acre lot, 3 stories, 3 parking spaces, Fireplace. Interior Features: Wall (Dry Wall), Stairs, Plumbing (Mixed). Exterior Features: Deck, Porch.

This property is listed by Shannon Morgan.

SM

Shannon Morgan

Agent at Sullivan Real Estate

Listed by Sullivan Real Estate · Broker phone: (401) 864-0996 · View on Broker Site · Broker website

MLS# 1425826· Source: State Wide MLS of Rhode Island, Inc.· 19 days on PropertySimple

Copyright © 2026 State Wide MLS of Rhode Island, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1646 Payne Road, Block Island, RI 02807

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