# 165 Spence Rd, Union Hall, VA 24176 > **TL;DR:** 3bd/2ba single family, $599,000 ($384/sqft), built 2023, 1,560 sqft. > Waterfront, View, A/C. Est. $3,204/mo. Listed 76 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $599,000 | | Price/sqft | $384 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,560 | | Year Built | 2023 | | Lot Size | 38,768 sqft (0.89 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 76 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,029 | | Estimated Insurance | $175 | | **Total** | **$3,204** | ## Nearby Schools - **Elementary:** Glade Hill - **Middle:** Ben Franklin Middle - **High:** Franklin County ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 2023 - 0.89 acre lot - Waterfront ## Description ### Agent Description SMITH MOUNTAIN LAKE WATERFRONT AT AN AFFORDABLE PRICE -- WITH A BRAND-NEW COVERED DOCK & EXCELLENT WATER DEPTH! Rare opportunity to own an affordable Smith Mountain Lake waterfront home in Union Hall, VA! Built in 2023 and offering nearly level access to the water, this pristine lake home features wide-water views, deep water and an exceptionally easy walk to the shoreline. This 2023 double-wide manufactured home offers 3 bedrooms, 2 baths and approx. 1,560 sq. ft. of easy ONE-LEVEL LIVING. The bright, open floor plan features vaulted ceilings, LVP flooring, a spacious kitchen with large island, and comfortable living and dining areas. But the real standout is outside! Enjoy approximately 100' of Smith Mountain Lake shoreline, a BRAND-NEW covered single-slip dock with floater and storage, and an exceptionally EASY, GENTLE WALK TO THE WATER -- NO LONG STAIRCASE TO CLIMB. Even with Smith Mountain Lake currently below full pond, there is approximately 6'+ of water at the dock and approximately 11'+ at full pond. Enjoy lake views from the side deck and a peaceful setting that's ready to enjoy immediately. NO HOA! Convenient to Westlake and Rocky Mount by land and near channel marker B-25 by water, approximately 10-15 minutes by boat to Magnum Point Marina & Restaurant. Whether you're looking for a full-time residence, a Union Hall waterfront home or an affordable Smith Mountain Lake getaway, this is a rare opportunity to get HOME + WATERFRONT + NEW DOCK + GREAT WATER DEPTH without the typical SML waterfront price tag. Zoned A-1. Short-term rental use may be possible through a Franklin County Special Use Permit; buyer to verify all requirements. Home was built in 2023, placed on the property in 2025 and dock completed in 2026! ## Location - **Address:** 165 Spence Rd, Union Hall, VA 24176 - **County:** Franklin County - **Coordinates:** 37.038295, -79.693055 - **Google Maps:** https://www.google.com/maps?q=37.038295,-79.693055 ## Virtual Tour & Media - **Video Tour:** https://showsgreat.photography/165-Spence-Rd/idx ## Listing Agent - **Name:** EDNA JAMIESON WOOD - **Brokerage:** Three Sisters Corporation Salem dba Wainwright & Co. - REALTORS - **Broker Phone:** (540) 387-5800 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/165-Spence-Rd_Union-Hall_VA_24176_M97108-71342?f=listhub&s=RVARVA&m=930411&c=propsimple) ## Photos ![165 Spence Rd - Photo 1](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f805807153r.jpg) ![165 Spence Rd - Photo 2](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f207486640r.jpg) ![165 Spence Rd - Photo 3](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f116459098r.jpg) ![165 Spence Rd - Photo 4](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2178835075r.jpg) ![165 Spence Rd - Photo 5](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f444170712r.jpg) ![165 Spence Rd - Photo 6](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3241982669r.jpg) ![165 Spence Rd - Photo 7](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f649915180r.jpg) ![165 Spence Rd - Photo 8](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1610561081r.jpg) ![165 Spence Rd - Photo 9](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2228381255r.jpg) ![165 Spence Rd - Photo 10](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3782737822r.jpg) ![165 Spence Rd - Photo 11](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3025965673r.jpg) ![165 Spence Rd - Photo 12](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3025965673r.jpg) ![165 Spence Rd - Photo 13](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2425778510r.jpg) ![165 Spence Rd - Photo 14](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f412846463r.jpg) ![165 Spence Rd - Photo 15](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3163893192r.jpg) ![165 Spence Rd - Photo 16](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3116178943r.jpg) ![165 Spence Rd - Photo 17](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f50415487r.jpg) ![165 Spence Rd - Photo 18](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2533105704r.jpg) ![165 Spence Rd - Photo 19](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f845144529r.jpg) ![165 Spence Rd - Photo 20](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1101922289r.jpg) ![165 Spence Rd - Photo 21](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3393165127r.jpg) ![165 Spence Rd - Photo 22](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1575361716r.jpg) ![165 Spence Rd - Photo 23](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3930983861r.jpg) ![165 Spence Rd - Photo 24](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f555014902r.jpg) ![165 Spence Rd - Photo 25](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1925455952r.jpg) ![165 Spence Rd - Photo 26](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f4188323447r.jpg) ![165 Spence Rd - Photo 27](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f550223916r.jpg) ![165 Spence Rd - Photo 28](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1330745853r.jpg) ![165 Spence Rd - Photo 29](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3068933462r.jpg) ![165 Spence Rd - Photo 30](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3442449854r.jpg) ![165 Spence Rd - Photo 31](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2121004389r.jpg) ![165 Spence Rd - Photo 32](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2136244993r.jpg) ![165 Spence Rd - Photo 33](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f392228275r.jpg) ![165 Spence Rd - Photo 34](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3790281440r.jpg) ![165 Spence Rd - Photo 35](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f970669289r.jpg) ![165 Spence Rd - Photo 36](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3852555089r.jpg) ![165 Spence Rd - Photo 37](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2997065273r.jpg) ![165 Spence Rd - Photo 38](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2029672035r.jpg) ![165 Spence Rd - Photo 39](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1853627020r.jpg) ![165 Spence Rd - Photo 40](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2096130360r.jpg) ![165 Spence Rd - Photo 41](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3675812277r.jpg) ![165 Spence Rd - Photo 42](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f905968188r.jpg) ![165 Spence Rd - Photo 43](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1685120476r.jpg) ![165 Spence Rd - Photo 44](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f4164096292r.jpg) ![165 Spence Rd - Photo 45](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1026910134r.jpg) ![165 Spence Rd - Photo 46](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2377033105r.jpg) ![165 Spence Rd - Photo 47](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3353109593r.jpg) ![165 Spence Rd - Photo 48](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3586417397r.jpg) ![165 Spence Rd - Photo 49](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1500399675r.jpg) --- **MLS#:** 930411 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Roanoke Valley Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/165-spence-rd-union-hall-va-24176-1b3be8cc9eaf41d4b3217d7cc1a0a4e3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/165-spence-rd-union-hall-va-24176-1b3be8cc9eaf41d4b3217d7cc1a0a4e3#listing", "url": "https://staging.propertysimple.ai/listing/165-spence-rd-union-hall-va-24176-1b3be8cc9eaf41d4b3217d7cc1a0a4e3", "name": "165 Spence Rd, Union Hall, VA 24176", "description": "SMITH MOUNTAIN LAKE WATERFRONT AT AN AFFORDABLE PRICE -- WITH A BRAND-NEW COVERED DOCK & EXCELLENT WATER DEPTH! Rare opportunity to own an affordable Smith Mountain Lake waterfront home in Union Hall, VA! Built in 2023 and offering nearly level access to the water, this pristine lake home features wide-water views, deep water and an exceptionally easy walk to the shoreline. This 2023 double-wide manufactured home offers 3 bedrooms, 2 baths and approx. 1,560 sq. ft. of easy ONE-LEVEL LIVING. The bright, open floor plan features vaulted ceilings, LVP flooring, a spacious kitchen with large island, and comfortable living and dining areas. But the real standout is outside! Enjoy approximately 100' of Smith Mountain Lake shoreline, a BRAND-NEW covered single-slip dock with floater and storage, and an exceptionally EASY, GENTLE WALK TO THE WATER -- NO LONG STAIRCASE TO CLIMB. Even with Smith Mountain Lake currently below full pond, there is approximately 6'+ of water at the dock and approximately 11'+ at full pond. Enjoy lake views from the side deck and a peaceful setting that's ready to enjoy immediately. NO HOA! Convenient to Westlake and Rocky Mount by land and near channel marker B-25 by water, approximately 10-15 minutes by boat to Magnum Point Marina & Restaurant. Whether you're looking for a full-time residence, a Union Hall waterfront home or an affordable Smith Mountain Lake getaway, this is a rare opportunity to get HOME + WATERFRONT + NEW DOCK + GREAT WATER DEPTH without the typical SML waterfront price tag. Zoned A-1. Short-term rental use may be possible through a Franklin County Special Use Permit; buyer to verify all requirements. 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