About This Home

This 5-bedroom, 3-bathroom single family at 16640 CODY CREEK Court in Jacksonville, FL is listed for $452,900 ($164 per sqft). Built in 2022, the home offers 2,769 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 2022
  • 0.17 acre lot
  • 2 stories

Property Details

2 stories
3 full
2-car garage
2022

Amenities

A/C
Listing Description

VA BUYERS -- A 4.75% VA LOAN ASSUMPTION OPPORTUNITY LIKE THIS DOESN'T COME AROUND OFTEN. A qualified VA-eligible buyer may be able to assume the seller's existing 4.75% VA loan with approximately a 12% equity contribution, subject to lender/VA approval, buyer qualification, sufficient VA entitlement for substitution, and the final loan balance at closing.

And the financing opportunity is only the beginning. Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet of thoughtfully designed living space in the boutique Eagle Bend/Hidden Bluff community. Instead of waiting months for new construction--or paying additional costs for upgrades--you can move into a nearly new home that already has the features buyers are looking for.

The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a large breakfast bar designed for everyday living and entertaining. VA BUYERS -- A 4.75% VA LOAN ASSUMPTION OPPORTUNITY LIKE THIS DOESN'T COME AROUND OFTEN.

A qualified VA-eligible buyer may be able to assume the seller's existing 4.75% VA loan with approximately a 12% equity contribution, subject to lender/VA approval, buyer qualification, sufficient VA entitlement for substitution, and the final loan balance at closing.

And the financing opportunity is only the beginning. Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet of thoughtfully designed living space in the boutique Eagle Bend/Hidden Bluff community. Instead of waiting months for new construction--or paying additional costs for upgrades--you can move into a nearly new home that already has the features buyers are looking for.

The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a large breakfast bar designed for everyday living and entertaining. The floor plan is especially versatile.

The primary suite is downstairs, along with a second bedroom and full bath--ideal for guests, a private office, or multigenerational living. Upstairs are three additional bedrooms, another full bath, and an oversized loft that can become a media room, game room, home office, or second living area.

Step outside to the screened lanai and enjoy a backyard with room to relax, grill, entertain, or make it your own. The home sits on a quiet cul-de-sac in an intimate community of approximately 30 homes with limited through traffic, a community playground and jogging path.

And one of the biggest advantages: NO CDD FEES. Conveniently located near River City Marketplace, shopping, dining, I-295, I-95 and Jacksonville International Airport, this home combines space, convenience and a financing opportunity that can be extremely difficult to duplicate.

5 Bedrooms | 3 Full Baths | 2,782 Sq Ft | Built 2022 Primary + Additional Bedroom Downstairs Large Upstairs Loft Screened Lanai Cul-de-Sac Location Boutique Community NO CDD Move-In Ready Potential 4.75% VA Loan Assumption Why wait to build when the home--and potentially the 4.75% financing--is already here?

Schedule your private showing today. Financing disclosure: Seller will consider assumption of the existing VA loan by a qualified VA-eligible buyer with sufficient entitlement for substitution. Approximately 12% equity contribution is an estimate and will vary based on purchase price and the outstanding loan balance at closing. Loan assumption is subject to servicer/lender and VA approval. Other buyers may purchase the property using other acceptable financing or cash.

Monthly Cost Estimate

$2,541/mo

20% down · 6.5% · 30 years

Principal$328
Interest$1,963
Insurance$132
HOA$119

Estimates only. Actual payments may vary.

Location

16640 CODY CREEK Court

Jacksonville, FL 32226

Hidden Bluff

Features & Amenities

Interior Features

Breakfast BarEat-in KitchenKitchen IslandOpen FloorplanPrimary Bathroom - Shower No TubPrimary DownstairsSmart ThermostatSplit BedroomsWalk-In Closet(s)

Property Details

Flooring

CarpetLaminate

Outdoor Features

Patio

Parking

Open

Heating

Electric (Heating)Central

Cooling

Central Air

Appliances

Convection OvenDishwasherDisposalDouble OvenDryerElectric OvenElectric Water HeaterIce MakerMicrowaveRefrigeratorWasherWater Softener Owned

Questions & Answers

This 5-bedroom, 3-bathroom single family at 16640 CODY CREEK Court is listed at $452,900 ($164/sqft). The estimated monthly payment is $2,541 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $119/month.

Key features include: Built in 2022, 0.17 acre lot, 2 stories. Interior Features: Breakfast Bar, Eat-in Kitchen, Kitchen Island.

This property is listed by JOSEPH SHERIDAN.

JS

JOSEPH SHERIDAN

Agent at Better Homes and Gardens Real Estate Lifestyles Realty

Listed by Better Homes and Gardens Real Estate Lifestyles Realty · Broker phone: (904) 200-2660 · View on Broker Site · Broker website

MLS# 2120463· Source: realMLS· 332 days on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16640 CODY CREEK Court, Jacksonville, FL 32226

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