# 16920 Harbor Master Cove, Cornelius, NC 28031 > **TL;DR:** 6bd/9ba single family, $8,499,999 ($762/sqft), built 1997, 11,148 sqft. > Pool, Fireplace, Waterfront, View. Est. $46,247/mo. Listed 124 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $8,499,999 | | Price/sqft | $762 | | Bedrooms | 6 | | Bathrooms | 7 full, 2 half | | Square Feet | 11,148 | | Year Built | 1997 | | Lot Size | 44,213 sqft (1.01 acres) | | Stories | 2 | | Garage | 4-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 124 | ## Why This Home Stands Out - **Pool** - Porch, Patio, Deck - **Waterfront** - Waterfront location listed - **Views** - Water - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $42,981 | | Estimated Insurance | $2,479 | | HOA | $787 | | **Total** | **$46,247** | ## Nearby Schools - **Elementary:** Unspecified - **Middle:** Unspecified - **High:** Unspecified ## Key Amenities - Pool - Fireplace - Waterfront - View - A/C - 4-car garage ## Property Highlights - Built in 1997 - 1.01 acre lot - 2 stories - Private pool - Fireplace - Waterfront ## Description ### Agent Description Perched elegantly above Lake Norman's eastern shore and uniquely situated on one of The Peninsula's most desirable double lots, this trophy estate commands breathtaking expansive vistas from an unrivaled lakefront setting. Inspired by classic Mediterranean architecture and thoughtfully designed for refined living, the residence seamlessly balances grand scale with warmth and livability. From the moment of arrival, a sweeping motor court and stately facade set the tone for the home's sophisticated interiors, where soaring ceilings, custom craftsmanship, and expansive walls of glass create a seamless connection to the lake. Designed for both intimate gatherings and large-scale entertaining, the home offers beautifully curated living spaces, a chef's kitchen with premium appliances, luxurious private retreats, and multiple fireplaces that create warmth and character throughout the home's living and entertaining spaces. The spectacular lake level is an entertainer's dream, featuring a custom bar, wine storage and tasting area, billiards and recreation spaces, media and gathering areas, as well as seamless walkout access to the resort-style grounds beyond. A private guest suite with a full bath and walk-in closet provides ideal accommodations for extended family or overnight guests. Outdoors, an exceptional waterfront experience unfolds with an expansive pool and spa, covered terraces, outdoor kitchen, fireplace lounge, manicured grounds, private putting green, shoreline boardwalk, and a covered dock extending into the sparkling waters of Lake Norman. Every space has been thoughtfully positioned to capture the property's extraordinary water views and unforgettable sunsets. Recent improvements include fresh interior and exterior paint, brand-new carpeting, updated bathrooms, additional laundry room, newer HVAC systems, and the latest in Crestron smart home technology. Additional highlights include a fully finished four-car garage, substantial workshop and storage space, and negotiable furnishings for a truly turnkey opportunity. An exceptional offering where architecture, lifestyle, and location converge to create one of The Peninsula's most compelling waterfront residences. ## Location - **Address:** 16920 Harbor Master Cove, Cornelius, NC 28031 - **County:** Mecklenburg - **Neighborhood:** The Peninsula - **Coordinates:** 35.465564, -80.940109 - **Google Maps:** https://www.google.com/maps?q=35.465564,-80.940109 ## Virtual Tour & Media - **Video Tour:** https://listings.skycampictures.com/video/DWd4ZzDc7exBl74VRjydqRENd7c1Vd45dA4UDz1FIFw ## Listing Agent - **Name:** Reed Jackson - **Brokerage:** Ivester Jackson Distinctive Properties - **Broker Phone:** (704) 996-5686 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/16920-Harbor-Master-Cv_Cornelius_NC_28031_M60325-15491?f=listhub&s=CMLSNC&m=4394741&c=propsimple) ## Photos ![16920 Harbor Master Cove - Photo 1](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1754244056r.jpg) ![16920 Harbor Master Cove - Photo 2](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3027294458r.jpg) ![16920 Harbor Master Cove - Photo 3](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f2486560424r.jpg) ![16920 Harbor Master Cove - Photo 4](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1464369370r.jpg) ![16920 Harbor Master Cove - Photo 5](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1959968189r.jpg) ![16920 Harbor Master Cove - Photo 6](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3405721715r.jpg) ![16920 Harbor Master Cove - Photo 7](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3963797224r.jpg) ![16920 Harbor Master Cove - Photo 8](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f4019189566r.jpg) ![16920 Harbor Master Cove - Photo 9](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1207801625r.jpg) ![16920 Harbor Master Cove - Photo 10](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1741414745r.jpg) ![16920 Harbor Master Cove - Photo 11](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f4130256470r.jpg) ![16920 Harbor Master Cove - Photo 12](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f2580463730r.jpg) ![16920 Harbor Master Cove - Photo 13](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f2735102833r.jpg) ![16920 Harbor Master Cove - Photo 14](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f471223250r.jpg) ![16920 Harbor Master Cove - Photo 15](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3374328721r.jpg) ![16920 Harbor Master Cove - Photo 16](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f2087499201r.jpg) ![16920 Harbor Master Cove - Photo 17](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3328955699r.jpg) ![16920 Harbor Master Cove - Photo 18](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f4173931811r.jpg) ![16920 Harbor Master Cove - Photo 19](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f496961375r.jpg) ![16920 Harbor Master Cove - Photo 20](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1042320660r.jpg) ![16920 Harbor Master Cove - Photo 21](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3934304156r.jpg) ![16920 Harbor Master Cove - Photo 22](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1979213648r.jpg) ![16920 Harbor Master Cove - Photo 23](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3940163994r.jpg) ![16920 Harbor Master Cove - Photo 24](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f983019540r.jpg) ![16920 Harbor Master Cove - Photo 25](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f2908182963r.jpg) ![16920 Harbor Master Cove - Photo 26](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3428377831r.jpg) ![16920 Harbor Master Cove - Photo 27](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f2515524598r.jpg) ![16920 Harbor Master Cove - Photo 28](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f2474992425r.jpg) ![16920 Harbor Master Cove - Photo 29](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1064302410r.jpg) ![16920 Harbor Master Cove - Photo 30](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3292316266r.jpg) ![16920 Harbor Master Cove - Photo 31](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f2114014923r.jpg) ![16920 Harbor Master Cove - Photo 32](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3350674311r.jpg) ![16920 Harbor Master Cove - Photo 33](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f614359670r.jpg) ![16920 Harbor Master Cove - Photo 34](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3805170882r.jpg) ![16920 Harbor Master Cove - Photo 35](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f2322926128r.jpg) ![16920 Harbor Master Cove - Photo 36](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1226052239r.jpg) ![16920 Harbor Master Cove - Photo 37](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f926941248r.jpg) ![16920 Harbor Master Cove - Photo 38](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1820304471r.jpg) ![16920 Harbor Master Cove - Photo 39](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f417850267r.jpg) ![16920 Harbor Master Cove - Photo 40](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1707262421r.jpg) ![16920 Harbor Master Cove - Photo 41](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f53111367r.jpg) ![16920 Harbor Master Cove - Photo 42](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f3491636859r.jpg) ![16920 Harbor Master Cove - Photo 43](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1187658874r.jpg) ![16920 Harbor Master Cove - Photo 44](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1818833389r.jpg) ![16920 Harbor Master Cove - Photo 45](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f192370676r.jpg) ![16920 Harbor Master Cove - Photo 46](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1773114516r.jpg) ![16920 Harbor Master Cove - Photo 47](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f753164578r.jpg) ![16920 Harbor Master Cove - Photo 48](http://lh.rdcpix.com/4df30933d07778afe05d9cbfa2d97146l-f1900104514r.jpg) --- **MLS#:** 4394741 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/16920-harbor-master-cove-cornelius-nc-28031-ac6de6bf009b453db76c47c956201f24) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/16920-harbor-master-cove-cornelius-nc-28031-ac6de6bf009b453db76c47c956201f24#listing", "url": "https://staging.propertysimple.ai/listing/16920-harbor-master-cove-cornelius-nc-28031-ac6de6bf009b453db76c47c956201f24", "name": "16920 Harbor Master Cove, Cornelius, NC 28031", "description": "Perched elegantly above Lake Norman's eastern shore and uniquely situated on one of The Peninsula's most desirable double lots, this trophy estate commands breathtaking expansive vistas from an unrivaled lakefront setting. Inspired by classic Mediterranean architecture and thoughtfully designed for refined living, the residence seamlessly balances grand scale with warmth and livability. From the moment of arrival, a sweeping motor court and stately facade set the tone for the home's sophisticated interiors, where soaring ceilings, custom craftsmanship, and expansive walls of glass create a seamless connection to the lake. Designed for both intimate gatherings and large-scale entertaining, the home offers beautifully curated living spaces, a chef's kitchen with premium appliances, luxurious private retreats, and multiple fireplaces that create warmth and character throughout the home's living and entertaining spaces. The spectacular lake level is an entertainer's dream, featuring a custom bar, wine storage and tasting area, billiards and recreation spaces, media and gathering areas, as well as seamless walkout access to the resort-style grounds beyond. A private guest suite with a full bath and walk-in closet provides ideal accommodations for extended family or overnight guests. Outdoors, an exceptional waterfront experience unfolds with an expansive pool and spa, covered terraces, outdoor kitchen, fireplace lounge, manicured grounds, private putting green, shoreline boardwalk, and a covered dock extending into the sparkling waters of Lake Norman. Every space has been thoughtfully positioned to capture the property's extraordinary water views and unforgettable sunsets. Recent improvements include fresh interior and exterior paint, brand-new carpeting, updated bathrooms, additional laundry room, newer HVAC systems, and the latest in Crestron smart home technology. Additional highlights include a fully finished four-car garage, substantial workshop and storage space, and negotiable furnishings for a truly turnkey opportunity. 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