# 1704 TERRA CEIA BAY Circle, Palmetto, FL 34221 > **TL;DR:** 3bd/2ba condo, $339,900 ($208/sqft), built 2001, 1,638 sqft. > A/C, 2-car garage. Est. $1,818/mo. Listed 75 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $339,900 | | Price/sqft | $208 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,638 | | Year Built | 2001 | | Stories | 1 | | Garage | 2-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 75 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,719 | | Estimated Insurance | $99 | | **Total** | **$1,818** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2001 ## Description ### Agent Description Welcome to the terra Ceia bay community and its tranquil setting. This 3 bedroom 2 bath villa has many upgrades and shows beautifully and is ready for Florida living at its best. Luxury vinyl plank flooring, quartz in the kitchen and bathrooms, newer appliances (stove with air fryer) upgraded bathrooms , extended walkway leading to your large back patio overlooking the estuaries of terra Ceia bay, key pad entry thru the garage, solar tube skylight , new New South windows and doors, Maytag water system, and new hot water with circulation pump, are just some of the upgrades in this beautiful 3/2 villa. The villa is just a short walk to the the saltwater estuaries of terra Ceia bay and a short walk to the mangrove lined walkways and the pier extending into Terra Ceia Bay for views of the sunshine skyway and unparalleled sunsets. As part of the Captains Court HOA you have full access to the Edgewater/Estuaries pool which is heated to 86 degrees year round. Other amenities (for a fee) in the community include tennis pickle ball an 18 hole golf course, fitness center, tiki bar, bingo, trivia, bar poker, and other activities in the clubhouse which offers a full service restaurant. Don't miss this outstanding opportunity. ## Location - **Address:** 1704 TERRA CEIA BAY Circle, Palmetto, FL 34221 - **County:** Manatee - **Neighborhood:** CAPTAINS COURT - **Coordinates:** 27.541541, -82.585415 - **Google Maps:** https://www.google.com/maps?q=27.541541,-82.585415 ## Virtual Tour & Media - **Video Tour:** https://listings.gatorgazemedia.com/sites/rgblqxvv/unbranded ## Listing Agent - **Name:** Tim Lester - **Brokerage:** Tim Lester International Realty Inc. - **Broker Phone:** (941) 524-8465 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1704-Terra-Ceia-Bay-Cir_Palmetto_FL_34221_M60643-96521?f=listhub&s=MFRMLSFL&m=A4703218&c=propsimple) ## Photos ![1704 TERRA CEIA BAY Circle - Photo 1](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1990831189r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 2](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4190364485r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 3](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f272466844r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 4](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3219755801r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 5](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4264915270r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 6](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3264025936r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 7](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f391994383r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 8](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2201441714r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 9](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3832861736r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 10](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3423129742r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 11](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4116061412r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 12](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1745482849r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 13](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1846082851r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 14](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1235752810r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 15](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3179445682r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 16](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f674051288r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 17](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1832167668r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 18](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3867770155r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 19](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3507189957r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 20](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3873757419r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 21](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1722695394r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 22](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3231578761r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 23](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2529617175r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 24](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1858136647r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 25](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1662690541r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 26](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1723066037r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 27](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3059947140r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 28](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3622461538r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 29](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1807757732r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 30](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3684158610r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 31](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3878776207r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 32](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3734430965r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 33](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f798166217r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 34](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4098316172r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 35](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f951004548r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 36](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2369927841r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 37](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3141339143r.jpg) ![1704 TERRA CEIA BAY Circle - Photo 38](http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2619986563r.jpg) --- **MLS#:** A4703218 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/1704-terra-ceia-bay-circle-palmetto-fl-34221-d35b72dc0bc5427db4bf4f33cd2b2682) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/1704-terra-ceia-bay-circle-palmetto-fl-34221-d35b72dc0bc5427db4bf4f33cd2b2682#listing", "url": "https://staging.propertysimple.ai/listing/1704-terra-ceia-bay-circle-palmetto-fl-34221-d35b72dc0bc5427db4bf4f33cd2b2682", "name": "1704 TERRA CEIA BAY Circle, Palmetto, FL 34221", "description": "Welcome to the terra Ceia bay community and its tranquil setting. This 3 bedroom 2 bath villa has many upgrades and shows beautifully and is ready for Florida living at its best. Luxury vinyl plank flooring, quartz in the kitchen and bathrooms, newer appliances (stove with air fryer) upgraded bathrooms , extended walkway leading to your large back patio overlooking the estuaries of terra Ceia bay, key pad entry thru the garage, solar tube skylight , new New South windows and doors, Maytag water system, and new hot water with circulation pump, are just some of the upgrades in this beautiful 3/2 villa. The villa is just a short walk to the the saltwater estuaries of terra Ceia bay and a short walk to the mangrove lined walkways and the pier extending into Terra Ceia Bay for views of the sunshine skyway and unparalleled sunsets. As part of the Captains Court HOA you have full access to the Edgewater/Estuaries pool which is heated to 86 degrees year round. Other amenities (for a fee) in the community include tennis pickle ball an 18 hole golf course, fitness center, tiki bar, bingo, trivia, bar poker, and other activities in the clubhouse which offers a full service restaurant. Don't miss this outstanding opportunity.", "image": [ "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1990831189r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4190364485r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f272466844r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3219755801r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4264915270r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3264025936r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f391994383r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2201441714r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3832861736r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3423129742r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4116061412r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1745482849r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1846082851r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1235752810r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3179445682r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f674051288r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1832167668r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3867770155r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3507189957r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3873757419r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1722695394r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3231578761r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2529617175r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1858136647r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1662690541r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1723066037r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3059947140r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3622461538r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1807757732r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3684158610r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3878776207r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3734430965r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f798166217r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4098316172r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f951004548r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2369927841r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3141339143r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2619986563r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1990831189r.jpg", "caption": "1704 TERRA CEIA BAY Circle - Palmetto, FL" }, "datePosted": "2026-08-17", "dateModified": "2026-10-25T03:21:52.574Z", "mainEntity": { "@type": "Accommodation", "@id": "https://staging.propertysimple.ai/listing/1704-terra-ceia-bay-circle-palmetto-fl-34221-d35b72dc0bc5427db4bf4f33cd2b2682#property", "name": "1704 TERRA CEIA BAY Circle, Palmetto, FL 34221", "address": { "@type": "PostalAddress", "streetAddress": "1704 TERRA CEIA BAY Circle", "addressLocality": "Palmetto", "addressRegion": "FL", "postalCode": "34221", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 27.541541, "longitude": -82.585415 }, "image": [ "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1990831189r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4190364485r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f272466844r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3219755801r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4264915270r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3264025936r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f391994383r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2201441714r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3832861736r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3423129742r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4116061412r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1745482849r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1846082851r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1235752810r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3179445682r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f674051288r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1832167668r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3867770155r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3507189957r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3873757419r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1722695394r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3231578761r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2529617175r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1858136647r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1662690541r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1723066037r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3059947140r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3622461538r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f1807757732r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3684158610r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3878776207r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3734430965r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f798166217r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f4098316172r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f951004548r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2369927841r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f3141339143r.jpg", "http://lh.rdcpix.com/36d4eec868d6c34179690174fabe8452l-f2619986563r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "A4703218" }, "accommodationCategory": "Condominium", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 1638, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 2001, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Central" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Filtration System" }, { "@type": "LocationFeatureSpecification", "name": "Flooring", "value": "Vinyl, Carpet, Tile - Ceramic" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Block, Stucco" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Driveway" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 2 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Condominium" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/1704-terra-ceia-bay-circle-palmetto-fl-34221-d35b72dc0bc5427db4bf4f33cd2b2682#offer", "url": "https://staging.propertysimple.ai/listing/1704-terra-ceia-bay-circle-palmetto-fl-34221-d35b72dc0bc5427db4bf4f33cd2b2682", "price": 339900, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/1704-terra-ceia-bay-circle-palmetto-fl-34221-d35b72dc0bc5427db4bf4f33cd2b2682#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/1704-terra-ceia-bay-circle-palmetto-fl-34221-d35b72dc0bc5427db4bf4f33cd2b2682#agent", "name": "Tim Lester", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/1704-terra-ceia-bay-circle-palmetto-fl-34221-d35b72dc0bc5427db4bf4f33cd2b2682#brokerage", "name": "Tim Lester International Realty Inc.", "telephone": "(941) 524-8465" } } } ```