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About This Home

This 1-bedroom, 1-bathroom single family at 172 OCEAN OVAL Circle in BERLIN, MD is listed for $149,900 ($367 per sqft). Built in 1989, the home offers 408 sqft of living space on a 0.06 acres lot.

Agent Description

Welcome to White Horse Park! One of the Eastern Shore's best-kept secrets just minutes from Ocean City, Maryland & Assateague Beaches. This updated 1-bedroom, 1-bath coastal cottage offers a rare opportunity to own an affordable beach getaway where you own both the home and the land - no ground rent.

Whether you're looking for a personal retreat, a weekend escape, or a vacation home that can help offset ownership costs through rental income, this property checks all the boxes. Inside, the home has been thoughtfully updated and is move-in ready, featuring a full kitchen, comfortable living space, and plenty of natural light.

Step outside to a spacious attached deck, perfect for relaxing after a day at the beach, entertaining guests, or enjoying quiet evenings in this peaceful community. The property also includes private parking and a storage shed for bikes, beach gear, and outdoor equipment.

For buyers interested in income potential, the property already holds a current county rental license, making it ready for seasonal or vacation rentals right away. White Horse Park is a private waterfront community known for its relaxed atmosphere and resort-style amenities.

Residents and guests enjoy access to a large community pool, marina, boat ramp, crabbing and fishing pier, basketball courts, playground, pavilion, and quiet streets ideal for biking or evening walks. The community also offers boat storage and easy water access, making it a great choice for boating and fishing enthusiasts.

Located just 12 minutes from Ocean City beaches, boardwalk attractions, restaurants, golf courses, and entertainment, this property allows you to enjoy everything the coast has to offer while returning home to a quieter, more laid-back setting. Whether you're looking for a personal beach retreat, an affordable vacation property, or an investment op

portunity with rental potential, this White Horse Park home offers exceptional value near the Maryland and Delaware beaches. Come experience the coastal lifestyle that keeps owners coming back year after year.

Key Features

  • Built in 1989
  • 0.06 acre lot
  • 2 parking spaces

Property Details

1 story
1 full
2 spaces
1989

Amenities

A/C

Monthly Cost Estimate

$982/mo

20% down · 6.5% · 30 years

Principal$108
Interest$650
Insurance$44
HOA$180

Estimates only. Actual payments may vary.

Location

172 OCEAN OVAL Circle

BERLIN, MD 21811

WHITE HORSE PARK III

Property Details

Construction

Aluminum Siding

Parking

Driveway

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 1-bedroom, 1-bathroom single family at 172 OCEAN OVAL Circle is listed at $149,900 ($367/sqft). The estimated monthly payment is $830 based on 20% down at 6.5% interest.

HOA fees are $180/month.

Key features include: Built in 1989, 0.06 acre lot, 2 parking spaces.

This property is listed by Samantha Simmons and can be reached at 2676709886 or samantha@realtormama.net.

SS

Samantha Simmons

Agent at EXP Realty, LLC

(267) 670-9886

Listed by EXP Realty, LLC

MLS# MDWO2036872· Source: listhub· Updated 28 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

172 OCEAN OVAL Circle, BERLIN, MD 21811

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