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About This Home

This 4-bedroom, 3-bathroom townhouse at 178 Gina Lane in Albany, KY is listed for $949,000. on a 8.14 acres lot.

Agent Description

This stunning 4-bedroom, 3-bathroom retreat sits just minutes from the water and downtown Albany, KY, offering the best of lakeside living with luxury finishes and an entertainer's dream layout. A large two-car detached garage with expansive storage above sets the stage for every toy, project, and treasure you accumulate.

Outside, the property captivates with amazing landscaping and a spacious back deck that invites morning coffee, afternoon gatherings, and sunset memories. The crown jewel is the first-class outdoor entertainment area, featuring a dedicated fireplace and firepit, concrete countertops, and a fully equipped outdoor kitchen.

A half bathroom, built-in icemaker, two mini-fridges, a full sink, a two-burner stove, and a built-in Blackstone griddle come together with a built-in gas grill, all illuminated by under-counter lighting. A bar counter and bar island encourage social flow, while an integrated sound system and ceiling fans keep the space comfortable.

Powering this oasis is a 250-gallon propane system, ensuring uninterrupted fun from sunup to starlight. Inside, the chef's kitchen showcases custom hickory cabinets, granite countertops, and a built-in gas cooktop with a convenient pot filler. The double ovens add a touch of professional-grade convenience for cooking large meals or holiday feasts.

The primary suite offers a spa-like ensuite with his-and-hers sinks, a walk-in tile shower, and a Jacuzzi jet tub, creating a private retreat in the heart of the home. Upstairs, you'll find the master bedroom's dedicated ensuite, along with an additional bedroom and bathroom.

The lower level expands your entertaining options with a bar area, complete with a fridge, wine cooler, and icemaker, perfect for gatherings that spill from the indoor space to the outdoor haven. Two additional bedrooms and a full bathroom to give guests a private area to rest.

A fully concrete storm shelter adds an extra layer of security and peace of mind for all seasons. Location enhances the appeal: you're only five minutes from Wolf River Dock on Dale Hollow Lake, providing easy access to boating and water activities, and just eleven minutes from downtown Albany, KY, for dining, shopping, and events. Whether you're seeking a dream full-time residence or a lake vacation home, this property delivers a rare combination of luxury, versatility, and resort-style living in a coveted location.

Key Features

  • 8.14 acre lot
  • Fireplace

Property Details

3 full

Amenities

FireplaceViewBasement

Monthly Cost Estimate

$5,075/mo

20% down · 6.5% · 30 years

Principal$686
Interest$4,112
Insurance$277

Estimates only. Actual payments may vary.

Location

178 Gina Lane

Albany, KY 42602

Property Details

Construction

StuccoVinyl Siding

Views

Mountain

Parking

GarageGarage - Detached

Heating

Fireplace(s)

Appliances

Refrigerator

Questions & Answers

This 4-bedroom, 3-bathroom townhouse at 178 Gina Lane is listed at $949,000. The estimated monthly payment is $4,112 based on 20% down at 6.5% interest.

Key features include: 8.14 acre lot, Fireplace.

This property is listed by Hunter Shearer and can be reached at 6063870020 or hunter@countrylakesandland.com.

HS

Hunter Shearer

Agent at United Country - Lakes and Land Realty

(606) 387-0020

Listed by United Country - Lakes and Land Realty · View on Broker Site

MLS# 11835030· Source: listhub· Updated 20 days ago

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

178 Gina Lane, Albany, KY 42602

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