# 17978 SE 104TH Terrace, Summerfield, FL 34491 > **TL;DR:** 2bd/2ba single family, $227,900 ($168/sqft), built 1993, 1,356 sqft. > View, A/C, 2-car garage. Est. $1,218/mo. Listed 47 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $227,900 | | Price/sqft | $168 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,356 | | Year Built | 1993 | | Lot Size | 12,197 sqft (0.28 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 47 | ## Why This Home Stands Out - **Views** - Golf Course ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,152 | | Estimated Insurance | $66 | | **Total** | **$1,218** | ## Nearby Schools - **Elementary:** Belleview Elementary School - **Middle:** Belleview Middle School - **High:** Belleview High School ## Key Amenities - View - A/C - 2-car garage ## Property Highlights - Built in 1993 - 0.28 acre lot ## Description ### Agent Description WELCOME HOME TO THIS BEAUTIFULLY MAINTAINED PALM MODEL WITH GOLF COURSE VIEWS! Enjoy beautiful golf course views from the spacious Florida Room, which is conveniently located under the home's regular roofline, providing a comfortable space to relax and enjoy the Florida lifestyle. This home is being offered TURN-KEY w/ FURNITURE, Golfcart Can Convey (Be included) with an accepted offer. The desirable split-bedroom floor plan provides privacy for both owners and guests, while vaulted ceilings in the main living areas create an open, spacious feel. Newer laminate plank flooring welcomes you as you enter and continues throughout the main living areas. The spacious kitchen offers plenty of cabinetry and generous counter space, making it a wonderful space for the chef of the home. Additional features include lighting above the cabinetry and a skylight that fills the kitchen with beautiful natural light and creates a bright, inviting atmosphere. IMPORTANT UPDATES: Roof: 2022 HVAC: 2016 Septic pumped: 9/2026 ENJOY THE SPRUCE CREEK SOUTH LIFESTYLE Located in the desirable 55+ gated community of Spruce Creek South, residents enjoy a wide variety of amenities and activities, along with a guarded main entrance and security. Community amenities include an 18-hole golf course, pro shop, restaurant, community pool, fitness center, jacuzzi, men's and women's spas, tennis courts, pickleball, shuffleboard, softball field, dog park, and scenic nature, walking, and bike paths. Additional gated parking is available for an additional fee on a semi-annual or annual basis. The community center features a live performance stage with events throughout the year, a dance floor, dining area, and community kitchen. There are also dedicated recreation spaces for the library, billiards, crafts, cards, dominoes, mahjong, and more. This is a golf-cart-friendly community, adding another fun and convenient way to get around. Residents can even participate in the community's annual golf cart parades for the Fourth of July and Christmas, decorating their carts and joining in the festivities or simply enjoying the fun as a spectator. A LOCATION THAT REALLY STANDS OUT One of the unique advantages of Spruce Creek South is its convenient access to surrounding amenities. Residents can legally travel by golf cart through the community's main entrance, cross U.S. 441, and access numerous shopping, dining, medical, and everyday conveniences. The community is conveniently located just minutes from shopping, restaurants, banks, gas stations, hospitals, urgent care, dentists, specialty medical clinics, barber shops, hair and nail salons, and more. Residents can also use the residential back gate to access a nearby plaza offering additional conveniences, including restaurants, drugstores, dental and specialty clinics, urgent care, an ice cream shop, barber and beauty services, nail salons, Planet Fitness, and more. A Super Walmart is also conveniently located across U.S. 441, approximately five minutes away. And when you're ready for even more shopping, dining, entertainment, and recreation, The Villages is just approximately two miles away. This Palm Model offers the combination of golf course views, a turnkey opportunity, desirable updates, an active 55+ community, and exceptional everyday convenience. Schedule your private tour today and come experience everything this wonderful Spruce Creek South home and community have to offer! ## Location - **Address:** 17978 SE 104TH Terrace, Summerfield, FL 34491 - **County:** Marion - **Neighborhood:** SPRUCE CREEK SOUTH - **Coordinates:** 28.960472, -81.977676 - **Google Maps:** https://www.google.com/maps?q=28.960472,-81.977676 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/G5117949 ## Listing Agent - **Name:** Gerrie Cosme Matias - **Brokerage:** RE/MAX Premier Realty - **Broker Phone:** (352) 753-2029 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/17978-SE-104th-Ter_Summerfield_FL_34491_M67528-24063?f=listhub&s=MFRMLSFL&m=G5117949&c=propsimple) ## Photos ![17978 SE 104TH Terrace - Photo 1](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f3013171040r.jpg) ![17978 SE 104TH Terrace - Photo 2](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2043394447r.jpg) ![17978 SE 104TH Terrace - Photo 3](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f355550389r.jpg) ![17978 SE 104TH Terrace - Photo 4](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f3671561272r.jpg) ![17978 SE 104TH Terrace - Photo 5](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2450539757r.jpg) ![17978 SE 104TH Terrace - Photo 6](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f1609045438r.jpg) ![17978 SE 104TH Terrace - Photo 7](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2487021529r.jpg) ![17978 SE 104TH Terrace - Photo 8](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2783535137r.jpg) ![17978 SE 104TH Terrace - Photo 9](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f238000835r.jpg) ![17978 SE 104TH Terrace - Photo 10](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f3814675154r.jpg) ![17978 SE 104TH Terrace - Photo 11](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f83880938r.jpg) ![17978 SE 104TH Terrace - Photo 12](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f3216627170r.jpg) ![17978 SE 104TH Terrace - Photo 13](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f599848462r.jpg) ![17978 SE 104TH Terrace - Photo 14](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f1597263261r.jpg) ![17978 SE 104TH Terrace - Photo 15](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f3444150864r.jpg) ![17978 SE 104TH Terrace - Photo 16](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f624728289r.jpg) ![17978 SE 104TH Terrace - Photo 17](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f1681551331r.jpg) ![17978 SE 104TH Terrace - Photo 18](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f578889029r.jpg) ![17978 SE 104TH Terrace - Photo 19](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2094022116r.jpg) ![17978 SE 104TH Terrace - Photo 20](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f743278936r.jpg) ![17978 SE 104TH Terrace - Photo 21](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2674699166r.jpg) ![17978 SE 104TH Terrace - Photo 22](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2354240944r.jpg) ![17978 SE 104TH Terrace - Photo 23](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2338191999r.jpg) ![17978 SE 104TH Terrace - Photo 24](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2650110499r.jpg) ![17978 SE 104TH Terrace - Photo 25](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f3581177873r.jpg) ![17978 SE 104TH Terrace - Photo 26](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f616404022r.jpg) ![17978 SE 104TH Terrace - Photo 27](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f3595128126r.jpg) ![17978 SE 104TH Terrace - Photo 28](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f3671561272r.jpg) ![17978 SE 104TH Terrace - Photo 29](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f3013171040r.jpg) ![17978 SE 104TH Terrace - Photo 30](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2286299730r.jpg) ![17978 SE 104TH Terrace - Photo 31](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2283977189r.jpg) ![17978 SE 104TH Terrace - Photo 32](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2811590864r.jpg) ![17978 SE 104TH Terrace - Photo 33](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f4289579133r.jpg) ![17978 SE 104TH Terrace - Photo 34](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f3735919100r.jpg) ![17978 SE 104TH Terrace - Photo 35](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2712683173r.jpg) ![17978 SE 104TH Terrace - Photo 36](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f1672404402r.jpg) ![17978 SE 104TH Terrace - Photo 37](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f310145137r.jpg) ![17978 SE 104TH Terrace - Photo 38](http://lh.rdcpix.com/7ffb9c67ed28f8b0214be8c43536407cl-f2623037597r.jpg) --- **MLS#:** G5117949 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/17978-se-104th-terrace-summerfield-fl-34491-1536d5a30c8a4f799f65f712ec6ff8c4) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/17978-se-104th-terrace-summerfield-fl-34491-1536d5a30c8a4f799f65f712ec6ff8c4#listing", "url": "https://staging.propertysimple.ai/listing/17978-se-104th-terrace-summerfield-fl-34491-1536d5a30c8a4f799f65f712ec6ff8c4", "name": "17978 SE 104TH Terrace, Summerfield, FL 34491", "description": "WELCOME HOME TO THIS BEAUTIFULLY MAINTAINED PALM MODEL WITH GOLF COURSE VIEWS! Enjoy beautiful golf course views from the spacious Florida Room, which is conveniently located under the home's regular roofline, providing a comfortable space to relax and enjoy the Florida lifestyle. This home is being offered TURN-KEY w/ FURNITURE, Golfcart Can Convey (Be included) with an accepted offer. The desirable split-bedroom floor plan provides privacy for both owners and guests, while vaulted ceilings in the main living areas create an open, spacious feel. Newer laminate plank flooring welcomes you as you enter and continues throughout the main living areas. The spacious kitchen offers plenty of cabinetry and generous counter space, making it a wonderful space for the chef of the home. Additional features include lighting above the cabinetry and a skylight that fills the kitchen with beautiful natural light and creates a bright, inviting atmosphere. IMPORTANT UPDATES: Roof: 2022 HVAC: 2016 Septic pumped: 9/2026 ENJOY THE SPRUCE CREEK SOUTH LIFESTYLE Located in the desirable 55+ gated community of Spruce Creek South, residents enjoy a wide variety of amenities and activities, along with a guarded main entrance and security. Community amenities include an 18-hole golf course, pro shop, restaurant, community pool, fitness center, jacuzzi, men's and women's spas, tennis courts, pickleball, shuffleboard, softball field, dog park, and scenic nature, walking, and bike paths. Additional gated parking is available for an additional fee on a semi-annual or annual basis. The community center features a live performance stage with events throughout the year, a dance floor, dining area, and community kitchen. There are also dedicated recreation spaces for the library, billiards, crafts, cards, dominoes, mahjong, and more. This is a golf-cart-friendly community, adding another fun and convenient way to get around. Residents can even participate in the community's annual golf cart parades for the Fourth of July and Christmas, decorating their carts and joining in the festivities or simply enjoying the fun as a spectator. A LOCATION THAT REALLY STANDS OUT One of the unique advantages of Spruce Creek South is its convenient access to surrounding amenities. Residents can legally travel by golf cart through the community's main entrance, cross U.S. 441, and access numerous shopping, dining, medical, and everyday conveniences. The community is conveniently located just minutes from shopping, restaurants, banks, gas stations, hospitals, urgent care, dentists, specialty medical clinics, barber shops, hair and nail salons, and more. Residents can also use the residential back gate to access a nearby plaza offering additional conveniences, including restaurants, drugstores, dental and specialty clinics, urgent care, an ice cream shop, barber and beauty services, nail salons, Planet Fitness, and more. A Super Walmart is also conveniently located across U.S. 441, approximately five minutes away. And when you're ready for even more shopping, dining, entertainment, and recreation, The Villages is just approximately two miles away. This Palm Model offers the combination of golf course views, a turnkey opportunity, desirable updates, an active 55+ community, and exceptional everyday convenience. 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